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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Everest Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Everest Federal Credit Union's 12-Month CD rates are at 3.25%, 36-Month CD rates are at 3.25%, 48-Month CD rates are at 3.25%, 6-Month CD rates are at 3.25%. Everest Federal Credit Union's savings rates are at 0.65%. MonitorBankRates evaluates the financial stability of Everest Federal Credit Union with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 57.24%. Rates were last updated on 04/18/2026. Everest Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Everest Federal Credit Union? Share your experience about Everest Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Everest Federal Credit Union. Everest Federal Credit Union
Head Office Queens NY 3751 75th St
https://www.everestfcu.org Jackson Heights, NY 11372 
Everest Federal Credit Union CD Rates
Everest Federal Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Everest Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Everest Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Everest Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Everest Federal Credit Union
Website
https://www.everestfcu.org
Address
3751 75th St,
Jackson Heights, NY 11372
Phone
718-806-1419
Fax
President
Madan Uprety
CEO
Suman Timsina
Full-Time Employees
6
Part-Time Employees
4
Branch Locations
4
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (31/100)
Texas Ratio
57.24%
Return on Assets (ROA)
0.8221%
Return on Equity (ROE)
13.8945%
Non-Performing Loans Ratio (NPL)
10.19%
Total Assets
10,650,462
Total Amount of Shares and Deposits
9,997,144
Total Shares and Deposits < 1 Year
9,940,558
Total Shares and Deposits 1 3 Years
56,586
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,997,144
Total Interest Expense (Sum of items 6 8)
82,295
Share Certificates
99
Number of Accounts for Share Drafts
217
IRA KEOGH Accounts
18
Number of Accounts for Regular Shares
2,175
Non Member Deposits
8
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,023,271
Total Liabilities
10,020,300
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Everest Federal Credit UnionIs Everest Federal Credit Union a safe place to deposit money?Yes, Everest Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 57.24089271879%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Everest Federal Credit Union operate?Everest Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Everest Federal Credit Union?Yes, to access services at Everest Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Everest Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Everest Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Everest Federal Credit Union offer online and mobile banking?Most modern institutions like Everest Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.everestfcu.org. Current Everest Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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