What are the current interest rates at Accentra Credit Union?

Current rates for Accentra Credit Union include: 18-Month CD: 3.07%, 24-Month CD: 0.40%, 60-Month CD: 0.70%, Savings: 0.35%, MMA: 0.50%

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Accentra Credit Union

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Accentra Credit Union Rates & Review October 2026

Q: How many branches does Accentra Credit Union operate?

Accentra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Accentra Credit Union?

Yes, to access services at Accentra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Accentra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Accentra Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Accentra Credit Union's top rates as of October 9, 2026 are 3.53% APY on its 6 Month CD Accounts, 0.35% APY on savings, 0.50% APY on money market accounts, 6.75% on its 10 Year Fixed mortgage, personal loans from 11.76% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Accentra Credit Union CD rates include 6-month CD Special at 3.53%, 18 Month CD Accounts at 3.07%, and 60 Month CD Accounts at 0.70%. Other Accentra Credit Union mortgage rates include 15 Year Fixed at 7.00%, 20 Year Fixed at 7.25%, and 10 Year Fixed Rate, Up to 80% of Value at 7.50%. MonitorBankRates evaluates the financial stability of Accentra Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.90%. Rates last updated and verified on 10/09/2026.

Accentra Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Accentra Credit Union? Share your experience about Accentra Credit Union by leaving a review below, or read customer reviews before you decide to use Accentra Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.90%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Accentra Credit Union
Accentra Credit Union

400 4th Ave NE
Austin, MN 55912

https://www.accentracu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Accentra Credit Union CD Rates

Product	Rate	APY	Term
6 Month Certificate Accounts	3.50%	3.53%	6 Months Special
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.53% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
6-month Certificate Special	-	3.53%	6 months
Min Deposit $500 Details Limited Time Offer: Boost Your Savings with our 6-month Certificate Special! Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.53% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
18 Month Certificate Accounts	3.03%	3.07%	18 Months
Min Deposit $10 Details Interest Compounded: Monthly Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 3.09% → 3.07% ▼ 0.02 pts · high 3.09% / low 3.07% Oct 9, 20263.07%▼ from 3.09% Sep 14, 20263.09%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
60 Month Certificate Accounts	0.70%	0.70%	60 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
48 Month Certificate Accounts	0.60%	0.60%	48 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
36 Month Certificate Accounts	0.50%	0.50%	36 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
24 Month Certificate Accounts	0.40%	0.40%	24 Months
Min Deposit $500 Details Interest Compounded: Quarterly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
6 Month Certificate Accounts	0.25%	0.25%	6 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
3 Month Certificate Accounts	0.20%	0.20%	3 Months
Min Deposit $500 Details Interest Compounded: At Maturity Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Savings Rates

Product	Rate	APY
Money Market Savings	0.35%	0.35%
Min Balance $100,000 Details Balance: $100,000 - Greater; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.35%	0.35%
Min Balance $100,000 Details Balance: $100,000 - Greater Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 0.35% ▲ 0.25 pts · high 0.35% / low 0.10% Oct 9, 20260.35%▲ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000 - 99,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000 - 99,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 0.20% ▲ 0.10 pts · high 0.20% / low 0.10% Oct 9, 20260.20%▲ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000 - 49,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000 - 49,999 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 0.15% ▲ 0.05 pts · high 0.15% / low 0.10% Oct 9, 20260.15%▲ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
IRA Savings	0.10%	0.10%
Min Deposit $20 Details Interest Compounded: Quarterly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000 - 24,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.10%	0.10%
Min Deposit $20 Details Interest Compounded: Quarterly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000 - 24,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0 - 2,499; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500 - 9,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.05%	0.05%
Min Deposit $5 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0 - 2,499 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Share Savings	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500 - 9,999 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Money Market Rates

