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Alliance Catholic Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
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Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: September 22, 2026
Alliance Catholic Credit Union's 13 Month Flexible CD rates are at 3.75%, 30 Month Regular CDs & IRA CDs rates are at 3.50%, 6 Month Regular CDs & IRA CDs rates are at 3.50%, 12 Month Regular CDs & IRA CDs rates are at 3.00%, 48 Month Regular CDs & IRA CDs rates are at 2.50%. Alliance Catholic Credit Union's savings rates are at 0.05%. Alliance Catholic Credit Union's RV, Boat and Powersport Loan Rates are as low as 6.99%. Alliance Catholic Credit Union's Credit Card Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Alliance Catholic Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.50%. Rates last updated and verified on 09/22/2026.
Alliance Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Catholic Credit Union? Share your experience about Alliance Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Alliance Catholic Credit Union.
Alliance Catholic Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Alliance Catholic Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.50%
ExcellentLower than avg
Alliance Catholic Credit Union Texas Ratio
Alliance Catholic Credit Union's Texas Ratio is 1.50%, which is considered excellent and is lower than the national average of 6.13%.
Alliance Catholic Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.02% to 1.50% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q2 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
DetailsOne withdrawal up to 25% of the principal balance can be made without penalty; for subsequent withdrawals, the penalty will be equal to 180 days of interest.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
30 Month Regular Share Certificates & IRA Certificates
3.44%
3.50%
30 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
6 Month Regular Share Certificates & IRA Certificates
3.44%
3.50%
6 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
12 Month Regular Share Certificates & IRA Certificates
2.96%
3.00%
12 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
48 Month Regular Share Certificates & IRA Certificates
2.47%
2.50%
48 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
60 Month Regular Share Certificates & IRA Certificates
2.47%
2.50%
60 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
24 Month Regular Share Certificates & IRA Certificates
1.98%
2.00%
24 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
36 Month Regular Share Certificates & IRA Certificates
1.98%
2.00%
36 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
3 Month Regular Share Certificates & IRA Certificates
1.00%
1.00%
3 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
9 Month Regular Share Certificates & IRA Certificates
1.00%
1.00%
9 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Alliance Catholic Credit Union Savings Rates
Product
Rate
APY
View More
A$pire Savings
-
5.00%
Min Deposit$5
Min Balance$5
DetailsBalances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts. View fee schedule . All annual percentage yields (APY) are based on the assumption that the money is left on deposit during the dividend period. Dividend rates on share accounts will be declared monthly by the Board of Directors and posted on the last day of every month. All rates subject to change at any time without notice. Fees could reduce the earning of these accounts. For more information, please refer to our Account Agreements and Disclosures. View fee schedule .
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
AngelSavers
-
5.00%
Min Deposit$5
Min Balance$5
DetailsBalances $1,000.01 and over will earn a lower, standard savings dividend rate than the first $1,000 on deposit in A$pire and AngelSavers accounts. View fee schedule . All annual percentage yields (APY) are based on the assumption that the money is left on deposit during the dividend period. Dividend rates on share accounts will be declared monthly by the Board of Directors and posted on the last day of every month. All rates subject to change at any time without notice. Fees could reduce the earning of these accounts. For more information, please refer to our Account Agreements and Disclosures. View fee schedule .
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Christmas Club
-
0.05%
Min Deposit$5
Min Balance$5
DetailsWhen it comes to saving for the holiday shopping season, there's no place like saving here at Alliance Catholic Credit Union. With our Christmas Club account, you'll earn dividends throughout the year and what you've saved will automatically transfer to your spending account just in time for holiday shopping in October! Let's Chat!
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Secondary Savings
-
0.05%
Min Deposit$5
Min Balance$250
DetailsWhether you're saving up for that next vacation, property taxes, home improvements, or something special, having accounts dedicated to specific things is a great way to stay on top of your financial goals. With Alliance Catholic Credit Union's secondary savings program, you can organize your savings with as many accounts as you need and name them anything you like!
