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Clean Energy Federal Credit Union

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Clean Energy Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Clean Energy Federal Credit Union?

Current rates for Clean Energy Federal Credit Union include: 12-Month CD: 3.56%, 24-Month CD: 3.71%, 60-Month CD: 2.38%, Savings: 0.25%, MMA: 2.33%

Q: What CD terms does Clean Energy Federal Credit Union offer?

Clean Energy Federal Credit Union CD rates are 3.56% APY for a 6 month CD, 3.56% APY for a 12 month CD, 3.92% APY for a 2 year CD, 3.30% APY for a 3 year CD and 2.58% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Clean Energy Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Clean Energy Federal Credit Union's 2 Year Clean Energy CD of Deposit (CD) rates are at 3.92%, 1 Year Clean Energy CD of Deposit (CD) rates are at 3.56%, 6 Month Clean Energy CD of Deposit (CD) rates are at 3.56%, 3 Year Clean Energy CD of Deposit (CD) rates are at 3.30%, 5 Year Clean Energy CD of Deposit (CD) rates are at 2.58%. Clean Energy Federal Credit Union's savings rates are at 0.25%. Clean Energy Federal Credit Union's money market rates are at 2.33%. Clean Energy Federal Credit Union's checking rates are as high as 3.56%. Clean Energy Federal Credit Union's Personal Loan Rates are as low as 7.50%. Clean Energy Federal Credit Union's CD rates are 13% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Clean Energy Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.91%. Rates last updated and verified on 10/29/2026.

Clean Energy Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Clean Energy Federal Credit Union? Share your experience about Clean Energy Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Clean Energy Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.91%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Clean Energy Federal Credit Union
Administrative Office

116 Inverness Dr E
Englewood, CO 80112

https://www.cleanenergycu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Clean Energy Federal Credit Union CD Rates

Product	Rate	APY	Term
IRA Certificate of Deposit - 6 month	4.10%	4.18%	6 months
Min Balance $1,000 Details Balance: $1,000 - $24,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 4.18% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 1 year	4.00%	4.07%	1 year
Min Balance $100,000 Details Balance: $100,000 and over; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 1 year	3.90%	3.97%	1 year
Min Balance $25,000 Details Balance: $25,000 - $99,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.97% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
2 Year Clean Energy Certificate of Deposit (CD)	3.85%	3.92%	2 years
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.92% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 2 years	3.85%	3.92%	2 years
Min Balance $100,000 Details Balance: $100,000 and over; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.92% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 1 year	3.80%	3.87%	1 year
Min Balance $1,000 Details Balance: $1,000 - $24,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.87% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
2 Year Clean Energy Certificate of Deposit (CD)	3.75%	3.82%	2 years
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.82% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 2 years	3.75%	3.82%	2 years
Min Balance $25,000 Details Balance: $25,000 - $99,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
2 Year Clean Energy Certificate of Deposit (CD)	3.65%	3.71%	2 years
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.71% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 2 years	3.65%	3.71%	2 years
Min Balance $1,000 Details Balance: $1,000 - $24,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.71% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
1 Year Clean Energy Certificate of Deposit (CD)	3.50%	3.56%	1 year
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
6 Month Clean Energy Certificate of Deposit (CD)	3.50%	3.56%	6-Month
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.56% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 3 years	3.35%	3.40%	3 years
Min Balance $100,000 Details Balance: $100,000 and over; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
3 Year Clean Energy Certificate of Deposit (CD)	3.25%	3.30%	3 years
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 3 years	3.25%	3.30%	3 years
Min Balance $25,000 Details Balance: $25,000 - $99,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
3 Year Clean Energy Certificate of Deposit (CD)	3.15%	3.20%	3 years
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 3 years	3.15%	3.20%	3 years
Min Balance $1,000 Details Balance: $1,000 - $24,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
3 Year Clean Energy Certificate of Deposit (CD)	3.05%	3.09%	3 years
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 3.09% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 5 years	2.65%	2.68%	5 years
Min Balance $100,000 Details Balance: $100,000 and over; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.68% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 4 years	2.60%	2.63%	4 years
Min Balance $100,000 Details Balance: $100,000 and over; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.63% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
5 Year Clean Energy Certificate of Deposit (CD)	2.55%	2.58%	5 years
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.58% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 5 years	2.55%	2.58%	5 years
Min Balance $25,000 Details Balance: $25,000 - $99,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.58% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
4 Year Clean Energy Certificate of Deposit (CD)	2.50%	2.53%	4 years
Min Balance $100,000 Details Balance: $100,000 and over Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.53% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 4 years	2.50%	2.53%	4 years
Min Balance $25,000 Details Balance: $25,000 - $99,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.53% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
5 Year Clean Energy Certificate of Deposit (CD)	2.45%	2.48%	5 years
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.48% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 5 years	2.45%	2.48%	5 years
Min Balance $1,000 Details Balance: $1,000 - $24,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.48% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
4 Year Clean Energy Certificate of Deposit (CD)	2.40%	2.43%	4 years
Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.43% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Certificate of Deposit - 4 years	2.40%	2.43%	4 years
Min Balance $1,000 Details Balance: $1,000 - $24,999; Minimum balance requirement = $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.43% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
5 Year Clean Energy Certificate of Deposit (CD)	2.35%	2.38%	5 years
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.38% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
4 Year Clean Energy Certificate of Deposit (CD)	2.30%	2.32%	4 years
Min Balance $1,000 Details Balance: $1,000 - $24,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 2.32% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

Clean Energy Federal Credit Union Savings Rates

Product	Rate	APY
IRA Savings Account	0.25%	0.25%
Min Balance $100 Details Balance: $100; Minimum balance requirement = $100 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Savings Accounts	0.15%	0.15%
Min Balance $5 Details Balance: $100; Minimum balance requirement = $5; Dividend Rate/APY may change at any time Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Student Savings	0.15%	0.15%
Min Deposit $5 Min Balance $100 Details Rate is variable; dividends compounded daily, credited monthly; no service fee if minimum not met: Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

Clean Energy Federal Credit Union Money Market Rates

Product	Rate	APY
IRA Money Market Account	2.30%	2.33%
Min Balance $200,000 Details Balance: $200,000 and over; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.33% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Money Market Account	2.25%	2.28%
Min Balance $100,000 Details Balance: $100,000 - $199,999; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.28% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market Account	2.20%	2.22%
Min Balance $500 Details Balance: $200,000; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 1.51% → 2.22% ▲ 0.71 pts · high 2.22% / low 1.51% Oct 26, 20262.22%▲ from 1.51% Sep 14, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market Account	2.15%	2.17%
Min Balance $100,000 Details Balance: $100,000 - $199,999; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.17% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Money Market Account	2.10%	2.12%
Min Balance $50,000 Details Balance: $50,000 - $99,999; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.12% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market Account	2.00%	2.02%
Min Balance $50,000 Details Balance: $50,000 - $99,999; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Money Market Account	1.70%	1.71%
Min Balance $10,000 Details Balance: $10,000 - $49,999; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.71% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
IRA Money Market Account	1.60%	1.61%
Min Balance $500 Details Balance: $500 - $9,999; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.61% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market Account	1.60%	1.61%
Min Balance $10,000 Details Balance: $10,000 - $49,999; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.61% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Money Market Account	1.50%	1.51%
Min Balance $500 Details Balance: $500 - $9,999; Minimum balance requirement = $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

