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Desertview Federal Credit Union Rates and Review January 2026

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Desertview Federal Credit Union12-month CD rates can be found at 0.02%, 6-month CD rates at 0.50% and 3-month CD rates at 1.00%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 15.40%. Personal Loan rates are at 13.15%. All these rates, and more, can be found in our database of rates which you can compare to Desertview Federal Credit Union rates.

Compare Desertview Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Desertview Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Desertview Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Desertview Federal Credit Union? Share your experience about Desertview Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Desertview Federal Credit Union.

Overall, Desertview Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Desertview Federal Credit Union
Main Office
196 North Main
Huntington, UT 84528
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD (Plus Jumbo)
3.67%
$200,000
12-Month CD
3.66%
$1,000
24-Month CD
3.60%
$0
24-Month CD
3.55%
$2,000
48-Month CD
3.50%
$5,000
18-Month CD
3.40%
$1,000
12-Month CD
3.40%
$500
30-Month CD
3.25%
$200
48-Month CD
3.25%
$1,000
12-Month CD
3.25%
$1,000
60-Month CD
3.25%
$500
24-Month CD
3.15%
$1,000
12-Month CD (Jumbo)
3.09%
$100,000
18-Month CD
3.05%
$3,000
6-Month CD
3.04%
$10,000
24-Month CD
3.01%
$500
48-Month CD
3.00%
$500
36-Month CD
2.90%
$500
36-Month CD
2.80%
$1,000
60-Month CD
2.79%
$2,500
24-Month CD
2.55%
$1,000
12-Month CD
2.52%
$500
36-Month CD
2.32%
$1,000
12-Month CD
2.25%
$1,000
36-Month CD
2.25%
$1,000
60-Month CD
2.12%
$500
12-Month CD
2.07%
$1,000
24-Month CD
2.02%
$1,000
36-Month CD
2.00%
$1,000
12-Month CD
1.50%
$1,000
48-Month CD
1.40%
$500
18-Month CD
1.25%
$500
24-Month CD
1.20%
$1,000
18-Month CD
1.10%
$2,000
48-Month CD
1.10%
$1,000
Money Market Advantage
1.01%
$75,000
Save Up Savings
1.00%
$0
60-Month CD
0.30%
$500
Money Market
0.30%
$1,000
12-Month CD
0.25%
$500
Statement Savings
0.15%
$100
Money Market
0.15%
$1,000
Money Market
0.15%
$2,500
Money Market
0.10%
$1,000
NOW Checking
0.10%
$1,000
Freedom Savings
0.05%
$0
Go Savings
0.05%
$1,000
Statement Savings
0.05%
$0
Regular Savings
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.125%
5.331%
1.000
30-Year Fixed
6.000%
6.133%
0.000
5.500%
6.005%
0.000
5.375%
5.488%
0.250
5.125%
5.361%
1.000
5.375%
5.375%
0.125
5.625%
5.760%
0.375
5.250%
5.287%
0.000
5/5 ARM High LTV
5.250%
6.143%
1.000
5.875%
5.985%
1.000
5.875%
6.118%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
30 Year Fixed
6.375%
6.670%
0.000
4.625%
4.690%
0.000
10 Year Fixed
6.000%
6.223%
0.000
5.500%
5.803%
0.000
6.250%
6.434%
0.000
5.625%
5.853%
0.000
5.375%
5.953%
0.000
6.500%
6.748%
0.000
5.875%
5.927%
0.500
15 Year Fixed
5.120%
5.192%
0.000
5.625%
5.647%
0.000
15 Year Fixed
5.500%
5.677%
0.000
5.115%
5.908%
0.946
5.250%
5.370%
0.000
5.125%
6.002%
0.000
5.000%
5.153%
1.000
6.125%
6.190%
0.000
5.250%
5.382%
0.000
15 Year Fixed
5.750%
6.062%
0.000
30 Year Fixed
6.250%
6.441%
0.000
6.250%
6.330%
0.000
5.500%
6.059%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
6.125%
6.320%
0.000
5.375%
6.220%
0.000
5.875%
6.055%
0.000
6.000%
6.141%
0.000
6.125%
6.326%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
10-Year Fixed
5.750%
6.024%
0.000
5.500%
5.567%
0.000
6.000%
6.239%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
5.375%
6.068%
1.000
5.000%
5.242%
0.000
30-Year Fixed Jumbo
6.125%
6.148%
0.000
5.375%
5.804%
0.000
30-Year Fixed
5.750%
5.908%
0.500
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Savings Secured Visa®
18.000%
Acadia Visa Credit Card
10.900%
No annual fee
Member First VISA
15.040%
No balance transfer fees or annual fees.
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Security Service Power Rewards MasterCard
18.000%
VISA® Gold
11.960%
VISA® Classic
12.960%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Platinum Secured Visa
8.750%
14.000%
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
VISA® Credit Cards
7.990%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
8.990% - 17.990%
Maximum limit of $30,000
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
8.900% - 13.900%
Based upon credit worthiness.
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
VISA Platinum without Rewards
7.900%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Crimson Rewards Card
13.740%
VISA Signature Rewards
16.740% - 18.000%
7.900%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
9.990% - 18.000%
$0 - $50,000
Access Line Of Credit
16.240%
$0
13.240%
$0 - $2,000
36 - 36
17.900%
$0 - $500
14.700%
$8,000
60 - 60
8.990% - 17.990%
$0
Term Line of Credit 84 months
8.000%
$0
13.740%
$0
60
9.200% - 17.950%
$0 - $15,000
60 - 60
Credit Starter Loan
16.250%
$0
9.990%
$0
1 - 60
14.200%
$5,000 - $8,000
48 - 48
Personal Loans
13.450%
$0
60
Personal Loan
8.950%
$0
New Signature Loans
8.990%
$0
8.990% - 18.000%
$0 - $30,000
72
15.000%
$500 - $1,500
6 - 12
Personal Signature Loan
11.000%
$0
96
10.890%
$0
60
13.700%
$2,500 - $5,000
36 - 36
Personal Line of Credit
12.950% - 18.000%
$0
13.240%
$0
48
14.990%
$0
25 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Desertview Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Desertview Federal Credit Union
Full Time Employees: 10
Part Time Employees: 0
President: Christopher Justice
CEO: Michael Nelson
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
196 North Main
Huntington, UT 84528
Phone Number: 435-687-2472
Fax Number: 435-687-9364

Financials

Total Assets:
44,163,250
Total Amount of Shares and Deposits:
37,950,682
Total Shares and Deposits < 1 Year:
37,392,589
Total Shares and Deposits 1 3 Years:
558,094
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,111,493
Total Uninsured Shares and Deposits > $250K (F+J):
2,111,493
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,839,189
Total Interest Expense (Sum of items 6 8):
495,263
Share Certificates:
200
Number of Accounts for Share Drafts:
2,517
IRA KEOGH Accounts:
62
Number of Accounts for Regular Shares:
4,225
Money Market Shares:
809
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,085,598
Total Liabilities:
38,001,402
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Desertview Federal Credit Union

Is a member application needed to join Desertview Federal Credit Union?

Yes, to access services at Desertview Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Desertview Federal Credit Union provides a range of mortgage and home equity products.

Is Desertview Federal Credit Union a safe place to deposit money?

Yes, Desertview Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Desertview Federal Credit Union offer online and mobile banking?

Most modern institutions like Desertview Federal Credit Union provide digital access including online balance checks and transfers.

Current Desertview Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions