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Accentra Credit Union

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Accentra Credit Union Rates & Review November 2026

Q: What are the current interest rates at Accentra Credit Union?

Current rates for Accentra Credit Union include: 18-Month CD: 3.07%, 24-Month CD: 0.40%, 60-Month CD: 0.70%, Savings: 0.50%, MMA: 3.53%

Q: What CD terms does Accentra Credit Union offer?

Accentra Credit Union CD rates are 3.07% APY for an 18 month CD, 0.40% APY for a 2 year CD, 0.60% APY for a 4 year CD and 0.70% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Accentra Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Accentra Credit Union's CD Account - 18 month rates are at 3.07%, CD Accounts - 18 month rates are at 3.07%, CD Account - 60 month rates are at 0.70%, CD Accounts - 60 month rates are at 0.70%, CD Account - 48 month rates are at 0.60%. Accentra Credit Union's savings rates are at 0.50%. Accentra Credit Union's money market rates are at 3.53%. Accentra Credit Union's 10 Year Fixed rates are at 6.62%, 15 Year Fixed rates are at 6.88%, 20 Year Fixed rates are at 7.12%, 30 Year Fixed rates are at 7.38%. Accentra Credit Union's Personal Loan Rates are as low as 11.76%. Accentra Credit Union's Credit Card Rates are at 9.90%. Accentra Credit Union's CD rates are 71% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Accentra Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.90%. Rates last updated and verified on 10/29/2026.

Accentra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Accentra Credit Union? Share your experience about Accentra Credit Union by leaving a review below, or read customer reviews before you decide to use Accentra Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.90%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Accentra Credit Union
Accentra Credit Union

400 4th Ave NE
Austin, MN 55912

https://www.accentracu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Accentra Credit Union CD Rates

Product	Rate	APY	Term
6-Month Special Certificate	-	3.53%	6 months
Min Deposit $500 Details Limited time offer; 6-month Certificate Special; minimum deposit $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.53% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts - 6 month Special	3.50%	3.53%	6 Months
Min Deposit $500 Details Interest Compounded: At Maturity; Applies to 6 month special certificate only; at maturity it automatically renews at the standard 6-month certificate's rate and term Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.53% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Account - 18 month	3.03%	3.07%	18 Months
Min Deposit $10 Details Interest compounded: Monthly; Applies to 18 month term only; rate and APY are variable and based on an Index; not available to Business Accounts Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.09% → 3.07% ▼ 0.02 pts · high 3.09% / low 3.07% Oct 9, 20263.07%▼ from 3.09% Sep 14, 20263.09%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts - 18 month	3.03%	3.07%	18 Months
Min Deposit $10 Details Interest Compounded: Monthly; Applies to 18 month term only; rate and APY are variable and based on an Index; not available to Business Accounts Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 3.09% → 3.07% ▼ 0.02 pts · high 3.09% / low 3.07% Oct 9, 20263.07%▼ from 3.09% Sep 14, 20263.09%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Account - 60 month	0.70%	0.70%	60 Months
Min Deposit $500 Details Interest compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts - 60 month	0.70%	0.70%	60 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Account - 48 month	0.60%	0.60%	48 Months
Min Deposit $500 Details Interest compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts - 48 month	0.60%	0.60%	48 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Account - 36 month	0.50%	0.50%	36 Months
Min Deposit $500 Details Interest compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts - 36 month	0.50%	0.50%	36 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Account - 24 month	0.40%	0.40%	24 Months
Min Deposit $500 Details Interest compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts - 24 month	0.40%	0.40%	24 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Account - 6 month	0.25%	0.25%	6 Months
Min Deposit $500 Details Interest compounded: At Maturity Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts - 6 month	0.25%	0.25%	6 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Account - 3 month	0.20%	0.20%	3 Months
Min Deposit $500 Details Interest compounded: At Maturity Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts - 3 month	0.20%	0.20%	3 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Savings Rates

Product	Rate	APY
Money Market Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 - Greater; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.35%	0.35%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.20%	0.20%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.15%	0.15%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Christmas Club	0.10%	0.10%
Min Deposit $20 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.10% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.10%	0.10%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.05%	0.05%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $9,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.05%	0.05%
Min Deposit $5 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Money Market Rates

