What are the current interest rates at Alliance Catholic Credit Union?

Current rates for Alliance Catholic Credit Union include: 12-Month CD: 3.00%, 24-Month CD: 2.00%, 60-Month CD: 2.50%, Savings: 5.00%, MMA: 0.30%

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Alliance Catholic Credit Union

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Alliance Catholic Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Alliance Catholic Credit Union's top rates as of October 9, 2026 are 3.75% APY on its 13 Month Flexible CD, 5.00% APY on savings, 0.30% APY on money market accounts, 4.00% APY on checking, rv, boat and powersport loans from 6.99% APR, and credit cards from 12.00% APR, according to rates verified by MonitorBankRates. Other Alliance Catholic Credit Union CD rates include 30 Month CD at 3.50%, 6 Month CD at 3.50%, and 12 Month CD at 3.00%. MonitorBankRates evaluates the financial stability of Alliance Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.86%. Rates last updated and verified on 10/09/2026.

Alliance Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Catholic Credit Union? Share your experience about Alliance Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Alliance Catholic Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.86%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Alliance Catholic Credit Union
Admin

28800 Orchard Lake Rd
Farmington Hills, MI 48334

https://www.allianceccu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Alliance Catholic Credit Union CD Rates

Product	Rate	APY	Term
13 Month Flexible CD	3.68%	3.75%	13 Month
Min Deposit $500 Details Early Withdrawal Provisions: For 13-Month Flexible CD, one withdrawal up to 25% of the principal balance can be made without penalty; for subsequent withdrawals, the penalty will be equal to 180 days of interest. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
30 Month Certificate	3.44%	3.50%	30 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
6 Month Certificate	3.44%	3.50%	6 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
12 Month Certificate	2.96%	3.00%	12 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
48 Month Certificate	2.47%	2.50%	48 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
60 Month Certificate	2.47%	2.50%	60 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
24 Month Certificate	1.98%	2.00%	24 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
36 Month Certificate	1.98%	2.00%	36 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
9 Month Certificate	1.00%	1.00%	9 Months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Savings Rates

Product	Rate	APY
A$pire Savings	-	5.00%
Min Deposit $5 Min Balance $5 Details Balances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
AngelSavers	-	5.00%
Min Deposit $5 Min Balance $5 Details Balances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Christmas Club	-	0.05%
Min Deposit $5 Min Balance $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Primary Savings	-	0.05%
Min Deposit $5 Min Balance $250 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Secondary Savings	-	0.05%
Min Deposit $5 Min Balance $250 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	0.30%	0.30%
Min Balance $100,000 Details Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 0.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Money Market	0.25%	0.25%
Min Balance $75,000 Details Balance: $75,000 - $99,999; Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Money Market	0.20%	0.20%
Min Balance $20,000 Details Balance: $20,000 - $74,999; Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 0.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Money Market	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500 to $19,999; Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 0.20% → 0.15% ▼ 0.05 pts · high 0.20% / low 0.15% Oct 9, 20260.15%▼ from 0.20% Sep 29, 20260.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Checking Rates

Product	Rate	APY
Alliance Checking	-	4.00%
Min Deposit $5 Details Qualifications Required: Direct Deposit + E-statements + 10 Debit Card signature-based transactions; APY will be paid on balances up to $15,000 if qualifications met (Direct Deposit + E-statements + 10 Debit Card signature-based transactions); 0.00% APY if qualifications not met. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Checking Account	3.92%	4.00%
Min Balance $15,000 Details Qualifications Required; Direct Deposit, 10 signature-based "Credit" transactions with your Debit/ATM card each month, enroll in & continue to receive E-Statements. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Business Checking Rates

Product	Rate	APY
Business Parish Enhanced Checking	3.92%	4.00%
Min Balance $1,000,000 Details Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 4.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Interest Bearing Checking	2.47%	2.50%
Min Balance $100,000 Details Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Parish Enhanced Checking	2.47%	2.50%
Min Balance $25,000 Details Balance: $25,000 - $999,999.99; Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Interest Bearing Checking	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000 - $99,999; Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History No change since Sep 29, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Interest Bearing Checking	0.30%	0.30%
Min Balance $25,000 Details Balance: $25,000 - $49,999; Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 1.00% → 0.30% ▼ 0.70 pts · high 1.00% / low 0.30% Oct 9, 20260.30%▼ from 1.00% Sep 29, 20261.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Interest Bearing Checking	0.15%	0.15%
Min Balance $0 Details Balance: $0 - $24,999; Dividends Frequency: Monthly Last Updated 10/09/2026 Rate History 1 change since Sep 29, 2026 · 1.00% → 0.15% ▼ 0.85 pts · high 1.00% / low 0.15% Oct 9, 20260.15%▼ from 1.00% Sep 29, 20261.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loans 2023 & Newer - Up to 48 Months	-	-	4.99%	Up to 48 Months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2019-2022 - Up to 48 months	-	-	5.24%	Up to 48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - 49 to 60 months	-	-	5.24%	49 to 60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2019-2022 - 49-60 months	-	-	5.49%	49-60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - 61-72 months	-	-	5.49%	61-72 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2019-2022 - 61-72 months	-	-	5.74%	61-72 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - 73-84 months	-	-	5.99%	73-84 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Classic / Special Interest Vehicles - Up to 84 months Loan	-	-	6.24%	Up to 84 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2019-2022 - 73-84 months	-	-	6.49%	73-84 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2018 & Older - Up to 48 months	-	-	6.74%	Up to 48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - 85-96 months	-	-	6.74%	85-96 months
Details Minimum Loan Amount: $50,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2018 & Older - 49-60 months	-	-	7.24%	49-60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Classic / Special Interest Vehicles - 85-144 months Loan	-	-	7.24%	85-144 months
Details Minimum Loan Amount: $50,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Auto Loans 2023 & Newer - 97-120 months	-	-	7.74%	97-120 months
Details Minimum Loan Amount: $70,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Classic / Special Interest Vehicles - 145-180 months Loan	-	-	8.24%	145-180 months
Details Minimum Loan Amount: $70,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer - Up to 60 months Loan	-	6.99%	Up to 60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer - 61 to 84 months Loan	-	7.24%	61 to 84 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors - Up to 60 months Loan	-	7.49%	Up to 60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer - 85 to 96 months Loan	-	7.49%	85 to 96 months
Details Minimum Loan Amount: $15,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors - 61 to 84 months Loan	-	7.74%	61 to 84 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors - 85 to 96 months Loan	-	7.99%	85 to 96 months
Details Minimum Loan Amount: $15,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer - 97 to 120 months Loan	-	8.49%	97 to 120 months
Details Minimum Loan Amount: $20,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Credit Card Rates