Product	Rate	APY
Money Market	0.50%	0.50%
Min Balance $250,000 Details Balance: $250,000 - Greater Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 0.10% → 0.50% ▲ 0.40 pts · high 0.50% / low 0.10% Oct 9, 20260.50%▲ from 0.10% Sep 14, 20260.10%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.35%	0.35%
Min Balance $100,000 Details Balance: $100,000 - Greater; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.20%	0.20%
Min Balance $50,000 Details Balance: $50,000 - 99,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.15%	0.15%
Min Balance $25,000 Details Balance: $25,000 - 49,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.10%	0.10%
Min Balance $10,000 Details Balance: $10,000 - 24,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0 - 2,499; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Money Market Savings	0.05%	0.05%
Min Balance $2,500 Details Balance: $2,500 - 9,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
10 Year Fixed	6.75%	-	7.142%	10 Year
Details As low as Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.39% → 7.14% ▲ 0.76 pts · high 7.14% / low 6.39% Oct 2, 20267.14%▲ from 6.64% Sep 18, 20266.64%▲ from 6.39% Sep 14, 20266.39%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
15 Year Fixed	7.00%	-	7.376%	15 Year
Details As low as Last Updated 10/09/2026 Rate History 3 changes since Sep 14, 2026 · 6.37% → 7.38% ▲ 1.01 pts · high 7.38% / low 6.37% Oct 2, 20267.38%▲ from 7.12% Sep 29, 20267.12%▲ from 6.87% Sep 18, 20266.87%▲ from 6.37% Sep 14, 20266.37%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
20 Year Fixed	7.25%	-	7.555%	20 Year
Details As low as Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.42% → 7.56% ▲ 1.14 pts · high 7.56% / low 6.42% Sep 29, 20267.56%▲ from 7.18% Sep 18, 20267.18%▲ from 6.42% Sep 14, 20266.42%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
10 Year Fixed Rate, Up to 80% of Value	7.50%	-	7.659%	10 Year
No additional details. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.66% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
30 Year Fixed	7.50%	-	7.739%	30 Year
Details As low as Last Updated 10/09/2026 Rate History 3 changes since Sep 14, 2026 · 6.73% → 7.74% ▲ 1.01 pts · high 7.74% / low 6.73% Oct 2, 20267.74%▲ from 7.49% Sep 29, 20267.49%▲ from 7.23% Sep 18, 20267.23%▲ from 6.73% Sep 14, 20266.73%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity 5 Year Fixed Rate, Up to 80% of Value	6.50%	-	6.792%	5 Year
Details Up to 80% of Value Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.04% → 6.79% ▲ 0.75 pts · high 6.79% / low 6.04% Oct 2, 20266.79%▲ from 6.29% Sep 18, 20266.29%▲ from 6.04% Sep 14, 20266.04%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Equity Loan	6.50%	-	6.792%	5 Year
Details Term: 5 Year Fixed Rate, Up to 80% of Value; As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.04% → 6.79% ▲ 0.75 pts · high 6.79% / low 6.04% Oct 9, 20266.79%▲ from 6.04% Sep 14, 20266.04%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Equity - Line of Credit	-	-	7.00%
Details As Low As; Rate as low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 29, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Equity 10 Year Fixed Rate, Up to 80% of Value	7.50%	-	7.659%	10 Year
Details Up to 80% of Value Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.91% → 7.66% ▲ 0.75 pts · high 7.66% / low 6.91% Oct 2, 20267.66%▲ from 7.16% Sep 18, 20267.16%▲ from 6.91% Sep 14, 20266.91%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Equity Loan	7.50%	-	7.659%	10 Year
Details Term: 10 Year Fixed Rate, Up to 80% of Value; As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.91% → 7.66% ▲ 0.75 pts · high 7.66% / low 6.91% Oct 9, 20267.66%▲ from 6.91% Sep 14, 20266.91%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan	-	-	4.87%	36 Months
Details Additional APR listed for this product: 6.38%. Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 4.87% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 36 Months Loan	-	-	4.87%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.87% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	4.94%	24 Months
Details Additional APR listed for this product: 6.45%. Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 4.94% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	4.94%	48 Months
Details Additional APR listed for this product: 6.35%. Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 4.94% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 24 Months Loan	-	-	4.94%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.94% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 48 Months Loan	-	-	4.94%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.94% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.06%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.06% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.07%	60 Months
Details Additional APR listed for this product: 6.43%. Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.07% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.07%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.07% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.11%	12 Months
Details Additional APR listed for this product: 6.63%. Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.11% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.11%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.11% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.12%	36 Months
Details Additional APR listed for this product: 7.14%. Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.12% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 36 Months Loan	-	-	5.12%	36 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.12% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.19%	24 Months
Details Additional APR listed for this product: 7.20%. Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.19% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.19%	48 Months
Details Additional APR listed for this product: 7.10%. Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.19% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 24 Months Loan	-	-	5.19%	24 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 48 Months Loan	-	-	5.19%	48 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.20%	84 Months
Details Additional APR listed for this product: 6.71%. Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.20% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 84 Months Loan	-	-	5.20%	84 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.20% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.31%	72 Months