Product	Rate	APY
Money Market Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 - Greater; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.35%	0.35%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.20%	0.20%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.15%	0.15%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	0.10%	0.10%
Min Deposit $20 Details Interest Compounded: Quarterly; Product heading not confirmed on page Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.10%	0.10%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.05%	0.05%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $9,999; Interest compounded monthly Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
10 Year Fixed	6.625%	-	7.154%	10 Year
Details As Low As; APR* as low as 7.154%; Term Rates: 10 Year Fixed Last Updated 10/29/2026 Rate History 4 changes since Sep 14, 2026 · 6.39% → 7.15% ▲ 0.77 pts · high 7.27% / low 6.39% Oct 26, 20267.15%▼ from 7.27% Oct 19, 20267.27%▲ from 7.14% Oct 2, 20267.14%▲ from 6.64% Sep 18, 20266.64%▲ from 6.39% Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
15 Year Fixed	6.875%	-	7.254%	15 Year
Details As Low As; APR* as low as 7.254%; Term Rates: 15 Year Fixed Last Updated 10/29/2026 Rate History 5 changes since Sep 14, 2026 · 6.37% → 7.25% ▲ 0.89 pts · high 7.50% / low 6.37% Oct 26, 20267.25%▼ from 7.50% Oct 19, 20267.50%▲ from 7.38% Oct 2, 20267.38%▲ from 7.12% Sep 29, 20267.12%▲ from 6.87% Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
20 Year Fixed	7.125%	-	7.432%	20 Year
Details As Low As; APR* as low as 7.432%; Term Rates: 20 Year Fixed Last Updated 10/29/2026 Rate History 4 changes since Sep 14, 2026 · 6.42% → 7.43% ▲ 1.02 pts · high 7.68% / low 6.42% Oct 26, 20267.43%▼ from 7.68% Oct 19, 20267.68%▲ from 7.56% Sep 29, 20267.56%▲ from 7.18% Sep 18, 20267.18%▲ from 6.42% Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
30 Year Fixed	7.375%	-	7.615%	30 Year
Details As Low As; APR* as low as 7.615%; Term Rates: 30 Year Fixed Last Updated 10/29/2026 Rate History 5 changes since Sep 14, 2026 · 6.73% → 7.62% ▲ 0.89 pts · high 7.87% / low 6.73% Oct 26, 20267.62%▼ from 7.87% Oct 19, 20267.87%▲ from 7.74% Oct 2, 20267.74%▲ from 7.49% Sep 29, 20267.49%▲ from 7.23% Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - 5 Year Fixed Rate, Up to 80% of Value	6.375%	-	6.666%	5 Year
Details As Low As; Up to 80% of Value; APR* as low as 6.666%; Payment example: 5 year $15,000 fixed rate home equity loan at 6.666% APR Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.04% → 6.67% ▲ 0.63 pts · high 6.79% / low 6.04% Oct 26, 20266.67%▼ from 6.79% Oct 2, 20266.79%▲ from 6.29% Sep 18, 20266.29%▲ from 6.04% Sep 14, 20266.04%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Equity - Line of Credit	-	-	7.00%
Details As Low As; Rate as low as; APR = Annual Percentage Rate, on approved credit; Loan term 20 years (10 year draw period, 10 year repayment period); rate subject to change semi-annually; maximum rate 18% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 29, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Equity Loan - 10 Year Fixed Rate, Up to 80% of Value	7.375%	-	7.534%	10 Year
Details As Low As; Up to 80% of Value; APR* as low as 7.534% Last Updated 10/29/2026 Rate History 3 changes since Sep 14, 2026 · 6.91% → 7.53% ▲ 0.63 pts · high 7.66% / low 6.91% Oct 26, 20267.53%▼ from 7.66% Oct 2, 20267.66%▲ from 7.16% Sep 18, 20267.16%▲ from 6.91% Sep 14, 20266.91%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Cars, Trucks, and Vans - 36 Months Loan	-	-	4.87%	36 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.87% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	4.87%	36 Months
Details As Low As; Vehicle Age: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.87% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 24 Months Loan	-	-	4.94%	24 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.94% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 48 Months Loan	-	-	4.94%	48 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.94% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	4.94%	24 Months
Details As Low As; Vehicle Age: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.94% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	4.94%	48 Months
Details As Low As; Vehicle Age: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.94% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.06%	72 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.06% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.06%	72 Months
Details As Low As; Vehicle Age: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.06% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.07%	60 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.07% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.07%	60 Months
Details As Low As; Vehicle Age: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.07% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.11%	12 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.11% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.11%	12 Months
Details As Low As; Vehicle Age: 0-2 years Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.90% → 5.11% ▼ 0.78 pts · high 6.15% / low 5.11% Oct 19, 20265.11%▼ from 6.15% Sep 18, 20266.15%▲ from 5.90% Sep 14, 20265.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 36 Months Loan	-	-	5.12%	36 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.12% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.12%	36 Months
Details As Low As; Vehicle Age: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.12% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 24 Months Loan	-	-	5.19%	24 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.19% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 48 Months Loan	-	-	5.19%	48 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.19% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.19%	24 Months
Details As Low As; Vehicle Age: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.19% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.19%	48 Months
Details As Low As; Vehicle Age: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.19% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 84 Months Loan	-	-	5.20%	84 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.20% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.20%	84 Months
Details As Low As; Vehicle Age: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.20% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.31%	72 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.31% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.31%	72 Months
Details As Low As; Vehicle Age: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.31% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.32%	60 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.32% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.32%	60 Months
Details As Low As; Vehicle Age: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.32% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.36%	12 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.36% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.36%	12 Months
Details As Low As; Vehicle Age: 3-5 years Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.90% → 5.36% ▼ 0.53 pts · high 6.15% / low 5.36% Oct 19, 20265.36%▼ from 6.15% Sep 18, 20266.15%▲ from 5.90% Sep 14, 20265.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 36 Months Loan	-	-	5.62%	36 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.62% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.62%	36 Months
Details As Low As; Vehicle Age: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.62% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 24 Months Loan	-	-	5.69%	24 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.69% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 48 Months Loan	-	-	5.69%	48 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.69% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.69%	24 Months
Details As Low As; Vehicle Age: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.69% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.69%	48 Months
Details As Low As; Vehicle Age: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.69% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.81%	72 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.81% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.81%	72 Months
Details As Low As; Vehicle Age: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.81% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.82%	60 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.82% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.82%	60 Months
