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State Highway Patrol Federal Credit Union Rates & Review April 2026

State Highway Patrol Federal Credit Union's 12 Month CD rates are at 3.30%, 18 Month CD rates are at 3.30%, 6 Month CD rates are at 3.30%, 24 Month CD rates are at 3.14%, 36 Month CD rates are at 3.14%. State Highway Patrol Federal Credit Union's savings rates are at 0.05%. MonitorBankRates evaluates the financial stability of State Highway Patrol Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.39%. Rates were last updated on 04/05/2026.

State Highway Patrol Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Highway Patrol Federal Credit Union? Share your experience about State Highway Patrol Federal Credit Union by leaving a review below, or read customer reviews before you decide to use State Highway Patrol Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.39%
Excellent Lower than avg
State Highway Patrol Federal Credit Union
Headquarters
1900 Polaris Pkwy Ste 400
Columbus, OH 43240 4035
https://www.patrolcu.com
Member NCUA

State Highway Patrol Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month Share Certificate 3.25% 3.30% 12 Months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
18 Month Share Certificate 3.25% 3.30% 18 Months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
6 Month Share Certificate 3.25% 3.30% 6 Months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
24 Month Share Certificate 3.10% 3.14% 24 Months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
36 Month Share Certificate 3.10% 3.14% 36 Months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
48 Month Share Certificate 3.05% 3.09% 48 Months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
60 Month Share Certificate 3.05% 3.09% 60 Months
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

State Highway Patrol Federal Credit Union Savings Rates

Product Rate APY View More
Blue Max Savings 2.05% 2.07%
Min Balance $100,000
Details Minimum balance to earn APY is $100,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Blue Max Savings 2.00% 2.02%
Min Balance $50,000
Details Minimum balance to earn APY is $50,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Blue Max Savings 1.90% 1.92%
Min Balance $25,000
Details Minimum balance to earn APY is $25,000
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Blue Max Savings 1.80% 1.82%
Min Balance $2,500
Details Minimum balance to earn APY is $2,500
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Christmas Club Savings 0.05% 0.05%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%
Regular Share Savings 0.05% 0.05%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

State Highway Patrol Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft Checking Account 0.05% 0.05%
No additional details.
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

State Highway Patrol Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Classic - 8.99%
Details Up to $20,000; As Low As
Last Updated 04/05/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.39%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for State Highway Patrol Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather State Highway Patrol Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with State Highway Patrol Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name State Highway Patrol Federal Credit Union
Address 1900 Polaris Pkwy Ste 400, Columbus, OH 43240 4035
Phone 614-431-0784
Fax 614-431-1158
President Kenneth Kocab
CEO Danielle Chatfield Beres
Full-Time Employees 11
Part-Time Employees 0
Branch Locations 2
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.39%
Return on Assets (ROA)
0.4734%
Return on Equity (ROE)
3.6017%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
89,269,910
Total Amount of Shares and Deposits
77,710,898
Total Shares and Deposits < 1 Year
74,758,644
Total Shares and Deposits 1 3 Years
2,496,480
Total Shares and Deposits > 3 Years
455,774
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,491,042
Total Uninsured Shares and Deposits > $250K (F+J)
3,491,042
Total Insured Shares and Deposits > $250K (item 17 less item K)
74,219,856
Total Interest Expense (Sum of items 6 8)
1,275,035
Share Certificates
1,009
Number of Accounts for Share Drafts
1,886
Number of Accounts for Regular Shares
7,050
Money Market Shares
788
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,709,793
Total Liabilities
78,690,772
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About State Highway Patrol Federal Credit Union

Is State Highway Patrol Federal Credit Union a safe place to deposit money?

Yes, State Highway Patrol Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.39175028607912%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does State Highway Patrol Federal Credit Union operate?

State Highway Patrol Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join State Highway Patrol Federal Credit Union?

Yes, to access services at State Highway Patrol Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, State Highway Patrol Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, State Highway Patrol Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does State Highway Patrol Federal Credit Union offer online and mobile banking?

Most modern institutions like State Highway Patrol Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.patrolcu.com.

Current State Highway Patrol Federal Credit Union Rates

  • 12-Month CD3.30%
  • 18-Month CD3.30%
  • 24-Month CD3.14%
  • 60-Month CD3.09%
  • Savings0.05%
Retrieved from our database of financial products. Rates subject to change.