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First Bristol Federal Credit Union

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First Bristol Federal Credit Union Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bristol Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 5, 2026

You can compare First Bristol Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.94%, 6-month share certificate rates at 3.80% and 3-month share certificate rates at 3.80%. Savings rates are at 0.05% and money market rates are at 3.00%. Mortgage rates on 30-year fixed loans are around 6.26%. All these rates can be compared to First Bristol Federal Credit Union rates. MonitorBankRates evaluates the financial stability of First Bristol Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.86%. Rates were last updated on 06/05/2026.

First Bristol Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bristol Federal Credit Union? Share your experience about First Bristol Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Bristol Federal Credit Union.

Verified Strong Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.86%

Excellent Lower than avg

First Bristol Federal Credit Union
First Bristol FCU

25 North St
Bristol, CT 06010

https://www.firstbristol.org

Current Rate Availability

We do not have First Bristol Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for First Bristol Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather First Bristol Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Bristol Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name First Bristol Federal Credit Union

Website https://www.firstbristol.org

Address 25 North St, Bristol, CT 06010

Phone 860-584-0956

Fax 860-583-0743

President Stephen Adamowich

CEO Mark Cornacchio

Full-Time Employees 21

Part-Time Employees 5

Branch Locations 2

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.86%

Return on Assets (ROA)

0.0640%

Return on Equity (ROE)

0.6615%

Non-Performing Loans Ratio (NPL)

0.95%

Total Assets

106,667,462

Total Amount of Shares and Deposits

95,691,106

Total Shares and Deposits < 1 Year

95,062,124

Total Shares and Deposits 1 3 Years

277,838

Total Shares and Deposits > 3 Years

351,145

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,588,602

Total Uninsured Shares and Deposits > $250K (F+J)

1,588,602

Total Insured Shares and Deposits > $250K (item 17 less item K)

94,102,504

Total Interest Expense (Sum of items 6 8)

74,704

Share Certificates

215

Number of Accounts for Share Drafts

3,490

IRA KEOGH Accounts

253

Number of Accounts for Regular Shares

6,710

All other shares

Money Market Shares

252

Net Income (unless the amount is already included in Undivided Earnings)

68,308

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,886,572

Total Liabilities

96,378,393

Source: NCUA — Last Updated 03/31/2024

2026 MBR Health & Safety Badge

First Bristol Federal Credit Union earned the Verified Strong badge

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Customer Reviews

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Frequently Asked Questions About First Bristol Federal Credit Union

How many branches does First Bristol Federal Credit Union operate?

First Bristol Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join First Bristol Federal Credit Union?

Yes, to access services at First Bristol Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, First Bristol Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bristol Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does First Bristol Federal Credit Union offer online and mobile banking?

Most modern institutions like First Bristol Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstbristol.org.