Clean Energy Federal Credit Union Checking Rates

Product	Rate	APY
Rewards Checking	3.50%	3.56%
Min Deposit $25 Min Balance $0 Details Qualifications Required; Balance: $0 - $20,000; Tier 2 criteria: direct deposit of $500 or more and average monthly balance across all accounts over $2,500, AND 15 or more debit card transactions of $5 or more; Limited to one Rewards Checking per member account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.56% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Rewards Checking	2.50%	2.53%
Min Deposit $25 Min Balance $0 Details Qualifications Required; Balance: $0 - $20,000; Tier 1 criteria: direct deposit of $500 or more and average monthly balance across all accounts over $2,500, OR 15 or more debit card transactions of $5 or more; Limited to one Rewards Checking per member account Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.56% → 2.53% ▼ 1.03 pts · high 3.56% / low 2.53% Oct 26, 20262.53%▼ from 3.56% Sep 14, 20263.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Student Checking	0.01%	0.01%
Min Deposit $25 Details Rate is variable; dividends compounded monthly, credited monthly; no service fee if minimum not met: Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

Clean Energy Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Electric Vehicle Loan - New or Refinanced New Electric Vehicle	-	-	4.99%	4 years
Details As Low As; Loan Amount: $3,000 to $125,000 up to 110% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Electric, plug-in hybrid, or hybrid vehicles Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Electric Vehicle Loan - New or Refinanced New Electric Vehicle	-	-	5.49%	5 years
Details As Low As; Loan Amount: $3,000 to $125,000 up to 110% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Electric, plug-in hybrid, or hybrid vehicles Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Electric Vehicle Loan - Used or Refinanced Used Electric Vehicle	-	-	5.49%	4 years
Details As Low As; Loan Amount: $3,000 to $125,000 up to 110% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Used vehicles: over 10,000 miles or model year 2023 or older; Maximum age 8 years old Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Electric Vehicle Loan - New or Refinanced New Electric Vehicle	-	-	5.89%	6 years
Details As Low As; Loan Amount: $3,000 to $125,000 up to 110% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Electric, plug-in hybrid, or hybrid vehicles Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.89% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Electric Vehicle Loan - Used or Refinanced Used Electric Vehicle	-	-	5.99%	5 years
Details As Low As; Loan Amount: $3,000 to $125,000 up to 110% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Used vehicles: over 10,000 miles or model year 2023 or older; Maximum age 8 years old Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.99% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Electric Vehicle Loan - Used or Refinanced Used Electric Vehicle	-	-	6.39%	6 years
Details As Low As; Loan Amount: $3,000 to $125,000 up to 110% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Used vehicles: over 10,000 miles or model year 2023 or older; Maximum age 8 years old Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.39% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

Clean Energy Federal Credit Union Personal Loan Rates

Product	APR	Term
Everyday Solar System Loan	7.50%	12 years
Details As Low As; Min/Max Loan Amount: $3,000 to $150,000; Rates include 2.00% auto-pay discount; Refinance loans incur an additional 0.50% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Everyday Solar System Loan	8.00%	15 years
Details As Low As; Min/Max Loan Amount: $3,000 to $150,000; Rates include 2.00% auto-pay discount; Refinance loans incur an additional 0.50% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Unsecured Clean Energy Loan	8.24%	Up to 3 years
Details As Low As; Loan amount: $1,000 to $50,000; Rates shown include a 2.00% discount for automatic loan payments; Loans must be used for qualifying clean energy products and services Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.24% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Unsecured Green Home Improvement Loans	8.24%	3 years
Details As Low As; Min/Max Loan Amount: $1,000 to $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.24% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Everyday Solar System Loan	8.25%	20 years
Details As Low As; Min/Max Loan Amount: $3,000 to $150,000; Rates include 2.00% auto-pay discount; Refinance loans incur an additional 0.50% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Unsecured Clean Energy Loan	8.74%	Up to 5 years
Details As Low As; Loan amount: $1,000 to $50,000; Rates shown include a 2.00% discount for automatic loan payments; Loans must be used for qualifying clean energy products and services Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Unsecured Green Home Improvement Loans	8.74%	5 years
Details As Low As; Min/Max Loan Amount: $1,000 to $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Unsecured Clean Energy Loan	8.99%	Up to 7 years
Details As Low As; Loan amount: $1,000 to $50,000; Rates shown include a 2.00% discount for automatic loan payments; Loans must be used for qualifying clean energy products and services Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Unsecured Green Home Improvement Loans	8.99%	7 years
Details As Low As; Min/Max Loan Amount: $1,000 to $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Unsecured Clean Energy Loan	9.49%	Up to 10 years
Details As Low As; Loan amount: $1,000 to $50,000; Rates shown include a 2.00% discount for automatic loan payments; Loans must be used for qualifying clean energy products and services Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Unsecured Green Home Improvement Loans	9.49%	10 years
Details As Low As; Min/Max Loan Amount: $1,000 to $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

