First Pace Credit Union Rates and Review January 2026
Compare First Pace Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of First Pace Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityFirst Pace Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at First Pace Credit Union? Share your experience about First Pace Credit Union by leaving a review below, or read customer reviews before you decide to use First Pace Credit Union. Overall, First Pace Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. First Pace Credit Union FIRST PACE Credit Union 161 Marie Ave E West St Paul, MN 55118 4004  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonRewards Credit Card
14.240%
Visa Business Rewards Card
15.240%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidated
9.490%
$500
36
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Signature Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have First Pace Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: First Pace Credit Union
Website: https://www.firstpacecu.com
Full Time Employees: 3Part Time Employees: 0 President: John Knetter CEO: Chris Lamminen Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
161 Marie Ave E
West St Paul, MN 55118 4004 Phone Number: 651-451-8495 Fax Number: 651-450-9978 FinancialsTotal Assets:
9,152,722
Total Amount of Shares and Deposits:
7,445,619
Total Shares and Deposits < 1 Year:
6,083,435
Total Shares and Deposits 1 3 Years:
1,362,184
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
159,832
Total Uninsured Shares and Deposits > $250K (F+J):
159,832
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,285,787
Total Interest Expense (Sum of items 6 8):
45,471
Share Certificates:
44
Number of Accounts for Share Drafts:
224
Number of Accounts for Regular Shares:
1,027
Money Market Shares:
24
Net Income (unless the amount is already included in Undivided Earnings):
-58,851
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
515,627
Total Liabilities:
7,450,261
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About First Pace Credit UnionIs a member application needed to join First Pace Credit Union?Yes, to access services at First Pace Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, First Pace Credit Union provides a range of mortgage and home equity products. Is First Pace Credit Union a safe place to deposit money?Yes, First Pace Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does First Pace Credit Union offer online and mobile banking?Most modern institutions like First Pace Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 4.00% and 3-month CD rates at 3.80%. Savings rates are at 0.05% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.19%. Credit Card rates are at 17.20%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to 
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