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 Ewa Federal Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 17, 2026
Ewa Federal Credit Union's 24 Month CD rates are at 0.90%, 12 Month CD rates are at 0.65%, 6 Month CD rates are at 0.55%. Ewa Federal Credit Union's savings rates are at 0.15%. Ewa Federal Credit Union's Personal Loan Rates are at 6.00%. MonitorBankRates evaluates the financial stability of Ewa Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.02%. Rates were last updated on 05/17/2026. Ewa Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ewa Federal Credit Union? Share your experience about Ewa Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ewa Federal Credit Union. Ewa Federal Credit Union
Ewa Federal Credit Union 91 1202 Renton Rd # A
https://www.ewafcu.com Ewa Beach, HI 96706 7000 
Ewa Federal Credit Union CD Rates
Ewa Federal Credit Union Savings Rates
Ewa Federal Credit Union Checking Rates
Ewa Federal Credit Union Credit Card Rates
Ewa Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ewa Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ewa Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ewa Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ewa Federal Credit Union
Website
https://www.ewafcu.com
Address
91 1202 Renton Rd # A,
Ewa Beach, HI 96706 7000
Phone
808-681-3033
Fax
808-687-3948
President
Alan Bise
CEO
Robyn Jara
Full-Time Employees
3
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.02%
Return on Assets (ROA)
0.0740%
Return on Equity (ROE)
0.3221%
Non-Performing Loans Ratio (NPL)
0.02%
Total Assets
13,278,392
Total Amount of Shares and Deposits
10,171,216
Total Shares and Deposits < 1 Year
10,171,216
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
34,681
Total Uninsured Shares and Deposits > $250K (F+J)
34,681
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,136,535
Total Interest Expense (Sum of items 6 8)
15,317
Share Certificates
9
Number of Accounts for Share Drafts
597
Number of Accounts for Regular Shares
1,712
Net Income (unless the amount is already included in Undivided Earnings)
9,828
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
861,806
Total Liabilities
10,227,167
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Ewa Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Ewa Federal Credit Union
Frequently Asked Questions About Ewa Federal Credit UnionHow many branches does Ewa Federal Credit Union operate?Ewa Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ewa Federal Credit Union?Yes, to access services at Ewa Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ewa Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ewa Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ewa Federal Credit Union offer online and mobile banking?Most modern institutions like Ewa Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ewafcu.com. Current Ewa Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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