|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 United Savings Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 8, 2026
United Savings Credit Union's money market rates are at 0.75%. United Savings Credit Union's Personal Loan Rates are at 12.50%. MonitorBankRates evaluates the financial stability of United Savings Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.47%. Rates were last updated on 04/08/2026. United Savings Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Savings Credit Union? Share your experience about United Savings Credit Union by leaving a review below, or read customer reviews before you decide to use United Savings Credit Union. United Savings Credit Union
MAIN OFFICE 1001 1st Ave N
https://www.unitedsavingscu.org Fargo, ND 58102 
United Savings Credit Union Savings Rates
United Savings Credit Union Money Market Rates
United Savings Credit Union Checking Rates
United Savings Credit Union Credit Card Rates
United Savings Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for United Savings Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Savings Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United Savings Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
United Savings Credit Union
Website
https://www.unitedsavingscu.org
Address
1001 1st Ave N,
Fargo, ND 58102
Phone
701-235-2832
Fax
701-235-8376
President
Keith Hansen
CEO
Jim Schaefbauer
Full-Time Employees
33
Part-Time Employees
1
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.47%
Return on Assets (ROA)
0.1885%
Return on Equity (ROE)
1.4749%
Non-Performing Loans Ratio (NPL)
1.30%
Total Assets
121,103,412
Total Amount of Shares and Deposits
104,744,760
Total Shares and Deposits < 1 Year
104,449,808
Total Shares and Deposits 1 3 Years
294,950
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,683,447
Total Uninsured Shares and Deposits > $250K (F+J)
4,683,447
Total Insured Shares and Deposits > $250K (item 17 less item K)
100,061,313
Total Interest Expense (Sum of items 6 8)
1,058,840
Share Certificates
481
Number of Accounts for Share Drafts
3,881
IRA KEOGH Accounts
214
Number of Accounts for Regular Shares
7,167
All other shares
1,966
Money Market Shares
427
Net Income (unless the amount is already included in Undivided Earnings)
228,238
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,151,101
Total Liabilities
105,809,837
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About United Savings Credit UnionIs United Savings Credit Union a safe place to deposit money?Yes, United Savings Credit Union is considered a safe financial institution. With a Texas Ratio of 7.4673755140704%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does United Savings Credit Union operate?United Savings Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join United Savings Credit Union?Yes, to access services at United Savings Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, United Savings Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, United Savings Credit Union provides members with tools to manage their accounts and build a solid financial history. Does United Savings Credit Union offer online and mobile banking?Most modern institutions like United Savings Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitedsavingscu.org. Current United Savings Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Members Source Credit Union
St Patricks Parish Credit Union
Chadron Federal Credit Union
Norfolk Fire Department Federal Credit Union
Americas First Network Credit Union
Muna Federal Credit Union
Longview Federal Credit Union
Sylvania Area Federal Credit Union
Organized Labor Credit Union
Local 1233 Federal Credit Union
HB TELCO
Cheney Federal Credit Union
Service Plus Credit Union
Saint Gregory Parish Credit Union
TEXAS TECH
River Town Federal Credit Union
Unilever Federal Credit Union
Tru Fi-Credit Union
Hope Federal Credit Union Jackson, MS
Central Coast Federal Credit Union
Wesla Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