Details As Low As; Vehicle Age: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 5.82% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.86%	12 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.86% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	5.86%	12 Months
Details As Low As; Vehicle Age: 6-10 years Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.90% → 5.86% ▼ 0.03 pts · high 6.15% / low 5.86% Oct 19, 20265.86%▼ from 6.15% Sep 18, 20266.15%▲ from 5.90% Sep 14, 20265.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 36 Months Loan	-	-	6.37%	36 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.37% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	6.37%	36 Months
Details As Low As; Vehicle Age: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.37% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 24 Months Loan	-	-	6.44%	24 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.44% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 48 Months Loan	-	-	6.44%	48 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.44% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	6.44%	24 Months
Details As Low As; Vehicle Age: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.44% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	6.44%	48 Months
Details As Low As; Vehicle Age: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.44% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 72 Months Loan	-	-	6.56%	72 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.56% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	6.56%	72 Months
Details As Low As; Vehicle Age: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.56% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 60 Months Loan	-	-	6.57%	60 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.57% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	6.57%	60 Months
Details As Low As; Vehicle Age: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.57% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 12 Months Loan	-	-	6.62%	12 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.62% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans Loan	-	-	6.62%	12 Months
Details As Low As; Vehicle Age: 10+ years Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.90% → 6.62% ▲ 0.73 pts · high 6.62% / low 5.90% Oct 19, 20266.62%▲ from 6.15% Sep 18, 20266.15%▲ from 5.90% Sep 14, 20265.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boats, RVs, Campers - 48 Months Loan	-	6.35%	48 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.35% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	6.35%	48 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.35% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 36 Months Loan	-	6.38%	36 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.38% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	6.38%	36 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.38% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 60 Months Loan	-	6.43%	60 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.43% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	6.43%	60 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.43% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 24 Months Loan	-	6.45%	24 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.45% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	6.45%	24 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.45% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 72 Months Loan	-	6.56%	72 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.56% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	6.56%	72 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.56% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 12 Months Loan	-	6.63%	12 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.63% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	6.63%	12 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.63% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 84 Months Loan	-	6.71%	84 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.71% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	6.71%	84 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.71% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	6.84%	24 Months
Details As Low As; Age of Vehicle: 0-2 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.84% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	6.84%	24 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	6.88%	36 Months
Details As Low As; Age of Vehicle: 0-2 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.88% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	6.88%	36 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 6.88% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.02%	12 Months
Details As Low As; Age of Vehicle: 0-2 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.02% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.02%	12 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.02% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.09%	48 Months
Details As Low As; Age of Vehicle: 0-2 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.09% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.09%	48 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.09% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 48 Months Loan	-	7.10%	48 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.10% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.10%	48 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.10% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 36 Months Loan	-	7.14%	36 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.14% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.14%	36 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.14% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 60 Months Loan	-	7.18%	60 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.18% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.18%	60 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.18% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 24 Months Loan	-	7.20%	24 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.20% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.20%	24 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.20% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	7.24%	24 Months
Details As Low As; Age of Vehicle: 3-4 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.24%	24 Months
Details As Low As; Age of Vehicle: 3-4 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.24% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	7.28%	36 Months
Details As Low As; Age of Vehicle: 3-4 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.28% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.28%	36 Months
Details As Low As; Age of Vehicle: 3-4 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.28% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 144 Months Loan	-	7.29%	144 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.29% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.29%	144 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.29% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 120 Months Loan	-	7.30%	120 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.30% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.30%	120 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.30% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 72 Months Loan	-	7.31%	72 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.31% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.31%	72 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.31% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	7.32%	60 Months
Details As Low As; Age of Vehicle: 0-2 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.32% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.32%	60 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.32% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 12 Months Loan	-	7.38%	12 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.38% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.38%	12 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.38% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.42%	12 Months
Details As Low As; Age of Vehicle: 3-4 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.42% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.42%	12 Months