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Alliance Catholic Credit Union Checking Rates
Product
Rate
APY
View More
Alliance Checking
-
4.00%
Min Deposit$5
DetailsQualifications Required: Direct Deposit + E-statements + 10 Debit Card signature-based transactions; APY will be paid on balances up to $15,000 if qualifications met (Direct Deposit + E-statements + 10 Debit Card signature-based transactions); 0.00% APY if qualifications not met. All dividends to be paid according to disclosures. All dividend rates and APYs subject to change without notice. Fees could reduce the earning of the account.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Checking Account
3.92%
4.00%
Min Balance$15,000
DetailsQualifications Required: Direct Deposit, 10 signature-based "Credit" transactions with your Debit/ATM card each month, enroll in & continue to receive E-Statements
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Alliance Catholic Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
HOME EQUITY LINE OF CREDIT
-
-
4.99%
Fixed for 12 months
DetailsHELOC Special APR of as low as 4.99%APR is fixed for 12 months from the date of closing and variable thereafter. After Intro Period, HELOC APR is variable and based upon an index plus or minus a margin. Your rate will be based on your credit profile. Minimum APR is 4.50%; current APR as low as 6.50% as of 9/1/2026. The maximum APR that can apply is 18.00%. Combined loan-to-value up to 80%. Intro Rates apply to new lines only and not to existing HELOC accounts. An origination fee of $349 will be collected at the time of application for HELOCs up to $250,000, and $549 for HELOCs over $250,000.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Alliance Catholic Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loans 2023 & Newer
-
-
4.74%
Up to 48 Months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2019-2022
-
-
4.99%
Up to 48 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer
-
-
4.99%
49 to 60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2019-2022
-
-
5.24%
49-60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer
-
-
5.24%
61-72 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2019-2022
-
-
5.49%
61-72 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer
-
-
5.74%
73-84 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2019-2022
-
-
6.24%
73-84 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Classic / Special Interest Vehicles Loan
-
-
6.24%
Up to 84 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2018 & Older
-
-
6.49%
Up to 48 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer
-
-
6.49%
85-96 months
DetailsMinimum Loan Amount $50,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Classic / Special Interest Vehicles Loan
-
-
7.24%
85-144 months
DetailsMinimum Loan Amount $50,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2018 & Older
-
-
7.49%
49-60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Auto Loans 2023 & Newer
-
-
7.49%
97-120 months
DetailsMinimum Loan Amount $70,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Classic / Special Interest Vehicles Loan
-
-
8.24%
145-180 months
DetailsMinimum Loan Amount $70,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Alliance Catholic Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
RVs & Trailers / Boats 2025 & newer Loan
-
6.24%
Up to 60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2025 & newer Loan
-
6.49%
61 to 96 months
DetailsMinimum Loan Amount $12,500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2024 & older Loan
-
6.74%
Up to 60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2025 & newer Loan
-
6.74%
97 to 120 months
DetailsMinimum Loan Amount $20,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan
-
6.99%
Up to 60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2024 & older Loan
-
6.99%
61 to 96 months
DetailsMinimum Loan Amount $12,500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2025 & newer Loan
-
6.99%
121 to 144 months
DetailsMinimum Loan Amount $25,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan
-
7.24%
61 to 84 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2024 & older Loan
-
7.24%
97 to 120 months
DetailsMinimum Loan Amount $15,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2025 & newer Loan
-
7.24%
145 to 180 months
DetailsMinimum Loan Amount $35,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan
-
7.49%
Up to 60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan
-
7.49%
85 to 96 months
DetailsMinimum Loan Amount $15,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2024 & older Loan
-
7.49%
121 to 144 months
DetailsMinimum Loan Amount $20,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan
-
7.74%
61 to 84 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan
-
7.99%
85 to 96 months
DetailsMinimum Loan Amount $15,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
RVs & Trailers / Boats 2025 & newer Loan
-
8.24%
181-240 months
DetailsMinimum Loan Amount $70,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan
-
8.49%
97 to 120 months
DetailsMinimum Loan Amount $20,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Alliance Catholic Credit Union Credit Card Rates
Product
Rate
APR
View More
Business Mastercard (Non-Rewards)
-
12.00%
DetailsTerm: Purchases, Balance Transfers & Cash Advances; Regular APR: 12.00% - 22.50%. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Mastercard (Non-Rewards)
-
12.00%
DetailsTerm: Purchases, Balance Transfers & Cash Advances; Regular APR: 12.00% - 22.50%. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Business Mastercard (with Rewards)
