|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Crossroads Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
Crossroads Credit Union's 30 Month CD Term rates are at 0.75%, 18 Month CD Term rates are at 0.65%, 1 year CD Term rates are at 0.55%, 6 Month CD Term rates are at 0.40%, 91 day CD Term rates are at 0.40%. Crossroads Credit Union's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Crossroads Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.01%. Rates were last updated on 03/25/2026. Crossroads Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crossroads Credit Union? Share your experience about Crossroads Credit Union by leaving a review below, or read customer reviews before you decide to use Crossroads Credit Union. Crossroads Credit Union
primary 217 e main st
https://www.crossroadscreditunion.com/ goessel, KS 67053 8800 
Crossroads Credit Union CD Rates
Crossroads Credit Union Money Market Rates
Crossroads Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Crossroads Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Crossroads Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Crossroads Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Crossroads Credit Union
Address
217 e main st,
goessel, KS 67053 8800
Phone
620-367-2285
Fax
620-367-2288
President
zane unrau
CEO
kelly schrag
Full-Time Employees
2
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.01%
Return on Assets (ROA)
0.5038%
Return on Equity (ROE)
2.3645%
Non-Performing Loans Ratio (NPL)
3.26%
Total Assets
11,798,120
Total Amount of Shares and Deposits
9,218,186
Total Shares and Deposits < 1 Year
8,963,652
Total Shares and Deposits 1 3 Years
254,534
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,218,186
Total Interest Expense (Sum of items 6 8)
59,176
Share Certificates
134
Number of Accounts for Share Drafts
518
IRA KEOGH Accounts
18
Number of Accounts for Regular Shares
1,062
All other shares
44
Money Market Shares
42
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,478,465
Total Liabilities
9,284,188
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Crossroads Credit UnionIs Crossroads Credit Union a safe place to deposit money?Yes, Crossroads Credit Union is considered a safe financial institution. With a Texas Ratio of 9.0072444282502%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Crossroads Credit Union operate?Crossroads Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Crossroads Credit Union?Yes, to access services at Crossroads Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Crossroads Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Crossroads Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Crossroads Credit Union offer online and mobile banking?Most modern institutions like Crossroads Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.crossroadscreditunion.com/. Current Crossroads Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Brazos Star Credit Union
New Orleans Public Belt Railroad Federal Credit Union
Mercy Credit Union
Park View Federal Credit Union
Sterling Federal Credit Union
Journey Credit Union
Kraton Belpre Federal Credit Union
CHIPHONE
GRAND TRUNK BATTLE CREEK EMP
Houston Federal Credit Union
Act 1st Federal Credit Union
National Employees Federal Credit Union
Energy Credit Union
Ferguson Federal Credit Union
My Credit Union
Wescom Central Credit Union
Associated Credit Union
Associated Healthcare Credit Union
Arkansas Education Association Federal Credit Union
Maine State Credit Union
United Churches Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
