Ferguson Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ferguson Federal Credit Union12-month CD rates can be found at 3.19%, 6-month CD rates at 2.50% and 3-month CD rates at 2.75%. Savings rates are at 0.35% and money market rates are at 2.85%. Mortgage rates on 30-year fixed loans are around 7.16%. Credit Card rates are at 14.74%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates which you can compare to Ferguson Federal Credit Union rates.

Compare Ferguson Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ferguson Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Ferguson Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ferguson Federal Credit Union? Share your experience about Ferguson Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ferguson Federal Credit Union.

Overall, Ferguson Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ferguson Federal Credit Union
Ferguson FCU Headquarters
1026 E Broad St
Monticello, MS 39654
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Ferguson Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
RBMAX
RBMAX
Max Interest Savings
4.15%
$10
CF Bank
CF Bank
12-Month CD
4.00%
$10,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
eRelationship Savings
3.90%
$25,000
State Bank of Southern Utah
State Bank of Southern Utah
24-Month CD
3.80%
$500
FSB of Burnet
FSB of Burnet
6-Month CD (Jumbo)
3.70%
$95,000
PSB of Rhineland
PSB of Rhineland
12-Month CD
3.61%
$1,000
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
60-Month CD
3.30%
$1,000
Community Bank of Trenton
Community Bank of Trenton
60-Month CD
3.25%
$5,000
Franklin SB Farmington, ME
Franklin SB Farmington, ME
24-Month CD
3.00%
$500
Access Community Credit Union
Access Community Credit Union
48-Month CD
3.00%
$1,000
Investment Savings Bank
Investment Savings Bank
30-Month CD
2.77%
$500
Camp Grove State Bank
Camp Grove State Bank
12-Month CD
2.75%
$1,000
1st Security Bank of Washington
1st Security Bank of Washington
60-Month CD (relationship)
2.65%
$500
BayVanguard Bank
BayVanguard Bank
60-Month CD
2.53%
$1,000
State Bank & Trust Company
State Bank & Trust Company
60-Month CD
2.52%
$1,000
Western Nebraska Bank
Western Nebraska Bank
36-Month CD
2.27%
$250
State Bank of Medora
State Bank of Medora
12-Month CD
2.22%
$500
Savers Co-operative Bank
Savers Co-operative Bank
48-Month CD
2.05%
$500
Acipco Federal Credit Union
Acipco Federal Credit Union
12-Month CD
2.02%
$1,000
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
48-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
Seattle Bank
Seattle Bank
Business Interest Checking
1.90%
$250,000
FNB Of Nokomis
FNB Of Nokomis
18-Month CD
1.51%
$1,000
HomeBank
36-Month CD
1.51%
$2,500
First National Bank of Bemidji
First National Bank of Bemidji
First Insured Money Market
1.51%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
60-Month CD
1.50%
$500
Bank of Stronghurst
Bank of Stronghurst
24-Month CD
1.15%
$500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
48-Month CD
1.00%
$1,000
The MINT National Bank
The MINT National Bank
MonuMINT Savings
1.00%
$0
Quoin Financial Bank
Quoin Financial Bank
Kasasa Savings
0.75%
$0
First National Bank and Trust AL
First National Bank and Trust AL
60-Month CD
0.60%
$1,000
SSB State Street Bank
SSB State Street Bank
6-Month CD
0.50%
$1,000
First Federal Community Bank N.A.
First Federal Community Bank N.A.
24-Month CD
0.50%
$500
Spencer Savings Bank
Spencer Savings Bank
36-Month CD
0.50%
$1,000
Unico Bank
Unico Bank
30-Month CD
0.50%
$1,000
Communitywide Federal Credit Union
Communitywide Federal Credit Union
CW Checking
0.50%
$5
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
Savings
0.40%
$50
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Money Market
0.40%
$50,000
Ulster Savings Bank
Ulster Savings Bank
30-Month CD
0.35%
$500
ESB Bank
ESB Bank
Elite Checking
0.35%
$2,500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
12-Month CD
0.30%
$1,000
Home Loan State Bank
Home Loan State Bank
Legacy Checking
0.20%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Savings
0.20%
$0
Petefish, Skiles & Co. Bank
Investor Fund Money Market
0.15%
$0
First National Bank in Pinckneyville
First National Bank in Pinckneyville
Savings
0.10%
$100
Dime Bank
Dime Bank
24-Month CD
0.10%
$500
Greenville Federal
Greenville Federal
Performance Interest Checking
0.05%
$1,500
Sugar River Bank
Sugar River Bank
Fundsavers Savings
0.05%
$10
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Money Market
0.05%
$1,000
Bank of Dudley
60-Month CD
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Ferguson Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.625%
5.802%
0.500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
15-Year Fixed
5.875%
5.913%
0.000
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
6.000%
6.093%
0.000
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed
6.125%
6.124%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
6.125%
6.144%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
6.000%
6.181%
0.000
River Falls State Bank
River Falls State Bank
15-Year Fixed
6.000%
6.209%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
6.000%
6.209%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.000%
6.244%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
20-Year Fixed
6.250%
6.362%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.125%
6.398%
0.125
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.375%
6.423%
0.000
Proponent Federal Credit Union
Proponent Federal Credit Union
3/1 ARM
5.750%
6.444%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.875%
6.471%
0.000
People First Federal Credit Union
People First Federal Credit Union
30-Year Fixed
6.250%
6.493%
0.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
6.500%
6.519%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
20-Year Fixed
6.375%
6.536%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
6.375%
6.536%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
10-Year Fixed
6.250%
6.547%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Ferguson Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Ferguson Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ferguson Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Ferguson Federal Credit Union Information

