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 Family First Of NY Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 5, 2026
Family First Of NY Federal Credit Union's IRA CD Youth 12 month rates are at 4.10%, Youth 12 month CD Specials rates are at 4.10%, Jumbo 5 month CD Specials rates are at 3.90%, IRA CD Jumbo 3 - 5 month New Money Special rates are at 3.80%, 5 month CD Specials rates are at 3.75%. Family First Of NY Federal Credit Union's savings rates are at 5.00%. Family First Of NY Federal Credit Union's Personal Loan Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Family First Of NY Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.73%. Rates were last updated on 04/05/2026. Family First Of NY Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Family First Of NY Federal Credit Union? Share your experience about Family First Of NY Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Family First Of NY Federal Credit Union. Family First Of NY Federal Credit Union
Penfield Branch 2520 Browncroft Blvd
https://www.familyfirstny.com Rochester, NY 14625 
Family First Of NY Federal Credit Union CD Rates
Family First Of NY Federal Credit Union Savings Rates
Family First Of NY Federal Credit Union Checking Rates
Family First Of NY Federal Credit Union Mortgage Rates
Family First Of NY Federal Credit Union Home Equity & HELOC
Family First Of NY Federal Credit Union Credit Card Rates
Family First Of NY Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Family First Of NY Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Family First Of NY Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Family First Of NY Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Family First Of NY Federal Credit Union
Website
https://www.familyfirstny.com
Address
2520 Browncroft Blvd,
Rochester, NY 14625
Phone
585-586-8225
Fax
585-586-4949
President
Thomas Combs
CEO
Thomas Dambra
Full-Time Employees
52
Part-Time Employees
4
Branch Locations
5
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.73%
Return on Assets (ROA)
0.4223%
Return on Equity (ROE)
3.7932%
Non-Performing Loans Ratio (NPL)
0.50%
Total Assets
329,284,322
Total Amount of Shares and Deposits
241,725,184
Total Shares and Deposits < 1 Year
225,271,683
Total Shares and Deposits 1 3 Years
16,253,881
Total Shares and Deposits > 3 Years
199,620
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,069,784
Total Uninsured Shares and Deposits > $250K (F+J)
9,074,266
Total Insured Shares and Deposits > $250K (item 17 less item K)
232,650,918
Total Interest Expense (Sum of items 6 8)
4,754,749
Share Certificates
2,622
Number of Accounts for Share Drafts
9,947
IRA KEOGH Accounts
555
Number of Accounts for Regular Shares
19,919
All other shares
679
Non Member Deposits
48
Money Market Shares
1,440
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
853,680
Total Liabilities
294,491,912
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Family First Of NY Federal Credit UnionIs Family First Of NY Federal Credit Union a safe place to deposit money?Yes, Family First Of NY Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.7346226139423%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Family First Of NY Federal Credit Union operate?Family First Of NY Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Family First Of NY Federal Credit Union?Yes, to access services at Family First Of NY Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Family First Of NY Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Family First Of NY Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Family First Of NY Federal Credit Union offer online and mobile banking?Most modern institutions like Family First Of NY Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.familyfirstny.com. Current Family First Of NY Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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