Details Additional APR listed for this product: 7.31%. Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.31% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.31%	72 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.31% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.32%	60 Months
Details Additional APR listed for this product: 7.18%. Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.32% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.32%	60 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.32% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.36%	12 Months
Details Additional APR listed for this product: 7.38%. Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.36% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.36%	12 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.36% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.62%	36 Months
Details Additional APR listed for this product: 7.64%. Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.62% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 36 Months Loan	-	-	5.62%	36 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.62% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.69%	24 Months
Details Additional APR listed for this product: 7.70%. Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.69% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.69%	48 Months
Details Additional APR listed for this product: 7.60%. Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.69% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 24 Months Loan	-	-	5.69%	24 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 48 Months Loan	-	-	5.69%	48 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.81%	72 Months
Details Additional APR listed for this product: 7.81%. Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.81% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 72 Months Loan	-	-	5.81%	72 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.81% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.82%	60 Months
Details Additional APR listed for this product: 7.68%. Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.82% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 60 Months Loan	-	-	5.82%	60 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.82% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	5.86%	12 Months
Details Additional APR listed for this product: 7.88%. Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 5.86% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 12 Months Loan	-	-	5.86%	12 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.86% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	6.37%	36 Months
Details Additional APR listed for this product: 7.89%. Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 6.37% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 36 Months Loan	-	-	6.37%	36 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.37% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	6.44%	24 Months
Details Additional APR listed for this product: 7.95%. Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 6.44% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	6.44%	48 Months
Details Additional APR listed for this product: 7.85%. Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 6.44% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 24 Months Loan	-	-	6.44%	24 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 48 Months Loan	-	-	6.44%	48 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	6.56%	72 Months
Details Additional APR listed for this product: 8.06%. Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 6.56% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 72 Months Loan	-	-	6.56%	72 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.56% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	6.57%	60 Months
Details Additional APR listed for this product: 7.94%. Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 6.57% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 60 Months Loan	-	-	6.57%	60 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.57% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Auto Loan	-	-	6.62%	12 Months
Details Additional APR listed for this product: 8.13%. Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 6.62% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Cars, Trucks, and Vans - 12 Months Loan	-	-	6.62%	12 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.62% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	6.79%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.88% → 6.79% ▼ 0.09 pts · high 6.88% / low 6.79% Oct 9, 20266.79%▼ from 6.88% Sep 14, 20266.88%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	6.80%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.09% → 6.80% ▼ 0.29 pts · high 7.09% / low 6.80% Oct 9, 20266.80%▼ from 7.09% Sep 14, 20267.09%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	6.82%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.32% → 6.82% ▼ 0.50 pts · high 7.32% / low 6.82% Oct 9, 20266.82%▼ from 7.32% Sep 14, 20267.32%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
24 Months Used Auto Loan	-	-	6.84%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.84% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	6.85%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.84% → 6.85% ▲ 0.01 pts · high 6.85% / low 6.84% Oct 9, 20266.85%▲ from 6.84% Sep 14, 20266.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
36 Months Used Auto Loan	-	-	6.88%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.88% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
12 Months Used Auto Loan	-	-	7.02%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.02% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.03%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.02% → 7.03% ▲ 0.01 pts · high 7.03% / low 7.02% Oct 9, 20267.03%▲ from 7.02% Sep 14, 20267.02%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
48 Months Used Auto Loan	-	-	7.09%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.09% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.21%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.56% → 7.21% ▼ 0.35 pts · high 7.56% / low 7.21% Oct 9, 20267.21%▼ from 7.56% Sep 14, 20267.56%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
24 Months Used Auto Loan	-	-	7.24%	24 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.24% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