Details As Low As; Age of Vehicle: 3-4 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.42% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 84 Months Loan	-	7.46%	84 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.46% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.46%	84 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.46% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.49%	48 Months
Details As Low As; Age of Vehicle: 3-4 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.49%	48 Months
Details As Low As; Age of Vehicle: 3-4 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	7.56%	72 Months
Details As Low As; Age of Vehicle: 0-2 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.56% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.56%	72 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.56% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	7.59%	24 Months
Details As Low As; Age of Vehicle: 5-7 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.59% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.59%	24 Months
Details As Low As; Age of Vehicle: 5-7 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.59% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 48 Months Loan	-	7.60%	48 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.60% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.60%	48 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.60% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	7.63%	36 Months
Details As Low As; Age of Vehicle: 5-7 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.63% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.63%	36 Months
Details As Low As; Age of Vehicle: 5-7 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.63% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 36 Months Loan	-	7.64%	36 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.64% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.64%	36 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.64% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 60 Months Loan	-	7.68%	60 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.68% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.68%	60 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.68% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 24 Months Loan	-	7.70%	24 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.70% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.70%	24 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.70% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	7.72%	60 Months
Details As Low As; Age of Vehicle: 3-4 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.72% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.72%	60 Months
Details As Low As; Age of Vehicle: 3-4 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.72% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 180 Months Loan	-	7.77%	180 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.77% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.77%	180 Months
Details As Low As; Age of Vehicle: 0-2 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.77% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.77%	12 Months
Details As Low As; Age of Vehicle: 5-7 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.77% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.77%	12 Months
Details As Low As; Age of Vehicle: 5-7 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.77% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 72 Months Loan	-	7.81%	72 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.81% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.81%	72 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.81% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.84%	48 Months
Details As Low As; Age of Vehicle: 5-7 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.84% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.84%	48 Months
Details As Low As; Age of Vehicle: 5-7 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.84% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 48 Months Loan	-	7.85%	48 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.85% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.85%	48 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.85% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 12 Months Loan	-	7.88%	12 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.88% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.88%	12 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.88% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 36 Months Loan	-	7.89%	36 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.89% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.89%	36 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.89% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 60 Months Loan	-	7.94%	60 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.94% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.94%	60 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.94% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 24 Months Loan	-	7.95%	24 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.95% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.95%	24 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.95% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 84 Months Loan	-	7.96%	84 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.96% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	7.96%	84 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.96% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	7.96%	72 Months
Details As Low As; Age of Vehicle: 3-4 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.96% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	7.96%	72 Months
Details As Low As; Age of Vehicle: 3-4 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 7.96% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 144 Months Loan	-	8.04%	144 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.04% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.04%	144 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.04% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 120 Months Loan	-	8.05%	120 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.05% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.05%	120 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.05% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 72 Months Loan	-	8.06%	72 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.06% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.06%	72 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.06% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	8.08%	60 Months
Details As Low As; Age of Vehicle: 5-7 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.08% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	8.08%	60 Months
Details As Low As; Age of Vehicle: 5-7 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.08% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	8.09%	24 Months
Details As Low As; Age of Vehicle: 8+ years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.09% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	8.09%	24 Months
Details As Low As; Age of Vehicle: 8+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.09% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 12 Months Loan	-	8.13%	12 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.13% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.13%	12 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.13% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	8.13%	36 Months
Details As Low As; Age of Vehicle: 8+ years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.13% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	8.13%	36 Months
Details As Low As; Age of Vehicle: 8+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.13% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 84 Months Loan	-	8.21%	84 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.21% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.21%	84 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.21% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	8.27%	12 Months
Details As Low As; Age of Vehicle: 8+ years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.27% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	8.27%	12 Months
Details As Low As; Age of Vehicle: 8+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.27% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	8.31%	72 Months
Details As Low As; Age of Vehicle: 5-7 years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.31% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	8.31%	72 Months
