Employees United Federal Credit Union Rates and Review January 2026
Compare Employees United Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Employees United Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityEmployees United Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Employees United Federal Credit Union? Share your experience about Employees United Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Employees United Federal Credit Union. Overall, Employees United Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Employees United Federal Credit Union Employees United FCU 2285 19th St NW Paris, TX 75460  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonAcademic VISA® Gold
15.400%
Visa Cash Back
16.490% - 17.990%
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
13.240%
$0
48
Note Loan
8.990% - 17.990%
$0
Personal Loan
13.740%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Employees United Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Employees United Federal Credit Union
Website: https://www.employeesunited.org
Full Time Employees: 4Part Time Employees: 0 President: William Brumley Jr CEO: Delayna Gray Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
2285 19th St NW
Paris, TX 75460 Phone Number: 903-784-6861 Fax Number: 903-784-7409 FinancialsTotal Assets:
12,254,499
Total Amount of Shares and Deposits:
8,271,776
Total Shares and Deposits < 1 Year:
8,271,776
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,594
Total Uninsured Shares and Deposits > $250K (F+J):
4,594
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,267,182
Total Interest Expense (Sum of items 6 8):
36,434
Number of Accounts for Share Drafts:
113
IRA KEOGH Accounts:
30
Number of Accounts for Regular Shares:
1,178
All other shares:
240
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,218,088
Total Liabilities:
8,298,539
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Employees United Federal Credit UnionIs a member application needed to join Employees United Federal Credit Union?Yes, to access services at Employees United Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Employees United Federal Credit Union provides a range of mortgage and home equity products. Is Employees United Federal Credit Union a safe place to deposit money?Yes, Employees United Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Employees United Federal Credit Union offer online and mobile banking?Most modern institutions like Employees United Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 1.10%, 6-month CD rates at 0.10% and 3-month CD rates at 2.70%. Savings rates are at 0.10% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 6.59%. Credit Card rates are at 15.04%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates which you can compare to 
