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RUTHERFORD POSTAL DISTRICT EM

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RUTHERFORD POSTAL DISTRICT EM Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, RUTHERFORD POSTAL DISTRICT EM provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 5, 2026

You can compare RUTHERFORD POSTAL DISTRICT EM rates to other rates in our database, including 12-month share certificate rates currently at 0.25%, 6-month share certificate rates at 1.35% and 3-month share certificate rates at 0.40%. Savings rates are at 0.01% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.91%. All these rates can be compared to RUTHERFORD POSTAL DISTRICT EM rates. MonitorBankRates evaluates the financial stability of RUTHERFORD POSTAL DISTRICT EM with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/05/2026.

RUTHERFORD POSTAL DISTRICT EM money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RUTHERFORD POSTAL DISTRICT EM? Share your experience about RUTHERFORD POSTAL DISTRICT EM by leaving a review below, or read customer reviews before you decide to use RUTHERFORD POSTAL DISTRICT EM.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

FNB of South Carolina
Credit Union

4813 Overton Cir
Vero Beach, FL 32967

Current Rate Availability

We do not have RUTHERFORD POSTAL DISTRICT EM rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for RUTHERFORD POSTAL DISTRICT EM is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather RUTHERFORD POSTAL DISTRICT EM rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with RUTHERFORD POSTAL DISTRICT EM's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name RUTHERFORD POSTAL DISTRICT EM

Website

Address 4813 Overton Cir, Vero Beach, FL 32967

Phone 732-987-6533

Fax 201-475-1839

President Thomas Piazza

CEO Howard Bernier

Full-Time Employees 0

Part-Time Employees 1

Branch Locations 0

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Return on Assets (ROA)

-0.0022%

Return on Equity (ROE)

-0.0198%

Non-Performing Loans Ratio (NPL)

0.00%

Total Assets

5,256,967

Total Amount of Shares and Deposits

4,644,373

Total Shares and Deposits < 1 Year

4,644,373

Total Insured Shares and Deposits > $250K (item 17 less item K)

4,644,373

Total Interest Expense (Sum of items 6 8)

37,627

Number of Accounts for Regular Shares

278

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

174,557

Total Liabilities

4,679,797

Source: NCUA — Last Updated 09/30/2023

Customer Reviews

There are no reviews for RUTHERFORD POSTAL DISTRICT EM yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About RUTHERFORD POSTAL DISTRICT EM

Is RUTHERFORD POSTAL DISTRICT EM a safe place to deposit money?

Yes, RUTHERFORD POSTAL DISTRICT EM is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does RUTHERFORD POSTAL DISTRICT EM operate?

RUTHERFORD POSTAL DISTRICT EM currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join RUTHERFORD POSTAL DISTRICT EM?

Yes, to access services at RUTHERFORD POSTAL DISTRICT EM, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, RUTHERFORD POSTAL DISTRICT EM does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, RUTHERFORD POSTAL DISTRICT EM provides members with tools to manage their accounts and build a solid financial history.

Does RUTHERFORD POSTAL DISTRICT EM offer online and mobile banking?

Most modern institutions like RUTHERFORD POSTAL DISTRICT EM provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.