MonitorBankRates
  1. Home
  2. Credit Unions
  3. DOVER PHILA
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

DOVER PHILA Rates & Review March 2026

DOVER PHILA's 6 Month CD rates are at 4.08%, 6 Month CD IRA rates are at 4.08%, 12 Month CD rates are at 3.82%, 12 Month CD IRA rates are at 3.82%, 18 Month CD rates are at 3.67%. DOVER PHILA's savings rates are at 0.50%. DOVER PHILA's money market rates are at 0.05%. DOVER PHILA's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of DOVER PHILA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.20%. Rates were last updated on 03/25/2026.

DOVER PHILA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at DOVER PHILA? Share your experience about DOVER PHILA by leaving a review below, or read customer reviews before you decide to use DOVER PHILA.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.20%
Excellent Lower than avg
Adrian State Bank
Corporate
129 Fillmore Ave
Dover, OH 44622 2061
http://www.dpfcu.org
Member NCUA

DOVER PHILA CD Rates

Product Rate APY Term View More
6 Month Certificate 4.00% 4.08% 6
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificate IRA 4.00% 4.08% 6
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate 3.75% 3.82% 12
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate IRA 3.75% 3.82% 12
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificate 3.60% 3.67% 18
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificate IRA 3.60% 3.67% 18
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate 3.60% 3.67% 24
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate IRA 3.60% 3.67% 24
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate 3.25% 3.30% 36
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate IRA 3.25% 3.30% 36
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate 3.25% 3.30% 48
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate IRA 3.25% 3.30% 48
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate 3.25% 3.30% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate IRA 3.25% 3.30% 60
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
72 Month Certificate 3.25% 3.30% 72
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
72 Month Certificate IRA 3.25% 3.30% 72
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

DOVER PHILA Savings Rates

Product Rate APY View More
Health Savings Account 3.00% 3.05%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 2.50% 2.53%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 2.00% 2.02%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.50% 0.50%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
DP's Kids Club 0.05% 0.05%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savers Club 0.05% 0.05%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

DOVER PHILA Money Market Rates

Product Rate APY View More
Insured Money Market 2.50% 2.53%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 2.50% 2.53%
Min Balance $250,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Insured Money Market 2.25% 2.28%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 2.25% 2.28%
Min Balance $100,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Insured Money Market 1.75% 1.77%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 1.75% 1.77%
Min Balance $50,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Insured Money Market 1.50% 1.51%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 1.50% 1.51%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Insured Money Market 0.05% 0.05%
Details Qualifying balance up to $2,499.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market 0.05% 0.05%
Details Qualifying balance up to $2,499.00
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

DOVER PHILA Checking Rates

Product Rate APY View More
HSA Checking 3.00% 3.05%
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
HSA Checking 2.50% 2.53%
Min Balance $10,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
HSA Checking 2.00% 2.02%
Min Balance $2,500
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
HSA Checking 0.50% 0.50%
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Share Draft Business Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Share Draft Personal Checking - 0.00%
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

DOVER PHILA Mortgage Rates

Product Rate Points APR Term View More
Cars, Trucks, Vans, and Motorcycles - - 5.49% 72 month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 5.99% 72 month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 6.49% 84 month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 6.99% 48 month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 7.99% 84 month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 8.99% 84 month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 9.99% 72 month
Details As Low As; Model / Year: 2021-2026
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 10.99% 84 month
Details As Low As; Model / Year: 2021-2026
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 11.99% 72 month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Cars, Trucks, Vans, and Motorcycles - - 12.99% 84 month
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

DOVER PHILA Personal Loan Rates

Product Rate APR View More
Personal - 10.00%
Details As Low As
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for DOVER PHILA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather DOVER PHILA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with DOVER PHILA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name DOVER PHILA
Address 129 Fillmore Ave, Dover, OH 44622 2061
Phone 330-364-8874
Fax 888-343-8984
President Nicholas Reynolds
CEO Jason Garner
Full-Time Employees 79
Part-Time Employees 17
Branch Locations 6
ATM Locations 5
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.20%
Return on Assets (ROA)
0.6737%
Return on Equity (ROE)
5.1610%
Non-Performing Loans Ratio (NPL)
0.75%
Total Assets
762,804,078
Total Amount of Shares and Deposits
674,267,963
Total Shares and Deposits < 1 Year
640,713,614
Total Shares and Deposits 1 3 Years
16,945,874
Total Shares and Deposits > 3 Years
16,608,475
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,849,877
Total Uninsured Shares and Deposits > $250K (F+J)
36,849,877
Total Insured Shares and Deposits > $250K (item 17 less item K)
637,418,086
Total Interest Expense (Sum of items 6 8)
9,661,345
Share Certificates
5,376
Number of Accounts for Share Drafts
27,272
IRA KEOGH Accounts
2,019
Number of Accounts for Regular Shares
46,790
All other shares
1,176
Money Market Shares
4,555
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
43,051,270
Total Liabilities
679,861,490
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for DOVER PHILA yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for DOVER PHILA
Your Name:
Your Rating:

Frequently Asked Questions About DOVER PHILA

Is DOVER PHILA a safe place to deposit money?

Yes, DOVER PHILA is considered a safe financial institution. With a Texas Ratio of 2.1984776253648%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does DOVER PHILA operate?

DOVER PHILA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join DOVER PHILA?

Yes, to access services at DOVER PHILA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, DOVER PHILA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, DOVER PHILA provides members with tools to manage their accounts and build a solid financial history.

Does DOVER PHILA offer online and mobile banking?

Most modern institutions like DOVER PHILA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.dpfcu.org.

Current DOVER PHILA Rates

  • 12-Month CD3.82%
  • 18-Month CD3.67%
  • 24-Month CD3.67%
  • 60-Month CD3.30%
  • Savings0.50%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.