Clean Energy Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Everyday Geothermal System Loan	-	-	7.50%	12 years
Details Min/Max Loan Amount: $3,000 to $150,000 Typically 70% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Geothermal System/Ground-Source Heat Pump Loans Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Everyday Geothermal System Loan	-	-	8.00%	15 years
Details Min/Max Loan Amount: $3,000 to $150,000 Typically 70% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Geothermal System/Ground-Source Heat Pump Loans Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Everyday Geothermal System Loan	-	-	8.25%	20 years
Details Min/Max Loan Amount: $3,000 to $150,000 Typically 70% Loan-to-Value; Rates include 2.00% discount for automatic loan payments; Geothermal System/Ground-Source Heat Pump Loans Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.25% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%
Green Home Improvement Loan	-	-	5.24%
Details As Low As; Page labels this loan rate as APY (5.24% APY); stored as apr because loans carry no APY Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.24% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.91%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Clean Energy Federal Credit Union’s Texas Ratio rose from 1.94% in Q3 2023 to 5.91% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$130M	5.91%	5.0	A+
March 31, 2026	$127M	4.84%	5.0	A+
December 31, 2025	$119M	3.54%	5.0	A+
September 30, 2025	$114M	2.12%	5.0	A+
June 30, 2025	$111M	1.33%	5.0	A+
March 31, 2025	$87M	0.56%	5.0	A+
December 31, 2024	$67M	3.31%	5.0	A+
September 30, 2024	$67M	2.33%	5.0	A+
June 30, 2024	$61M	1.80%	5.0	A+
March 31, 2024	$56M	4.16%	5.0	A+
December 31, 2023	$54M	0.14%	5.0	A+
September 30, 2023	$56M	1.94%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Clean Energy Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Clean Energy Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Clean Energy Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Clean Energy Federal Credit Union

Website https://www.cleanenergycu.org

Address 116 Inverness Dr E, Englewood, CO 80112

Phone 720-479-7900

Fax 720-479-7903

President Blake Jones

CEO Terri Mickelsen

Full-Time Employees 39

Part-Time Employees 2

Branch Locations 0

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.91%

Return on Assets (ROA)

-0.0979%

Return on Equity (ROE)

-0.9985%

Non-Performing Loans Ratio (NPL)

0.74%

Total Assets

130,208,770

Total Amount of Shares and Deposits

112,541,814

Total Shares and Deposits < 1 Year

93,504,123

Total Shares and Deposits 1 3 Years

16,111,808

Total Shares and Deposits > 3 Years

2,925,883

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

23,515,631

Total Uninsured Shares and Deposits > $250K (F+J)

23,515,631

Total Insured Shares and Deposits > $250K (item 17 less item K)

89,026,183

Total Interest Expense (Sum of items 6 8)

1,650,906

Share Certificates

1,143

Number of Accounts for Share Drafts

2,612

IRA KEOGH Accounts

Number of Accounts for Regular Shares

14,441

All other shares

Non Member Deposits

Money Market Shares

300

Net Income (unless the amount is already included in Undivided Earnings)

-127,504

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

21,727,820

Total Liabilities

127,439,378

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Clean Energy Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Clean Energy Federal Credit Union

Does Clean Energy Federal Credit Union offer CDs?

