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 Lancaster Red Rose Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Lancaster Red Rose Credit Union's IRA CDs 10 month rates are at 3.25%, IRA CDs 15 month rates are at 3.25%, IRA CDs 20 month rates are at 3.25%, 10 month CDs rates are at 3.25%, CDs 10 month rates are at 3.25%. Lancaster Red Rose Credit Union's savings rates are at 0.03%. Lancaster Red Rose Credit Union's money market rates are at 0.15%. Lancaster Red Rose Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of Lancaster Red Rose Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.64%. Rates were last updated on 04/18/2026. Lancaster Red Rose Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lancaster Red Rose Credit Union? Share your experience about Lancaster Red Rose Credit Union by leaving a review below, or read customer reviews before you decide to use Lancaster Red Rose Credit Union. 
Lancaster Red Rose Credit Union CD Rates
Lancaster Red Rose Credit Union Savings Rates
Lancaster Red Rose Credit Union Money Market Rates
Lancaster Red Rose Credit Union Home Equity & HELOC
Lancaster Red Rose Credit Union Auto Loan Rates
Lancaster Red Rose Credit Union Credit Card Rates
Lancaster Red Rose Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lancaster Red Rose Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lancaster Red Rose Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lancaster Red Rose Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lancaster Red Rose Credit Union
Website
https://www.lrrcu.org
Address
16 E Main St,
Leola, PA 17540 1936
Phone
717-295-6685
Fax
717-556-8736
President
C Michael Wetzel
CEO
Kara Vincent
Full-Time Employees
5
Part-Time Employees
5
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.64%
Return on Assets (ROA)
1.7762%
Return on Equity (ROE)
12.4050%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
53,649,531
Total Amount of Shares and Deposits
46,143,794
Total Shares and Deposits < 1 Year
43,239,358
Total Shares and Deposits 1 3 Years
2,426,264
Total Shares and Deposits > 3 Years
478,172
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,018,348
Total Uninsured Shares and Deposits > $250K (F+J)
1,018,348
Total Insured Shares and Deposits > $250K (item 17 less item K)
45,125,446
Total Interest Expense (Sum of items 6 8)
194,211
Share Certificates
208
Number of Accounts for Share Drafts
1,997
IRA KEOGH Accounts
142
Number of Accounts for Regular Shares
4,718
Money Market Shares
25
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,382,368
Total Liabilities
46,254,350
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lancaster Red Rose Credit UnionIs Lancaster Red Rose Credit Union a safe place to deposit money?Yes, Lancaster Red Rose Credit Union is considered a safe financial institution. With a Texas Ratio of 2.6373342553519%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lancaster Red Rose Credit Union operate?Lancaster Red Rose Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lancaster Red Rose Credit Union?Yes, to access services at Lancaster Red Rose Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lancaster Red Rose Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lancaster Red Rose Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Lancaster Red Rose Credit Union offer online and mobile banking?Most modern institutions like Lancaster Red Rose Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lrrcu.org. Current Lancaster Red Rose Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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