36 Months Used Auto Loan	-	-	7.28%	36 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.28% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.30%	84 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.30% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
60 Months Used Auto Loan	-	-	7.32%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.32% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
12 Months Used Auto Loan	-	-	7.42%	12 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.42% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
48 Months Used Auto Loan	-	-	7.49%	48 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.54%	36 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.28% → 7.54% ▲ 0.26 pts · high 7.54% / low 7.28% Oct 9, 20267.54%▲ from 7.28% Sep 14, 20267.28%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.55%	48 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.49% → 7.55% ▲ 0.06 pts · high 7.55% / low 7.49% Oct 9, 20267.55%▲ from 7.49% Sep 14, 20267.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
72 Months Used Auto Loan	-	-	7.56%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.56% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.57%	60 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.72% → 7.57% ▼ 0.15 pts · high 7.72% / low 7.57% Oct 9, 20267.57%▼ from 7.72% Sep 14, 20267.72%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
24 Months Used Auto Loan	-	-	7.59%	24 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.59% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.60%	24 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.24% → 7.60% ▲ 0.36 pts · high 7.60% / low 7.24% Oct 9, 20267.60%▲ from 7.24% Sep 14, 20267.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
36 Months Used Auto Loan	-	-	7.63%	36 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.63% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
60 Months Used Auto Loan	-	-	7.72%	60 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.72% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
12 Months Used Auto Loan	-	-	7.77%	12 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.77% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.78%	12 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.42% → 7.78% ▲ 0.36 pts · high 7.78% / low 7.42% Oct 9, 20267.78%▲ from 7.42% Sep 14, 20267.42%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.79%	120 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.79% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
48 Months Used Auto Loan	-	-	7.84%	48 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.84% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
72 Months Used Auto Loan	-	-	7.96%	72 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.96% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	7.96%	72 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.96% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.04%	36 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.63% → 8.04% ▲ 0.41 pts · high 8.04% / low 7.63% Oct 9, 20268.04%▲ from 7.63% Sep 14, 20267.63%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.05%	48 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.84% → 8.05% ▲ 0.21 pts · high 8.05% / low 7.84% Oct 9, 20268.05%▲ from 7.84% Sep 14, 20267.84%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.05%	84 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.05% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
60 Months Used Auto Loan	-	-	8.08%	60 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.08% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.08%	60 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.08% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
24 Months Used Auto Loan	-	-	8.09%	24 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.09% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.10%	24 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.59% → 8.10% ▲ 0.51 pts · high 8.10% / low 7.59% Oct 9, 20268.10%▲ from 7.59% Sep 14, 20267.59%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
36 Months Used Auto Loan	-	-	8.13%	36 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.13% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
12 Months Used Auto Loan	-	-	8.27%	12 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.27% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.28%	12 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.77% → 8.28% ▲ 0.51 pts · high 8.28% / low 7.77% Oct 9, 20268.28%▲ from 7.77% Sep 14, 20267.77%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.29%	36 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.13% → 8.29% ▲ 0.16 pts · high 8.29% / low 8.13% Oct 9, 20268.29%▲ from 8.13% Sep 14, 20268.13%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.30%	48 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.34% → 8.30% ▼ 0.04 pts · high 8.34% / low 8.30% Oct 9, 20268.30%▼ from 8.34% Sep 14, 20268.34%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
72 Months Used Auto Loan	-	-	8.31%	72 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.31% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.33%	60 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.58% → 8.33% ▼ 0.25 pts · high 8.58% / low 8.33% Oct 9, 20268.33%▼ from 8.58% Sep 14, 20268.58%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
48 Months Used Auto Loan	-	-	8.34%	48 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.34% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.35%	24 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.09% → 8.35% ▲ 0.26 pts · high 8.35% / low 8.09% Oct 9, 20268.35%▲ from 8.09% Sep 14, 20268.09%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.46%	72 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.31% → 8.46% ▲ 0.15 pts · high 8.46% / low 8.31% Oct 9, 20268.46%▲ from 8.31% Sep 14, 20268.31%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.53%	12 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.27% → 8.53% ▲ 0.26 pts · high 8.53% / low 8.27% Oct 9, 20268.53%▲ from 8.27% Sep 14, 20268.27%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.54%	120 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.54% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.55%	84 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.55% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
60 Months Used Auto Loan	-	-	8.58%	60 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.58% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.71%	72 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 8.81% → 8.71% ▼ 0.10 pts · high 8.81% / low 8.71% Oct 9, 20268.71%▼ from 8.81% Sep 14, 20268.81%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
