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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Accentra Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Accentra Credit Union's 6 month Special CD rates are at 3.53%, 6 month Special CD Accounts rates are at 3.53%, CD Accounts 6 month Special rates are at 3.53%, 18 month CD rates are at 2.53%, 18 month CD Accounts rates are at 2.53%. Accentra Credit Union's savings rates are at 0.05%. Accentra Credit Union's 5 Year Fixed Rate, Up to 80% of Value rates are at 5.25%, 10 Year Fixed rates are at 5.50%, 10 Year Fixed Home Loans rates are at 5.50%, 15 Year Fixed rates are at 5.62%, 15 Year Fixed Home Loans rates are at 5.62%. MonitorBankRates evaluates the financial stability of Accentra Credit Union with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 16.99%. Rates were last updated on 03/24/2026. Accentra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Accentra Credit Union? Share your experience about Accentra Credit Union by leaving a review below, or read customer reviews before you decide to use Accentra Credit Union. Accentra Credit Union
Accentra Credit Union 400 4th Ave NE
https://www.accentracu.org Austin, MN 55912 
Accentra Credit Union CD Rates
Accentra Credit Union Savings Rates
Accentra Credit Union Money Market Rates
Accentra Credit Union Mortgage Rates
Accentra Credit Union Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Accentra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Accentra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Accentra Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Accentra Credit Union
Website
https://www.accentracu.org
Address
400 4th Ave NE,
Austin, MN 55912
Phone
507-433-1829
Fax
507-434-3300
President
SHERI DANKERT
CEO
Paul Knorr
Full-Time Employees
42
Part-Time Employees
4
Branch Locations
3
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (90/100)
Texas Ratio
16.99%
Return on Assets (ROA)
0.3361%
Return on Equity (ROE)
3.2690%
Non-Performing Loans Ratio (NPL)
2.62%
Total Assets
206,045,318
Total Amount of Shares and Deposits
185,264,667
Total Shares and Deposits < 1 Year
180,760,348
Total Shares and Deposits 1 3 Years
4,464,706
Total Shares and Deposits > 3 Years
39,613
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,599,694
Total Uninsured Shares and Deposits > $250K (F+J)
7,599,694
Total Insured Shares and Deposits > $250K (item 17 less item K)
177,664,973
Total Interest Expense (Sum of items 6 8)
1,297,965
Share Certificates
1,472
Number of Accounts for Share Drafts
9,940
IRA KEOGH Accounts
156
Number of Accounts for Regular Shares
18,036
All other shares
1,720
Money Market Shares
503
Net Income (unless the amount is already included in Undivided Earnings)
693,354
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,027,943
Total Liabilities
187,767,900
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Accentra Credit UnionIs Accentra Credit Union a safe place to deposit money?Yes, Accentra Credit Union is considered a safe financial institution. With a Texas Ratio of 16.987272983492%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Accentra Credit Union operate?Accentra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Accentra Credit Union?Yes, to access services at Accentra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Accentra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Accentra Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Accentra Credit Union offer online and mobile banking?Most modern institutions like Accentra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.accentracu.org. Current Accentra Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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