-
13.50%
DetailsTerm: Purchases, Balance Transfers & Cash Advances; Intro rate expires: 18 months; Regular APR: 13.50% - 22.50%. Qualifying balance transfers will be charged a fixed promotional rate of 3.99% APR for a term of 18 months on the balance transfer amount. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Mastercard (with Rewards)
-
13.50%
DetailsTerm: Purchases, Balance Transfers & Cash Advances; Intro rate expires: 18 months; Regular APR: 13.50% - 22.50%. Qualifying balance transfers will be charged a fixed promotional rate of 3.99% APR for a term of 18 months on the balance transfer amount. The minimum Mastercard credit limit is $500. Foreign transaction fee equal to 2% of each transaction in U.S. Dollars. Penalty Fee for Late Payment and Returned Payment up to $33.00.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Alliance Catholic Credit Union Personal Loan Rates
Product
APR
Term
View More
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan
6.99%
Up to 60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan
7.24%
61 to 84 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan
7.49%
Up to 60 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan
7.49%
85 to 96 months
DetailsMinimum Loan Amount $15,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan
7.74%
61 to 84 months
No additional details.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2024 & older, new or used Lawn Tractors Loan
7.99%
85 to 96 months
DetailsMinimum Loan Amount $15,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Motorcycles, ATVs, Personal Watercraft & Snowmobiles 2025 & newer Loan
8.49%
97 to 120 months
DetailsMinimum Loan Amount $20,000
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Unsecured Loans (includes Celebration, Home Improvement and Universal Loans)
12.99%
Up to 36 months
DetailsUnsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Unsecured Loans (includes Celebration, Home Improvement and Universal Loans)
13.99%
37 to 48 months
DetailsUnsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Unsecured Loans (includes Celebration, Home Improvement and Universal Loans)
14.99%
49 to 60 months
DetailsUnsecured Loan minimum loan amount $500 with a maximum credit limit of $30,000.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Alliance Catholic Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
AllianceCash Loan
-
-
19.99%
Up to 12 months
DetailsLoan amounts range from $500 to $2,000. APR is fixed at 19.99%. By selecting to begin the application, you authorize Alliance Catholic CU to debit the $20 loan application fee from your account. This fee is non-refundable and will be charged whether or not your loan is approved or funded.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Tuition Loan (K-12)
-
-
4.00%
Up to 12 months
DetailsTuition Loan available for grades K-12, fixed rate upon approval.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Primary Savings
-
-
0.05%
Min Deposit$5
Min Balance$250
DetailsIncludes the following share types (Business/Parish, Traditional IRA, Roth IRA, Coverdell IRA and SEP IRA). All dividends to be paid according to disclosures. All dividend rates and APYs subject to change without notice. Fees could reduce the earning of these accounts.
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Traditional & Roth IRAs ONLY
3.44%
-
3.50%
30 Months
Min Deposit$500
Last Updated09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.50%
Financial Health History
Alliance Catholic Credit Union’s Texas Ratio fell from 2.02% in Q2 2023 to 1.50% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
March 31, 2026
$707M
1.50%
5.0
A+
December 31, 2025
$672M
1.73%
5.0
A+
September 30, 2025
$654M
1.30%
5.0
A+
June 30, 2025
$644M
1.39%
5.0
A+
March 31, 2025
$636M
1.75%
5.0
A+
December 31, 2024
$627M
2.70%
5.0
A+
September 30, 2024
$627M
2.08%
5.0
A+
June 30, 2024
$624M
1.57%
5.0
A+
March 31, 2024
$623M
1.56%
5.0
A+
December 31, 2023
$638M
1.66%
5.0
A+
September 30, 2023
$645M
1.85%
5.0
A+
June 30, 2023
$653M
2.02%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Alliance Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alliance Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alliance Catholic Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
24,020,793
Total Uninsured Shares and Deposits > $250K (F+J)
24,020,793
Total Insured Shares and Deposits > $250K (item 17 less item K)
591,632,414
Total Interest Expense (Sum of items 6 8)
1,812,679
Share Certificates
3,738
Number of Accounts for Share Drafts
20,442
IRA KEOGH Accounts
1,155
Number of Accounts for Regular Shares
39,215
Money Market Shares
2,980
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,399,662
Total Liabilities
626,456,268
Source: NCUA — Last Updated 03/31/2026
2026 MBR Health & Safety Badge
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Frequently Asked Questions About Alliance Catholic Credit Union
How many branches does Alliance Catholic Credit Union operate?
Alliance Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Alliance Catholic Credit Union?
Yes, to access services at Alliance Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Alliance Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Alliance Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Alliance Catholic Credit Union offer online and mobile banking?
Most modern institutions like Alliance Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.allianceccu.com.
Current Alliance Catholic Credit Union Rates
12-Month CD3.00%
24-Month CD2.00%
60-Month CD2.50%
Savings0.05%
Retrieved from our database of financial products. Rates subject to change.