Energize Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Energize Credit Union Deposit Rates

Energize Credit Union12-month CD rates can be found at 3.55%, 6-month CD rates at 4.25% and 3-month CD rates at 0.05%. Savings rates are at 0.01% and money market rates are at 2.02%. Mortgage rates on 30-year fixed loans are around 6.68%. Credit Card rates are at 12.40%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates which you can compare to Energize Credit Union rates.

Compare Energize Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Energize Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Energize Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Energize Credit Union? Share your experience about Energize Credit Union by leaving a review below, or read customer reviews before you decide to use Energize Credit Union.

Overall, Energize Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Energize Credit Union
ECU Office
2325 E I 44 Service Rd
Oklahoma City, OK 73111 8219
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Energize Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
60-Month CD
4.15%
$2,000
Ohio State Bank
Ohio State Bank
6-Month CD
4.10%
$500
Toyota Financial Savings Bank
Toyota Financial Savings Bank
18-Month CD
4.06%
$1
Mid-America Bank
Mid-America Bank
48-Month CD
4.04%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Money Market
3.90%
$20,000
New Albin Savings Bank
New Albin Savings Bank
36-Month CD
3.80%
$1,000
BankNewport
BankNewport
18-Month CD
3.75%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
48-Month CD
3.70%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
12-Month CD
3.68%
$1,500
The Seymour Bank
The Seymour Bank
12-Month CD
3.55%
$1,000
AAC Credit Union
AAC Credit Union
24-Month CD
3.55%
$500
First Jackson Bank
First Jackson Bank
60-Month CD
3.50%
$1,000
The Clay City Banking Co.
The Clay City Banking Co.
48-Month CD
3.44%
$1,000
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
18-Month CD
3.28%
$1,000
Home Bank of California
Home Bank of California
18-Month CD
3.05%
$2,500
Fox Valley Savings Bank
Fox Valley Savings Bank
24-Month CD
3.00%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
24-Month CD
3.00%
$2,500
Merchants State Bank
Merchants State Bank
48-Month CD
3.00%
$100
Pentucket Bank
Pentucket Bank
60-Month CD
3.00%
$500
Savings Bank of Walpole
Savings Bank of Walpole
18-Month CD
3.00%
$500
National Bank of Blacksburg
National Bank of Blacksburg
36-Month CD
2.84%
$500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
48-Month CD
2.82%
$500
The Stock Exchange Bank
The Stock Exchange Bank
18-Month CD
2.62%
$500
Primary Bank
Primary Bank
48-Month CD
2.50%
$1,000
United Republic Bank
United Republic Bank
60-Month CD
2.25%
$1,000
Achieve Credit Union
Achieve Credit Union
18-Month CD
2.25%
$500
Western Nebraska Bank
Western Nebraska Bank
24-Month CD
2.17%
$250
Seasons Federal Credit Union
Seasons Federal Credit Union
24-Month CD
2.00%
$1,000
Freedom Bank, Inc.
Freedom Bank, Inc.
60-Month CD
1.15%
$1,000
Bank of Washington
Bank of Washington
Prosper Savings
1.00%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
48-Month CD
0.95%
$1,000
The Middlefield Banking Company
The Middlefield Banking Company
36-Month CD
0.70%
$500
Community National Bank (VT)
Community National Bank (VT)
36-Month CD
0.69%
$2,500
Spencer Savings Bank
Spencer Savings Bank
48-Month CD
0.55%
$1,000
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
24-Month CD
0.50%
$500
FNB of Nevada, Missouri
FNB of Nevada, Missouri
36-Month CD
0.50%
$1,000
The Peoples Community Bank
The Peoples Community Bank
6-Month CD
0.50%
$500
Lewis & Clark Bank
Lewis & Clark Bank
36-Month CD
0.35%
$500
The Andover Bank
The Andover Bank
60-Month CD
0.35%
$1,000
Conway National Bank (CNB)
Conway National Bank (CNB)
Passbook Savings
0.35%
$5
Center National Bank
Center National Bank
Money Market
0.20%
$10,000
Presence Bank
Presence Bank
Money Market
0.15%
$2,500
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
Primary Bank
Primary Bank
Primary Statement Savings
0.10%
$0
First National Bank in Amboy
First National Bank in Amboy
Statement Savings
0.10%
$100
Pennsville National Bank
Pennsville National Bank
9-Month CD
0.10%
$500
BankGloucester
BankGloucester
Passbook Savings
0.10%
$10
First Command Bank
First Command Bank
Money Market
0.05%
$0
Gogebic Range Bank
Gogebic Range Bank
Range Savings
0.03%
$100
KeySavings Bank
KeySavings Bank
Blue Ribbon Checking
0.03%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Energize Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.125%
5.370%
1.250
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.375%
5.528%
0.623
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.500%
5.556%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.625%
5.625%
0.125
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.500%
5.647%
0.000
Somerset Savings Bank
Somerset Savings Bank
15-Year Fixed
5.500%
5.683%
0.000
Port Washington State Bank
Port Washington State Bank
15-Year Fixed
5.750%
5.822%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
15-Year Fixed (Power Rate)
5.625%
5.847%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
5.625%
5.891%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.500%
5.896%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
5.875%
5.916%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.959%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
15 Year Fixed
5.875%
6.027%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.000%
6.047%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.500%
6.122%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.137%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.000%
6.163%
0.000
River Falls State Bank
River Falls State Bank
20-Year Fixed
6.000%
6.166%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Energize Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Energize Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Energize Credit Union rate data right now, check back for updates, we are adding rates all the time.

