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INDIANA STATE UNIVERSITY Rates & Review April 2026

INDIANA STATE UNIVERSITY's CDs & IRA CDs 13 month rates are at 3.75%, CDs & IRA CDs 60 month rates are at 3.05%, CDs & IRA CDs 48 month rates are at 2.75%, CDs & IRA CDs 36 month rates are at 2.65%, CDs & IRA CDs 24 month rates are at 2.50%. INDIANA STATE UNIVERSITY's savings rates are at 0.05%. INDIANA STATE UNIVERSITY's money market rates are at 1.25%. INDIANA STATE UNIVERSITY's Personal Loan Rates are at 9.74%. MonitorBankRates evaluates the financial stability of INDIANA STATE UNIVERSITY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates were last updated on 04/14/2026.

INDIANA STATE UNIVERSITY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at INDIANA STATE UNIVERSITY? Share your experience about INDIANA STATE UNIVERSITY by leaving a review below, or read customer reviews before you decide to use INDIANA STATE UNIVERSITY.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.12%
Excellent Lower than avg
Corydon State Bank
ISU Credit Union
444 N 3rd St
Terre Haute, IN 47807
http://www.isucreditunion.com
Member NCUA

INDIANA STATE UNIVERSITY CD Rates

Product Rate APY Term View More
Share Certificates & IRA Share Certificates 13 month 3.70% 3.75% 13
Min Balance $500
Details SPECIAL
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Share Certificates & IRA Share Certificates 60 month 3.02% 3.05% 60
Min Balance $500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Share Certificates & IRA Share Certificates 48 month 2.72% 2.75% 48
Min Balance $500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Share Certificates & IRA Share Certificates 36 month 2.62% 2.65% 36
Min Balance $500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Share Certificates & IRA Share Certificates 24 month 2.48% 2.50% 24
Min Balance $500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Share Certificates & IRA Share Certificates 18 month 2.38% 2.40% 18
Min Balance $500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Share Certificates & IRA Share Certificates 12 month 1.98% 2.00% 12
Min Balance $500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Share Certificates & IRA Share Certificates 6 month 1.54% 1.55% 6
Min Balance $500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%

INDIANA STATE UNIVERSITY Savings Rates

Product Rate APY View More
Christmas Club Account 0.15% 0.15%
Min Balance $50
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Share (Savings) Account 0.05% 0.05%
Min Balance $50
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%

INDIANA STATE UNIVERSITY Money Market Rates

Product Rate APY View More
Money Market Account 2.23% 2.25%
Min Balance $75,000
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Money Market Account 1.98% 2.00%
Min Balance $25,000
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Money Market Account 1.49% 1.50%
Min Balance $10,000
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%
Money Market Account 1.24% 1.25%
Min Balance $2,500
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%

INDIANA STATE UNIVERSITY Checking Rates

Product Rate APY View More
Elevate Checking 2.37% 2.40%
Min Balance $0
Details Qualifying balance up to $10,000.00
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%

INDIANA STATE UNIVERSITY Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit Loan No Closing Costs - - 6.75% 15-Year
Details Variable APR
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%

INDIANA STATE UNIVERSITY Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.74%
Details As Low As
Last Updated 04/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.14%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for INDIANA STATE UNIVERSITY is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather INDIANA STATE UNIVERSITY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with INDIANA STATE UNIVERSITY's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name INDIANA STATE UNIVERSITY
Address 444 N 3rd St, Terre Haute, IN 47807
Phone 812-234-1021
Fax 812-235-5646
President Randy Jensen
CEO Brian Zuber
Full-Time Employees 33
Part-Time Employees 3
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.12%
Return on Assets (ROA)
0.7656%
Return on Equity (ROE)
5.6570%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
134,058,947
Total Amount of Shares and Deposits
114,687,544
Total Shares and Deposits < 1 Year
110,897,017
Total Shares and Deposits 1 3 Years
3,199,307
Total Shares and Deposits > 3 Years
591,221
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,343,516
Total Uninsured Shares and Deposits > $250K (F+J)
5,343,516
Total Insured Shares and Deposits > $250K (item 17 less item K)
109,344,028
Total Interest Expense (Sum of items 6 8)
1,457,885
Share Certificates
964
Number of Accounts for Share Drafts
5,111
IRA KEOGH Accounts
269
Number of Accounts for Regular Shares
10,041
All other shares
171
Money Market Shares
764
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,748,499
Total Liabilities
115,930,718
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About INDIANA STATE UNIVERSITY

Is INDIANA STATE UNIVERSITY a safe place to deposit money?

Yes, INDIANA STATE UNIVERSITY is considered a safe financial institution. With a Texas Ratio of 2.1169966977872%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does INDIANA STATE UNIVERSITY operate?

INDIANA STATE UNIVERSITY currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join INDIANA STATE UNIVERSITY?

Yes, to access services at INDIANA STATE UNIVERSITY, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, INDIANA STATE UNIVERSITY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, INDIANA STATE UNIVERSITY provides members with tools to manage their accounts and build a solid financial history.

Does INDIANA STATE UNIVERSITY offer online and mobile banking?

Most modern institutions like INDIANA STATE UNIVERSITY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.isucreditunion.com.

Current INDIANA STATE UNIVERSITY Rates

  • 12-Month CD2.00%
  • 18-Month CD2.40%
  • 24-Month CD2.50%
  • 60-Month CD3.05%
  • Savings0.05%
  • MMA1.25%
Retrieved from our database of financial products. Rates subject to change.