Details As Low As; Age of Vehicle: 5-7 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.31% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	8.34%	48 Months
Details As Low As; Age of Vehicle: 8+ years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.34% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	8.34%	48 Months
Details As Low As; Age of Vehicle: 8+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.34% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 180 Months Loan	-	8.52%	180 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.52% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.52%	180 Months
Details As Low As; Age of Vehicle: 3-5 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.52% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 144 Months Loan	-	8.54%	144 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.54% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.54%	144 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.54% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 120 Months Loan	-	8.55%	120 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.55% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.55%	120 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.55% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	8.58%	60 Months
Details As Low As; Age of Vehicle: 8+ years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.58% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	8.58%	60 Months
Details As Low As; Age of Vehicle: 8+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.58% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 144 Months Loan	-	8.79%	144 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.79% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.79%	144 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.79% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 120 Months Loan	-	8.80%	120 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.80% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	8.80%	120 Months
Details As Low As; Age of Vehicle: 10+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.80% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	8.81%	72 Months
Details As Low As; Age of Vehicle: 8+ years; APR based on loan amount of $25,000 for term and rate chosen Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.81% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis Loan	-	8.81%	72 Months
Details As Low As; Age of Vehicle: 8+ years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 8.81% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 180 Months Loan	-	9.02%	180 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.02% APR · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers Loan	-	9.02%	180 Months
Details As Low As; Age of Vehicle: 6-10 years Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 9.02% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	9.90%
Details As Low As; Enhanced swipe-ability. Great low rate PLUS earn rewards on every purchase. Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 9.90% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Term Loans	11.76%	48 Month Terms
Details As Low As; Funds for life's big or small moments. Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 11.76% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Balloon Loan - 10 Year Balloon	6.625%	-	7.154%	10 Year
Details Balloon Loans; APR shown as low as Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 6.64% → 7.15% ▲ 0.51 pts · high 7.27% / low 6.64% Oct 26, 20267.15%▼ from 7.27% Oct 19, 20267.27%▲ from 6.64% Sep 18, 20266.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Balloon Loan - 5 Year Balloon	6.25%	-	6.622%	5 Year
Details Balloon Loans; APR shown as low as Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 6.15% → 6.62% ▲ 0.47 pts · high 6.78% / low 6.15% Oct 26, 20266.62%▼ from 6.78% Oct 19, 20266.78%▲ from 6.15% Sep 18, 20266.15%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Balloon Loan - 7 Year Balloon	6.375%	-	6.748%	7 Year
Details Balloon Loans; APR shown as low as Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 6.27% → 6.75% ▲ 0.48 pts · high 6.90% / low 6.27% Oct 26, 20266.75%▼ from 6.90% Oct 19, 20266.90%▲ from 6.27% Sep 18, 20266.27%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Construction Loans	6.25%	-	6.622%	Up to 1 Year
Details As Low As; Interest only during construction phase based on loan amount advanced Last Updated 10/29/2026 Rate History 3 changes since Sep 21, 2026 · 6.15% → 6.62% ▲ 0.47 pts · high 6.78% / low 6.15% Oct 26, 20266.62%▼ from 6.78% Oct 19, 20266.78%▲ from 6.65% Oct 2, 20266.65%▲ from 6.15% Sep 21, 20266.15%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Holiday Loan	-	-	9.99%	12-month
Details Borrow $500-$1500; fixed 12-month loan for seasonal expenses Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 9.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Improvement Loans	-	-	8.90%
Details As Low As; Loan Amount: Up to $20,000; Actual rate based on credit rating, amount financed, and other factors Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 8.90% ▲ 3.15 pts · high 8.90% / low 5.75% Sep 29, 20268.90%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Loan - 10 Year Fixed	6.625%	-	7.154%	10 Year
Details As Low As; APR* on approved credit; fixed rate repayment terms and an amortization schedule Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 7.27% → 7.15% ▼ 0.11 pts · high 7.27% / low 7.15% Oct 26, 20267.15%▼ from 7.27% Oct 19, 20267.27%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Loan - 15 Year Fixed	6.875%	-	7.254%	15 Year
Details As Low As; APR* on approved credit; fixed rate repayment terms and an amortization schedule Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 7.50% → 7.25% ▼ 0.25 pts · high 7.50% / low 7.25% Oct 26, 20267.25%▼ from 7.50% Oct 19, 20267.50%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Loan - 20 Year Fixed	7.125%	-	7.432%	20 Year
Details As Low As; APR* on approved credit; fixed rate repayment terms and an amortization schedule Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 7.68% → 7.43% ▼ 0.25 pts · high 7.68% / low 7.43% Oct 26, 20267.43%▼ from 7.68% Oct 19, 20267.68%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Loan - 30 Year Fixed	7.375%	-	7.615%	30 Year
Details As Low As; APR* on approved credit; fixed rate repayment terms and an amortization schedule Last Updated 10/29/2026 Rate History 1 change since Oct 19, 2026 · 7.87% → 7.62% ▼ 0.25 pts · high 7.87% / low 7.62% Oct 26, 20267.62%▼ from 7.87% Oct 19, 20267.87%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Account - 6 Months Special	3.50%	-	3.53%	6 Months
Min Deposit $500 Details Interest compounded: At Maturity; Applies to 6 month special certificate only; at maturity it automatically renews at the standard 6-month certificate's rate and term Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.53% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	0.20%	-	0.20%	3 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	0.25%	-	0.25%	6 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	3.50%	-	3.53%	6 Months
Min Deposit $500 Details Special rate; Interest Compounded: At Maturity Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.53% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	3.03%	-	3.07%	18 Months
Min Deposit $10 Details Interest Compounded: Monthly Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.07% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	0.40%	-	0.40%	24 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	0.50%	-	0.50%	36 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	0.60%	-	0.60%	48 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Account	0.70%	-	0.70%	60 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Accentra Credit Union’s Texas Ratio fell from 9.74% in Q3 2023 to 8.90% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$208M	8.90%	5.0	A
March 31, 2026	$217M	10.50%	5.0	A
December 31, 2025	$210M	13.44%	5.0	A
September 30, 2025	$206M	15.75%	4.9	A-
June 30, 2025	$204M	15.36%	5.0	A-
March 31, 2025	$207M	13.59%	5.0	A
December 31, 2024	$200M	14.57%	5.0	A-
September 30, 2024	$196M	14.48%	5.0	A-
June 30, 2024	$194M	11.48%	5.0	A
March 31, 2024	$199M	10.48%	5.0	A
December 31, 2023	$200M	11.03%	5.0	A
September 30, 2023	$198M	9.74%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Accentra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Accentra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Accentra Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Accentra Credit Union