Energize Credit Union Information

Credit Union Name: Energize Credit Union
Full Time Employees: 4
Part Time Employees: 0
President: Michelle Phelps
CEO: Lisa Dailey
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2325 E I 44 Service Rd
Oklahoma City, OK 73111 8219
Phone Number: 405-478-0046
Fax Number: 405-478-1279

Energize Credit Union Financials

Total Assets:
28,641,625
Total Amount of Shares and Deposits:
25,079,555
Total Shares and Deposits < 1 Year:
20,220,961
Total Shares and Deposits 1 3 Years:
4,858,594
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,452,124
Total Uninsured Shares and Deposits > $250K (F+J):
1,452,124
Total Insured Shares and Deposits > $250K (item 17 less item K):
23,627,431
Total Interest Expense (Sum of items 6 8):
123,003
Share Certificates:
300
IRA KEOGH Accounts:
10
Number of Accounts for Regular Shares:
3,654
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,792,798
Total Liabilities:
25,148,917
Show More

Energize Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Bank of Oak Ridge Mortgage RatesBank of Oak Ridge mortgage rates are very low right now and beat most online mortgage rates today. 30 year mortgage rates at Bank of Oak Ridge are at 4.375 percent with 0.25 points and $853 in fees. 15 year mortgage rates from Bank of Oak Ridge are currently at 3.75 percent with no mortgage points and $853 in fees. Most other lenders' 15 year mortgage rates that low require you to pay points upfront. 20 year mortgage rates from Bank of Oak Ridge, which is a less popular mortgage term, are offered at 4.25 percent with 0.25 points and the same $853 in fees.
Today's mortgage rates moved lower following the downtrend of the past week. Average 30 year mortgage refinance rates are at 3.43 percent, a decline from Friday's average 30 year mortgage rate of 3.46 percent. Average 30 year mortgage rates have hit another record low today and will make new lows in the coming months. You can already find lenders offering 30 year mortgage interest rates below the averages.
venture bank direct online savings accountVenture Bank Direct of Lacey Washington is offering one of the best online savings account rates. The savings account currently has an an annual percentage rate (APR) of 3.73% and an annual percentage yield (APY) of 3.80%.

Bank or Credit Union Offers and Deals

Applying for a Mortgage: Steps to Take When Buying a Home
Father's Day
Current CD Rates from Milford Bank
Best CD Rates at the End of 2016
Nationwide Bank Money Market Account
Unemployment Rate Falls to 7.0%, Higher Interest Rates Coming
Mortgage Rates Steady After Budget and Debt Ceiling Deal
First Internet Bank CD Rates: 5.06% APY 12-Month Certificate of Deposit
Mortgage Rates and Refinance Rates Increase: 15 Year Mortgage Rates and Refinance Rates are Above 4.00%
Low HELOC Rates - Consolidate Debt and Save Money

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Return to All-Time Record Lows Today
Mortgage Rates: 30 Year Mortgage Rates at 4.97%, Rate Curve is Inverted on ARMs
Refinance Rates This Week: 30 Year Refinance Rates at 4.13%
Mortgage Rates Today January 14, 2020
Top 1 Year CD Rates Now at 1.15%
Best Money Market Account Rates & Savings Rates 10/24/12
Calfirst Bank CD Rates
PenFed Home Equity Line of Credit 3.25 Percent
Silvergate Bank Money Market Account Rates now at 1.10%
NewDominion Bank MMA Rates now at 0.15%

Energize Credit Union Reviews

There are no reviews for Energize Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Energize Credit Union
Your Name:
Your Rating:

See how Energize Credit Union Compares to other credit unions