|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Crossroads Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Crossroads Credit Union's 30 Month CD rates are at 0.75%, 18 Month CD rates are at 0.65%, 1 Year CD rates are at 0.55%, 6 Month CD rates are at 0.40%, 91 Day CD rates are at 0.40%. Crossroads Credit Union's money market rates are at 0.25%. Crossroads Credit Union's Auto Loan Rates are as low as 5.49%. Crossroads Credit Union's CD rates are 82% lower than the MonitorBankRates national average, and it has an A- health rating. MonitorBankRates evaluates the financial stability of Crossroads Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.73%. Rates last updated and verified on 10/30/2026. Crossroads Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crossroads Credit Union? Share your experience about Crossroads Credit Union by leaving a review below, or read customer reviews before you decide to use Crossroads Credit Union. Crossroads Credit Union
primary 217 e main st
https://www.crossroadscreditunion.com/ goessel, KS 67053-8800  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Crossroads Credit Union CD Rates
Crossroads Credit Union Savings Rates
Crossroads Credit Union Money Market Rates
Crossroads Credit Union Auto Loan Rates
Crossroads Credit Union Other Rates
Financial Health HistoryCrossroads Credit Union’s Texas Ratio rose from 5.12% in Q3 2023 to 15.73% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.9 and its Health Grade from A+ to A-. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Crossroads Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Crossroads Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Crossroads Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Crossroads Credit Union
Address
217 e main st,
goessel, KS 67053-8800
Phone
620-367-2285
Fax
620-367-2288
President
zane unrau
CEO
kelly schrag
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (92/100)
Texas Ratio
15.73%
Return on Assets (ROA)
0.7986%
Return on Equity (ROE)
3.8384%
Non-Performing Loans Ratio (NPL)
6.32%
Total Assets
12,544,890
Total Amount of Shares and Deposits
9,750,216
Total Shares and Deposits < 1 Year
9,566,423
Total Shares and Deposits 1 3 Years
183,794
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,750,216
Total Interest Expense (Sum of items 6 8)
42,441
Share Certificates
110
Number of Accounts for Share Drafts
521
IRA KEOGH Accounts
16
Number of Accounts for Regular Shares
1,065
All other shares
49
Money Market Shares
40
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
157,834
Total Liabilities
9,934,818
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Crossroads Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Crossroads Credit Union
Frequently Asked Questions About Crossroads Credit UnionDoes Crossroads Credit Union offer CDs?Yes. Crossroads Credit Union current CD rates include its 30 Month CD at 0.75% APY, its 18 Month CD at 0.65% APY and its 1 Year CD at 0.55% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Crossroads Credit Union NCUA insured?Yes. Crossroads Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Crossroads Credit Union?The highest Crossroads Credit Union CD rate is its 30 Month CD at 0.75% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Crossroads Credit Union offer?Crossroads Credit Union CD rates are 0.40% APY for a 6 month CD, 0.55% APY for a 12 month CD, 0.65% APY for an 18 month CD and 0.75% APY for a 30 month CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Crossroads Credit Union for its full lineup. What is the highest money market rate at Crossroads Credit Union?The highest Crossroads Credit Union money market rate is its Money Market Shares at 0.25% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest auto loan rate at Crossroads Credit Union?The lowest Crossroads Credit Union auto loan rate is its Vehicle Loan at 5.49% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Crossroads Credit Union operate?Crossroads Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Crossroads Credit Union?Yes, to access services at Crossroads Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Crossroads Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Crossroads Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Crossroads Credit Union offer online and mobile banking?Most modern institutions like Crossroads Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.crossroadscreditunion.com/. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Crossroads Credit Union rates compare?Crossroads Credit Union's CD rates are 82% lower than the MonitorBankRates national average, and it has an A- health rating. Crossroads Credit Union's top rates are its 30 Month CD at 0.75% APY, its Money Market Shares at 0.25% APY and its Vehicle Loan at 5.49% APR, verified by MonitorBankRates on October 30, 2026. Current Crossroads Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Suncoast Credit Union
Carter Federal Credit Union
SECNY Federal Credit Union
CHHE Federal Credit Union
Crouse Federal Credit Union
Rally Credit Union
East Orange Firemens Federal Credit Union
Hometown Federal Credit Union Peru, IN
Utility Employees Federal Credit Union
Riverfront Federal Credit Union
Logan Medical Federal Credit Union
TrailNorth Federal Credit Union
Membersfirst CT Credit Union
Jolt Credit Union
Mountain Laurel Federal Credit Union
Fairmont School Employees Federal Credit Union
Kinecta Federal Credit Union
Municipal Employees Credit Union
Orem City Employees Federal Credit Union
Antioch Community Federal Credit Union
3rd District Highway Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