Website https://www.accentracu.org

Address 400 4th Ave NE, Austin, MN 55912

Phone 507-433-1829

Fax 507-434-3300

President Mathew Cizik

CEO Lyndsey Johnson

Full-Time Employees 36

Part-Time Employees 8

Branch Locations 3

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.90%

Return on Assets (ROA)

0.4421%

Return on Equity (ROE)

4.1421%

Non-Performing Loans Ratio (NPL)

1.57%

Total Assets

208,188,679

Total Amount of Shares and Deposits

186,363,059

Total Shares and Deposits < 1 Year

184,359,334

Total Shares and Deposits 1 3 Years

1,987,319

Total Shares and Deposits > 3 Years

16,406

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,468,866

Total Uninsured Shares and Deposits > $250K (F+J)

7,468,866

Total Insured Shares and Deposits > $250K (item 17 less item K)

178,894,193

Total Interest Expense (Sum of items 6 8)

828,672

Share Certificates

1,387

Number of Accounts for Share Drafts

10,091

IRA KEOGH Accounts

144

Number of Accounts for Regular Shares

18,145

All other shares

1,760

Money Market Shares

483

Net Income (unless the amount is already included in Undivided Earnings)

920,327

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

14,604,081

Total Liabilities

188,549,473

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Accentra Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Accentra Credit Union

Does Accentra Credit Union offer CDs?

