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 Aloha Pacific Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Aloha Pacific Federal Credit Union's Business 12-Month CD rates are at 3.75%, 7-Month 90th Anniversary CD rates are at 3.50%, Business 6-Month CD rates are at 3.50%, 12-month CD rates are at 3.25%, 36-month CD rates are at 3.00%. Aloha Pacific Federal Credit Union's savings rates are at 0.05%. Aloha Pacific Federal Credit Union's 5/6 ARM rates are at 4.75%, 7/6 ARM rates are at 4.88%, 30 Year Jumbo rates are at 5.00%, 10/6 ARM rates are at 5.00%, 30 Year Jumbo rates are at 5.38%. Aloha Pacific Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Aloha Pacific Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.29%. Rates were last updated on 04/17/2026. Aloha Pacific Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aloha Pacific Federal Credit Union? Share your experience about Aloha Pacific Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Aloha Pacific Federal Credit Union. Aloha Pacific Federal Credit Union
Kaimuki Plaza 3465 Waialae Ave Ste 400
https://alohapacific.com Honolulu, HI 96816 2664 
Aloha Pacific Federal Credit Union CD Rates
Aloha Pacific Federal Credit Union Savings Rates
Aloha Pacific Federal Credit Union Money Market Rates
Aloha Pacific Federal Credit Union Checking Rates
Aloha Pacific Federal Credit Union Mortgage Rates
Aloha Pacific Federal Credit Union Home Equity & HELOC
Aloha Pacific Federal Credit Union Auto Loan Rates
Aloha Pacific Federal Credit Union Credit Card Rates
Aloha Pacific Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Aloha Pacific Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aloha Pacific Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Aloha Pacific Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Aloha Pacific Federal Credit Union
Website
https://alohapacific.com
Address
3465 Waialae Ave Ste 400,
Honolulu, HI 96816 2664
Phone
808-531-3711
Fax
808-539-0170
President
Gary Iwai
CEO
Vince Otsuka
Full-Time Employees
174
Part-Time Employees
15
Branch Locations
11
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.29%
Return on Assets (ROA)
0.5496%
Return on Equity (ROE)
5.4678%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
1,413,559,398
Total Amount of Shares and Deposits
1,231,755,970
Total Shares and Deposits < 1 Year
1,223,028,716
Total Shares and Deposits 1 3 Years
6,594,063
Total Shares and Deposits > 3 Years
2,133,191
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,571,922
Total Uninsured Shares and Deposits > $250K (F+J)
29,571,922
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,202,184,048
Total Interest Expense (Sum of items 6 8)
13,425,789
Share Certificates
8,834
Number of Accounts for Share Drafts
47,102
IRA KEOGH Accounts
3,099
Number of Accounts for Regular Shares
82,263
Money Market Shares
1,522
Net Income (unless the amount is already included in Undivided Earnings)
7,769,579
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
74,899,068
Total Liabilities
1,298,936,149
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Aloha Pacific Federal Credit UnionIs Aloha Pacific Federal Credit Union a safe place to deposit money?Yes, Aloha Pacific Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2920722623092%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Aloha Pacific Federal Credit Union operate?Aloha Pacific Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Aloha Pacific Federal Credit Union?Yes, to access services at Aloha Pacific Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Aloha Pacific Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Aloha Pacific Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Aloha Pacific Federal Credit Union offer online and mobile banking?Most modern institutions like Aloha Pacific Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://alohapacific.com. Current Aloha Pacific Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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