New Auto Loan	-	-	8.80%	84 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.80% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
72 Months Used Auto Loan	-	-	8.81%	72 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 8.81% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boats, RVs, Campers - 48 Months Loan	-	6.35%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.35% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 36 Months Loan	-	6.38%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.38% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 60 Months Loan	-	6.43%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.43% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 24 Months Loan	-	6.45%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.45% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 72 Months Loan	-	6.56%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.56% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 12 Months Loan	-	6.63%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.63% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 84 Months Loan	-	6.71%	84 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.71% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	6.84%	24 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	6.88%	36 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.88% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.02%	12 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.02% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.09%	48 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 48 Months Loan	-	7.10%	48 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.10% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 36 Months Loan	-	7.14%	36 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.14% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 60 Months Loan	-	7.18%	60 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.18% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 24 Months Loan	-	7.20%	24 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.20% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	7.24%	24 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	7.28%	36 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.28% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 144 Months Loan	-	7.29%	144 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.29% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 120 Months Loan	-	7.30%	120 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.30% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 72 Months Loan	-	7.31%	72 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.31% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	7.32%	60 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.32% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 12 Months Loan	-	7.38%	12 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.38% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.42%	12 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.42% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 84 Months Loan	-	7.46%	84 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.46% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.49%	48 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	7.56%	72 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.56% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	7.59%	24 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.59% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 48 Months Loan	-	7.60%	48 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.60% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	7.63%	36 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.63% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 36 Months Loan	-	7.64%	36 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.64% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 60 Months Loan	-	7.68%	60 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.68% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 24 Months Loan	-	7.70%	24 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.70% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	7.72%	60 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.72% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 180 Months Loan	-	7.77%	180 Months
Details Age of Vehicle: 0-2 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.77% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	7.77%	12 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.77% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 72 Months Loan	-	7.81%	72 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.81% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	7.84%	48 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 48 Months Loan	-	7.85%	48 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.85% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 12 Months Loan	-	7.88%	12 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.88% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 36 Months Loan	-	7.89%	36 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.89% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 60 Months Loan	-	7.94%	60 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.94% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 24 Months Loan	-	7.95%	24 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.95% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 84 Months Loan	-	7.96%	84 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.96% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	7.96%	72 Months
Details Age of Vehicle: 3-4 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.96% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 144 Months Loan	-	8.04%	144 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.04% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 120 Months Loan	-	8.05%	120 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.05% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 72 Months Loan	-	8.06%	72 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.06% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	8.08%	60 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.08% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 24 Months Loan	-	8.09%	24 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.09% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 12 Months Loan	-	8.13%	12 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.13% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 36 Months Loan	-	8.13%	36 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.13% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 84 Months Loan	-	8.21%	84 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.21% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 12 Months Loan	-	8.27%	12 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.27% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	8.31%	72 Months
Details Age of Vehicle: 5-7 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.31% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 48 Months Loan	-	8.34%	48 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.34% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 180 Months Loan	-	8.52%	180 Months
Details Age of Vehicle: 3-5 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.52% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 144 Months Loan	-	8.54%	144 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.54% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 120 Months Loan	-	8.55%	120 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.55% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 60 Months Loan	-	8.58%	60 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.58% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 144 Months Loan	-	8.79%	144 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.79% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 120 Months Loan	-	8.80%	120 Months
Details Age of Vehicle: 10+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.80% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Motorcycles, ATVs, Snowmobiles, and Jetskis - 72 Months Loan	-	8.81%	72 Months
Details Age of Vehicle: 8+ years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 8.81% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Boats, RVs, Campers - 180 Months Loan	-	9.02%	180 Months
Details Age of Vehicle: 6-10 years Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.02% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Card	-	9.90%
Details Enhanced swipe-ability. Great low rate PLUS earn rewards on every purchase. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.90% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Term Loans	11.76%	48 Month
Details Funds for life's big or small moments. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.76% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Accentra Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
10 Year Balloon Loan	6.75%	-	7.142%	10 Year
Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.39% → 7.14% ▲ 0.76 pts · high 7.14% / low 6.39% Oct 9, 20267.14%▲ from 6.64% Sep 18, 20266.64%▲ from 6.39% Sep 14, 20266.39%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
5 Year Balloon Loan	6.375%	-	6.651%	5 Year
Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 5.90% → 6.65% ▲ 0.76 pts · high 6.65% / low 5.90% Oct 9, 20266.65%▲ from 6.15% Sep 18, 20266.15%▲ from 5.90% Sep 14, 20265.90%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
5 Year Fixed Rate, Up to 80% of Value	6.50%	-	6.792%	5 Year
Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 6.79% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
7 Year Balloon Loan	6.50%	-	6.777%	7 Year
Last Updated 10/09/2026 Rate History 2 changes since Sep 14, 2026 · 6.02% → 6.78% ▲ 0.76 pts · high 6.78% / low 6.02% Oct 9, 20266.78%▲ from 6.27% Sep 18, 20266.27%▲ from 6.02% Sep 14, 20266.02%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Construction Loans	6.375%	-	6.651%	Up to 1 Year
Details As Low As Last Updated 10/09/2026 Rate History 1 change since Sep 21, 2026 · 6.15% → 6.65% ▲ 0.50 pts · high 6.65% / low 6.15% Oct 2, 20266.65%▲ from 6.15% Sep 21, 20266.15%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Holiday Loan	-	-	9.99%	12-month
Details Borrow $500-$1,500 with a fixed 9.99% APR* to help make seasonal expenses more manageable. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 9.99% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Home Improvement Loans	-	-	8.90%
Details Loan Amount: Up to $20,000; As low as Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 5.75% → 8.90% ▲ 3.15 pts · high 8.90% / low 5.75% Sep 29, 20268.90%▲ from 5.75% Sep 14, 20265.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Rate as low as Loan	-	-	7.00%
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Business Checking and Money Market Savings	0.05%	-	0.05%
Min Balance $0 Details Balance: $0 - $9,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Business Checking and Money Market Savings	0.10%	-	0.10%
Min Balance $10,000 Details Balance: $10,000 - $24,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Business Checking and Money Market Savings	0.15%	-	0.15%
Min Balance $25,000 Details Balance: $25,000 - $49,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.15% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Business Checking and Money Market Savings	0.20%	-	0.20%
Min Balance $50,000 Details Balance: $50,000 - $99,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.20% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Business Checking and Money Market Savings	0.35%	-	0.35%
Min Balance $100,000 Details Balance: $100,000 - $249,999; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Business Checking and Money Market Savings	0.50%	-	0.50%
Min Balance $250,000 Details Balance: $250,000 - Greater; Interest Compounded: Monthly Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.50% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%
Certificate Accounts	0.10%	-	0.10%
Min Deposit $20 Details Interest Compounded: Quarterly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.90%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Accentra Credit Union’s Texas Ratio fell from 9.74% in Q3 2023 to 8.90% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$208M	8.90%	5.0	A
March 31, 2026	$217M	10.50%	5.0	A
December 31, 2025	$210M	13.44%	5.0	A
September 30, 2025	$206M	15.75%	4.9	A-
June 30, 2025	$204M	15.36%	5.0	A-
March 31, 2025	$207M	13.59%	5.0	A
December 31, 2024	$200M	14.57%	5.0	A-
September 30, 2024	$196M	14.48%	5.0	A-
June 30, 2024	$194M	11.48%	5.0	A
March 31, 2024	$199M	10.48%	5.0	A
December 31, 2023	$200M	11.03%	5.0	A
September 30, 2023	$198M	9.74%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Accentra Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Accentra Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Accentra Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Accentra Credit Union

Website https://www.accentracu.org

Address 400 4th Ave NE, Austin, MN 55912

Phone 507-433-1829

Fax 507-434-3300

President Mathew Cizik

CEO Lyndsey Johnson

Full-Time Employees 36

Part-Time Employees 8

Branch Locations 3

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.90%

Return on Assets (ROA)

0.4421%

Return on Equity (ROE)

4.1421%

Non-Performing Loans Ratio (NPL)

1.57%

Total Assets

208,188,679

Total Amount of Shares and Deposits

186,363,059

Total Shares and Deposits < 1 Year

184,359,334

Total Shares and Deposits 1 3 Years

1,987,319

Total Shares and Deposits > 3 Years

16,406

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

7,468,866

Total Uninsured Shares and Deposits > $250K (F+J)

7,468,866

Total Insured Shares and Deposits > $250K (item 17 less item K)

178,894,193

Total Interest Expense (Sum of items 6 8)

828,672

Share Certificates

1,387

Number of Accounts for Share Drafts

10,091

IRA KEOGH Accounts

144

Number of Accounts for Regular Shares

18,145

All other shares

1,760

Money Market Shares

483

Net Income (unless the amount is already included in Undivided Earnings)

920,327

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

14,604,081

Total Liabilities

188,549,473

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Accentra Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Accentra Credit Union

How many branches does Accentra Credit Union operate?

Accentra Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Accentra Credit Union?

Yes, to access services at Accentra Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Accentra Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Accentra Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Accentra Credit Union offer online and mobile banking?

Most modern institutions like Accentra Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.accentracu.org.

Current Accentra Credit Union Rates

18-Month CD3.07%
24-Month CD0.40%
60-Month CD0.70%
Savings0.35%
MMA0.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Accentra Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Accentra Credit Union Texas Ratio

Accentra Credit Union Health Trend

Accentra Credit Union CD Rates

Accentra Credit Union Savings Rates

Accentra Credit Union Money Market Rates

Accentra Credit Union Mortgage Rates

Accentra Credit Union Home Equity & HELOC

Accentra Credit Union Auto Loan Rates

Accentra Credit Union RV, Boat and Powersport Loan Rates

Accentra Credit Union Credit Card Rates

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Financial Health History

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Frequently Asked Questions About Accentra Credit Union

How many branches does Accentra Credit Union operate?

Is a member application needed to join Accentra Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Accentra Credit Union offer online and mobile banking?

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