Yes. Accentra Credit Union current CD rates include its CD Account - 18 month at 3.07% APY, its CD Accounts - 18 month at 3.07% APY and its CD Account - 60 month at 0.70% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Accentra Credit Union NCUA insured?

Yes. Accentra Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Accentra Credit Union?

The highest Accentra Credit Union CD rate is its 6-Month Special CD at 3.53% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Accentra Credit Union offer?

Accentra Credit Union CD rates are 3.07% APY for an 18 month CD, 0.40% APY for a 2 year CD, 0.60% APY for a 4 year CD and 0.70% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Accentra Credit Union for its full lineup.

What is the highest savings rate at Accentra Credit Union?

The highest Accentra Credit Union savings rate is its Savings at 0.05% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Accentra Credit Union?

The highest Accentra Credit Union money market rate is its Money Market Account at 3.53% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Accentra Credit Union?

The lowest Accentra Credit Union 30 year fixed mortgage rate is its 30 Year Fixed at 7.375%, verified by MonitorBankRates as of October 29, 2026. Accentra Credit Union mortgage rates are 7.375% for a 30 year mortgage, 7.125% for a 20 year mortgage, 6.875% for a 15 year mortgage and 6.625% for a 10 year mortgage.

What is the lowest auto loan rate at Accentra Credit Union?

The lowest Accentra Credit Union auto loan rate is its Cars, Trucks, and Vans - 36 Months Loan at 4.87% APR, verified by MonitorBankRates as of October 29, 2026. Accentra Credit Union auto loan rates are 5.11% APR for a 12 month auto loan, 4.94% APR for a 24 month auto loan, 4.87% APR for a 36 month auto loan, 4.94% APR for a 48 month auto loan, 5.07% APR for a 60 month auto loan, 5.06% APR for a 72 month auto loan and 5.20% APR for an 84 month auto loan.

What is the lowest personal loan rate at Accentra Credit Union?

The lowest Accentra Credit Union personal loan rate is its Personal Term Loans at 11.76% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Accentra Credit Union?

The lowest Accentra Credit Union credit card APR is its Credit Card at 9.90% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Accentra Credit Union operate?

Accentra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Accentra Credit Union?

Yes, to access services at Accentra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Accentra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Accentra Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Accentra Credit Union offer online and mobile banking?

Most modern institutions like Accentra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.accentracu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Accentra Credit Union rates compare?

Accentra Credit Union's CD rates are 71% lower than the MonitorBankRates national average, and it has an A health rating. Accentra Credit Union's top rates are its 6-Month Special CD at 3.53% APY, its Money Market Savings at 0.50% APY, its Money Market Account at 3.53% APY, its 10 Year Fixed at 6.625%, its Personal Term Loans at 11.76% APR and its Credit Card at 9.90% APR, verified by MonitorBankRates on October 29, 2026.

Current Accentra Credit Union Rates

18-Month CD3.07%
24-Month CD0.40%
60-Month CD0.70%
Savings0.50%
MMA3.53%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Accentra Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Accentra Credit Union Texas Ratio

Accentra Credit Union Health Trend

Accentra Credit Union CD Rates

Accentra Credit Union Savings Rates

Accentra Credit Union Money Market Rates

Accentra Credit Union Mortgage Rates

Accentra Credit Union Home Equity & HELOC

Accentra Credit Union Auto Loan Rates

Accentra Credit Union RV, Boat and Powersport Loan Rates

Accentra Credit Union Credit Card Rates

Accentra Credit Union Personal Loan Rates

Accentra Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Accentra Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Accentra Credit Union

Does Accentra Credit Union offer CDs?

Are CDs from Accentra Credit Union NCUA insured?

What is the highest CD rate at Accentra Credit Union?

What CD terms does Accentra Credit Union offer?

What is the highest savings rate at Accentra Credit Union?

What is the highest money market rate at Accentra Credit Union?

What is the lowest 30 year fixed mortgage rate at Accentra Credit Union?

What is the lowest auto loan rate at Accentra Credit Union?

What is the lowest personal loan rate at Accentra Credit Union?

What is the lowest credit card APR at Accentra Credit Union?

How many branches does Accentra Credit Union operate?

Is a member application needed to join Accentra Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Accentra Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Accentra Credit Union rates compare?

Current Accentra Credit Union Rates

Compare to Other Credit Unions