Product	Rate	APR
Business Mastercard (Non-Rewards)	-	12.00%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Mastercard (Non-Rewards)	-	12.00%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 12.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Business Mastercard (with Rewards)	-	13.50%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Mastercard (with Rewards)	-	13.50%
Details Purchases, Balance Transfers & Cash Advances. Except when the promotional rate applies, the current APR is as low as 12.00% for Non-Rewards Card and as low as 13.50% for Rewards Card as of 4/01/2026, and the maximum APR that can apply is 22.50%. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Personal Loan Rates

Product	APR	Term
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer - Up to 60 months Loan	6.99%	Up to 60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer - 61 to 84 months Loan	7.24%	61 to 84 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors - Up to 60 months Loan	7.49%	Up to 60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer - 85 to 96 months Loan	7.49%	85 to 96 months
Details Minimum Loan Amount: $15,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors - 61 to 84 months Loan	7.74%	61 to 84 months
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors - 85 to 96 months Loan	7.99%	85 to 96 months
Details Minimum Loan Amount: $15,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer - 97 to 120 months Loan	8.49%	97 to 120 months
Details Minimum Loan Amount: $20,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Unsecured Loans - Up to 36 months	12.99%	Up to 36 months
Details Unsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 12.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Unsecured Loans - 37 to 48 months	13.99%	37 to 48 months
Details Unsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 13.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Unsecured Loans - 49 to 60 months	14.99%	49 to 60 months
Details Unsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 14.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Alliance Catholic Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
AllianceCash - Up to 12 months Loan	-	-	19.99%	Up to 12 months
Details Loan amounts range from $500 to $2,000. APR is fixed at 19.99%. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 19.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Christmas Loan - Up to 12 months	-	-	9.99%	Up to 12 months
Details Maximum loan amount is $4,000. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%
Tuition Loan (K-12) - Up to 12 months	-	-	4.00%	Up to 12 months
Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 4.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.86%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Alliance Catholic Credit Union’s Texas Ratio stayed near 1.85% in Q3 2023 to 1.86% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$719M	1.86%	5.0	A+
March 31, 2026	$707M	1.50%	5.0	A+
December 31, 2025	$672M	1.73%	5.0	A+
September 30, 2025	$654M	1.30%	5.0	A+
June 30, 2025	$644M	1.39%	5.0	A+
March 31, 2025	$636M	1.75%	5.0	A+
December 31, 2024	$627M	2.70%	5.0	A+
September 30, 2024	$627M	2.08%	5.0	A+
June 30, 2024	$624M	1.57%	5.0	A+
March 31, 2024	$623M	1.56%	5.0	A+
December 31, 2023	$638M	1.66%	5.0	A+
September 30, 2023	$645M	1.85%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alliance Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alliance Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alliance Catholic Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alliance Catholic Credit Union

Website https://www.allianceccu.com

Address 28800 Orchard Lake Rd, Farmington Hills, MI 48334

Phone 248-663-4006

Fax

President Joseph Valentic

CEO Rob Grech

Full-Time Employees 157

Part-Time Employees 3

Branch Locations 12

ATM Locations 11

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.86%

Return on Assets (ROA)

0.4964%

Return on Equity (ROE)

4.0064%

Non-Performing Loans Ratio (NPL)

0.36%

Total Assets

718,511,833

Total Amount of Shares and Deposits

626,448,025

Total Shares and Deposits < 1 Year

614,785,431

Total Shares and Deposits 1 3 Years

10,984,492

Total Shares and Deposits > 3 Years

678,101

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

26,429,462

Total Uninsured Shares and Deposits > $250K (F+J)

26,429,462

Total Insured Shares and Deposits > $250K (item 17 less item K)

600,018,563

Total Interest Expense (Sum of items 6 8)

3,761,867

Share Certificates

3,844

Number of Accounts for Share Drafts

20,526

IRA KEOGH Accounts

1,137

Number of Accounts for Regular Shares

39,350

Money Market Shares

2,924

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

28,535,655

Total Liabilities

636,994,506

Source: NCUA — Last Updated 06/30/2026

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Frequently Asked Questions About Alliance Catholic Credit Union

How many branches does Alliance Catholic Credit Union operate?

Alliance Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alliance Catholic Credit Union?

Yes, to access services at Alliance Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alliance Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alliance Catholic Credit Union offer online and mobile banking?

Most modern institutions like Alliance Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allianceccu.com.