Credit Union Name: Ferguson Federal Credit Union
Full Time Employees: 45
Part Time Employees: 1
President: Lynell James
CEO: Vernon Clevenger
Branch Locations: 7
ATM Locations: 10
Corporate Office Address:
1026 E Broad St
Monticello, MS 39654
Phone Number: 601-806-3328
Fax Number: 601-587-4038

Ferguson Federal Credit Union Financials

Total Assets:
92,160,425
Total Amount of Shares and Deposits:
83,489,656
Total Shares and Deposits < 1 Year:
80,866,030
Total Shares and Deposits 1 3 Years:
2,398,328
Total Shares and Deposits > 3 Years:
225,298
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
17,201,954
Total Uninsured Shares and Deposits > $250K (F+J):
22,097,003
Total Insured Shares and Deposits > $250K (item 17 less item K):
61,392,653
Total Interest Expense (Sum of items 6 8):
442,496
Share Certificates:
568
Number of Accounts for Share Drafts:
8,978
IRA KEOGH Accounts:
120
Number of Accounts for Regular Shares:
10,615
Non Member Deposits:
1
Money Market Shares:
100
Net Income (unless the amount is already included in Undivided Earnings):
-268,540
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,390,540
Total Liabilities:
83,124,727
Show More

Ferguson Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

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Mortgage Rates Today Lower Ahead of Fed MeetingMortgage rates today moved lower again ahead of the 2-day Fed meeting. In fact, average mortgage rates hit another new low for the month of December 2018. Mortgage rates are moving lower this month because of equity market declines. Investors are fleeing stocks into the safety of U.S. Treasuries, forcing yields lower, which in-turn are forcing mortgage rates lower. Current 30 year conforming mortgage rates are averaging 4.54 percent today, down from yesterday's average 30 year mortgage rate of 4.57 percent. Today's 15 year conforming mortgage rates are averaging 3.86 percent, a decline from yesterday's average 15 year rate of 3.89 percent. To get the best rate for a home loan search for and compare mortgage rates today.
j0323736Nexity Bank headquartered in Birmingham, Alabama is offering some of the best CD rates available today. These rates are current as of April 7th, 2009. Check Nextiy Bank's website for more current certificate of deposit rates.
Mortgage rates remained steady the past week, no big changes in rates. Fixed rate mortgages are still at historic lows. 30-year conforming mortgage rates went up to 5.02% from 4.96%. 15-year conforming mortgage rates went up to 4.79% from 4.72%

Bank or Credit Union Offers and Deals

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Ferguson Federal Credit Union Reviews

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