Yes. Clean Energy Federal Credit Union current CD rates include its 2 Year Clean Energy CD of Deposit (CD) at 3.92% APY, its 1 Year Clean Energy CD of Deposit (CD) at 3.56% APY and its 6 Month Clean Energy CD of Deposit (CD) at 3.56% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Clean Energy Federal Credit Union NCUA insured?

Yes. Clean Energy Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Clean Energy Federal Credit Union?

The highest Clean Energy Federal Credit Union CD rate is its IRA CD of Deposit - 6 month at 4.18% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Clean Energy Federal Credit Union offer?

Clean Energy Federal Credit Union CD rates are 3.56% APY for a 6 month CD, 3.56% APY for a 12 month CD, 3.92% APY for a 2 year CD, 3.30% APY for a 3 year CD and 2.58% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Clean Energy Federal Credit Union for its full lineup.

What is the highest savings rate at Clean Energy Federal Credit Union?

The highest Clean Energy Federal Credit Union savings rate is its IRA Savings Account at 0.25% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Clean Energy Federal Credit Union?

The highest Clean Energy Federal Credit Union money market rate is its IRA Money Market Account at 2.33% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Clean Energy Federal Credit Union?

The highest Clean Energy Federal Credit Union checking rate is its Rewards Checking at 3.56% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Clean Energy Federal Credit Union?

The lowest Clean Energy Federal Credit Union auto loan rate is its Electric Vehicle Loan - New or Refinanced New Electric Vehicle at 4.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Clean Energy Federal Credit Union?

The lowest Clean Energy Federal Credit Union personal loan rate is its Unsecured Clean Energy Loan at 8.24% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Clean Energy Federal Credit Union operate?

Clean Energy Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Clean Energy Federal Credit Union?

Yes, to access services at Clean Energy Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Clean Energy Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Clean Energy Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Clean Energy Federal Credit Union offer online and mobile banking?

Most modern institutions like Clean Energy Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cleanenergycu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Clean Energy Federal Credit Union rates compare?

Clean Energy Federal Credit Union's CD rates are 13% higher than the MonitorBankRates national average, and it has an A+ health rating. Clean Energy Federal Credit Union's top rates are its IRA CD of Deposit - 6 month at 4.18% APY, its IRA Savings Account at 0.25% APY, its IRA Money Market Account at 2.33% APY, its Rewards Checking at 3.56% APY and its Everyday Solar System Loan at 7.50% APR, verified by MonitorBankRates on October 29, 2026.

Current Clean Energy Federal Credit Union Rates

12-Month CD3.56%
24-Month CD3.71%
60-Month CD2.38%
Savings0.25%
MMA2.33%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Clean Energy Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Clean Energy Federal Credit Union Texas Ratio

Clean Energy Federal Credit Union Health Trend

Clean Energy Federal Credit Union CD Rates

Clean Energy Federal Credit Union Savings Rates

Clean Energy Federal Credit Union Money Market Rates

Clean Energy Federal Credit Union Checking Rates

Clean Energy Federal Credit Union Auto Loan Rates

Clean Energy Federal Credit Union Personal Loan Rates

Clean Energy Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Clean Energy Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Clean Energy Federal Credit Union

Does Clean Energy Federal Credit Union offer CDs?

Are CDs from Clean Energy Federal Credit Union NCUA insured?

What is the highest CD rate at Clean Energy Federal Credit Union?

What CD terms does Clean Energy Federal Credit Union offer?

What is the highest savings rate at Clean Energy Federal Credit Union?

What is the highest money market rate at Clean Energy Federal Credit Union?

What is the highest checking rate at Clean Energy Federal Credit Union?

What is the lowest auto loan rate at Clean Energy Federal Credit Union?

What is the lowest personal loan rate at Clean Energy Federal Credit Union?

How many branches does Clean Energy Federal Credit Union operate?

Is a member application needed to join Clean Energy Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Clean Energy Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Clean Energy Federal Credit Union rates compare?

Current Clean Energy Federal Credit Union Rates

Compare to Other Credit Unions