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Demopolis Federal Credit Union Rates and Review January 2026

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Demopolis Federal Credit Union12-month CD rates can be found at 3.75%, 6-month CD rates at 0.35% and 3-month CD rates at 3.00%. Savings rates are at 0.20% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.01%. Credit Card rates are at 7.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates which you can compare to Demopolis Federal Credit Union rates.

Compare Demopolis Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Demopolis Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Demopolis Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Demopolis Federal Credit Union? Share your experience about Demopolis Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Demopolis Federal Credit Union.

Overall, Demopolis Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Demopolis Federal Credit Union
Demopolis Federal Credit Union
106 E Washington St
Demopolis, AL 36732
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
RoundUp Savings
5.10%
$5
6-Month CD
4.00%
$1,000
24-Month CD
3.85%
$500
6-Month CD
3.82%
$500
24-Month CD
3.80%
$250
36-Month CD
3.75%
$1,000
12-Month CD
3.75%
$1,000
6-Month CD (eCD)
3.75%
$1,000
12-Month CD
3.70%
$1,000
12-Month CD
3.50%
$1,000
12-Month CD
3.35%
$500
24-Month CD
3.30%
$100
36-Month CD
3.29%
$500
36-Month CD
3.25%
$1,000
48-Month CD
3.25%
$2,500
60-Month CD
3.25%
$1,000
18-Month CD
3.05%
$500
24-Month CD
3.00%
$500
60-Month CD
3.00%
$1,000
60-Month CD
2.95%
$1,000
48-Month CD
2.75%
$2,500
36-Month CD
2.55%
$500
24-Month CD
2.12%
$100
6-Month CD
2.12%
$1,000
18-Month CD
2.06%
$1,000
60-Month CD
2.00%
$1,000
60-Month CD
2.00%
$500
48-Month CD
2.00%
$500
48-Month CD
1.76%
$500
3-Month CD
1.65%
$1,000
Essential Savings
1.50%
$25
36-Month CD
1.46%
$1,000
18-Month CD
1.45%
$500
60-Month CD
1.40%
$500
36-Month CD
1.30%
$5,000
Rainy Day Savings
1.00%
$5
18-Month CD
1.00%
$500
Insured Money Market
0.50%
$100
6-Month CD
0.50%
$500
Money Market
0.40%
$2,500
Money Market
0.35%
$1,000
36-Month CD
0.35%
$500
24-Month CD
0.20%
$1,000
24-Month CD
0.15%
$1,000
6-Month CD
0.15%
$1,000
Money Market Plus
0.10%
$100
Money Market Passbook
0.10%
$1,000
3-Month CD
0.05%
$500
Savings
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.250%
7.325%
0.000
5.250%
5.506%
0.000
30 Year Fixed
6.000%
6.130%
0.000
10-Year Fixed
6.250%
6.250%
0.000
30-Year Fixed
5.875%
6.075%
0.000
15-Year Fixed
5.500%
5.562%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
6.500%
6.595%
0.000
5.875%
6.010%
0.000
15-Year Fixed
5.375%
5.584%
0.000
20-Year Fixed
5.625%
5.675%
0.000
6.000%
6.061%
0.000
20-Year Fixed
5.750%
5.900%
0.000
6.000%
6.084%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
5.875%
6.012%
0.000
20-Year Fixed
5.875%
6.057%
0.000
5.500%
5.621%
0.000
6.125%
6.266%
0.000
20-Year Fixed
5.750%
5.975%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.625%
5.870%
0.000
6.125%
6.162%
0.000
6.000%
6.035%
0.375
5.500%
5.809%
0.000
5.500%
5.820%
0.000
5.625%
5.726%
0.000
30 Year Fixed
5.625%
5.704%
0.250
30-Year Fixed (Power Rate)
6.000%
6.162%
0.000
6.000%
6.000%
0.000
10-Year Fixed
5.625%
5.793%
0.000
15-Year Fixed
5.350%
5.462%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
30-Year Fixed
7.250%
7.402%
0.000
20-Year Fixed
5.900%
6.129%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.750%
5.876%
0.000
5.750%
5.970%
0.250
5.125%
5.547%
0.000
5.250%
6.041%
0.000
5.875%
5.888%
0.000
5.875%
5.907%
0.000
5.375%
6.220%
0.000
30-Year Fixed
5.750%
5.788%
0.000
6.250%
6.355%
0.000
15-Year Fixed
5.500%
5.591%
0.000
15-Year Fixed
5.125%
5.193%
0.000
30-Year Fixed
6.000%
6.112%
0.000
5.875%
5.958%
0.000
15-Year Fixed Jumbo
5.250%
5.443%
0.250
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
14.240%
16.100%
Visa Platinum Clarity
15.990%
Visa Student Rewards Card
17.990%
7.900%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
8.900% - 13.900%
Based upon credit worthiness.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Visa Crimson Card
13.240%
Platinum Visa
15.350%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
14.740%
Visa Signature® Cash Back
17.750%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Visa Classic Card
12.900%
No annual fee
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Academic VISA® Gold
15.400%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
14.000%
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Line of Credit Variable
16.740%
$0
New Signature Loans
8.990%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
18.000%
$0 - $500
5
11.900%
$0 - $15,000
24 - 60
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
13.990%
$0
Personal Loan Rates
5.740%
$0
1 - 36
10.990%
$500
36
10.890%
$0
60
8.500%
$0 - $6,000
42
Personal Line of Credit
13.040%
$0
10.500%
$0
50% Share Secured Loan
6.460% - 14.990%
$0
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
8.990%
$0
36
Personal Line of Credit
11.500%
$0
11.990%
$0
1 - 12
Debt Consolidation
13.990%
$0
1 - 72
7.750% - 16.750%
$0
1 - 36
8.890%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Demopolis Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Demopolis Federal Credit Union
Full Time Employees: 1
Part Time Employees: 0
President: Lorenzo McCants
CEO: Quesha Crockett
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
106 E Washington St
Demopolis, AL 36732
Phone Number: 334-289-4686
Fax Number: 334-289-4475

Financials

Total Assets:
3,145,506
Total Amount of Shares and Deposits:
1,391,787
Total Shares and Deposits < 1 Year:
1,391,787
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,391,787
Total Interest Expense (Sum of items 6 8):
3,631
Number of Accounts for Share Drafts:
86
Number of Accounts for Regular Shares:
769
Net Income (unless the amount is already included in Undivided Earnings):
153,802
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,576,280
Total Liabilities:
2,113,563
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Demopolis Federal Credit Union

Is a member application needed to join Demopolis Federal Credit Union?

Yes, to access services at Demopolis Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Demopolis Federal Credit Union provides a range of mortgage and home equity products.

Is Demopolis Federal Credit Union a safe place to deposit money?

Yes, Demopolis Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Demopolis Federal Credit Union offer online and mobile banking?

Most modern institutions like Demopolis Federal Credit Union provide digital access including online balance checks and transfers.

Current Demopolis Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions