First Heritage Federal Credit Union Rates and Review January 2026
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Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare First Heritage Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Heritage Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFirst Heritage Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Heritage Federal Credit Union? Share your experience about First Heritage Federal Credit Union by leaving a review below, or read customer reviews before you decide to use First Heritage Federal Credit Union. Overall, First Heritage Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. First Heritage Federal Credit Union Coporate HQ Office and Branch 202 Denison Pkwy E Corning, NY 14830 2813  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Shared Secured
7.900%
VISA Traditional
14.240% - 18.000%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
8.950%
$0
Signature Loan
10.000%
$0
12 - 12
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have First Heritage Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: First Heritage Federal Credit Union
Website: https://www.fhfcu.org
Full Time Employees: 145Part Time Employees: 1 President: Robert Blair CEO: Thomas Pisano Branch Locations: 9 ATM Locations: 12 Corporate Office Address:
202 Denison Pkwy E
Corning, NY 14830 2813 Phone Number: 607-936-4667 Fax Number: FinancialsTotal Assets:
787,517,551
Total Amount of Shares and Deposits:
698,654,086
Total Shares and Deposits < 1 Year:
628,254,797
Total Shares and Deposits 1 3 Years:
68,043,420
Total Shares and Deposits > 3 Years:
2,355,869
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
57,409,864
Total Uninsured Shares and Deposits > $250K (F+J):
57,409,864
Total Insured Shares and Deposits > $250K (item 17 less item K):
641,244,222
Total Interest Expense (Sum of items 6 8):
9,527,032
Share Certificates:
7,821
Number of Accounts for Share Drafts:
28,919
IRA KEOGH Accounts:
2,261
Number of Accounts for Regular Shares:
75,196
All other shares:
963
Money Market Shares:
2,584
Net Income (unless the amount is already included in Undivided Earnings):
4,610,483
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,803,896
Total Liabilities:
703,474,682
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About First Heritage Federal Credit UnionIs a member application needed to join First Heritage Federal Credit Union?Yes, to access services at First Heritage Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, First Heritage Federal Credit Union provides a range of mortgage and home equity products. Is First Heritage Federal Credit Union a safe place to deposit money?Yes, First Heritage Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does First Heritage Federal Credit Union offer online and mobile banking?Most modern institutions like First Heritage Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 3.80% and 3-month CD rates at 1.16%. Savings rates are at 0.05% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.19%. Credit Card rates are at 14.74%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
