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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Northwest Plus Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Northwest Plus Credit Union's 12 Month CD of Deposit rates are at 4.83%, 6 Month CD of Deposit rates are at 4.06%, 24 Month* CD rates are at 3.54%, 24 Month* CD of Deposit rates are at 3.54%, 36 Month CD rates are at 3.54%. Northwest Plus Credit Union's savings rates are at 0.25%. Northwest Plus Credit Union's money market rates are at 0.70%. Northwest Plus Credit Union's 3/1 ARM rates are at 5.75%, Conventional - Owner Occupied 3/1 ARM rates are at 5.75%, 5/1 ARM rates are at 5.88%, Conventional - Owner Occupied 5/1 ARM rates are at 5.88%, Welcome Home Loan: Primary Residence Purchase 5/1 ARM rates are at 5.88%. Northwest Plus Credit Union's Personal Loan Rates are at 9.50%. MonitorBankRates evaluates the financial stability of Northwest Plus Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.75%. Rates were last updated on 03/28/2026. Northwest Plus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Plus Credit Union? Share your experience about Northwest Plus Credit Union by leaving a review below, or read customer reviews before you decide to use Northwest Plus Credit Union. 
Northwest Plus Credit Union CD Rates
Northwest Plus Credit Union Savings Rates
Northwest Plus Credit Union Money Market Rates
Northwest Plus Credit Union Checking Rates
Northwest Plus Credit Union Mortgage Rates
Northwest Plus Credit Union Home Equity & HELOC
Northwest Plus Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Northwest Plus Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Northwest Plus Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Northwest Plus Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Northwest Plus Credit Union
Website
https://nwpluscu.com
Address
2821 Hewitt Ave,
Everett, WA 98201
Phone
425-297-1000
Fax
425-297-1071
President
Gary Heilman
CEO
Torrie Ramos
Full-Time Employees
51
Part-Time Employees
1
Branch Locations
6
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.75%
Return on Assets (ROA)
0.4314%
Return on Equity (ROE)
3.2864%
Non-Performing Loans Ratio (NPL)
1.06%
Total Assets
313,116,333
Total Amount of Shares and Deposits
270,149,244
Total Shares and Deposits < 1 Year
266,645,294
Total Shares and Deposits 1 3 Years
2,646,663
Total Shares and Deposits > 3 Years
857,287
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,284,824
Total Uninsured Shares and Deposits > $250K (F+J)
33,536,328
Total Insured Shares and Deposits > $250K (item 17 less item K)
236,612,916
Total Interest Expense (Sum of items 6 8)
2,055,992
Share Certificates
1,075
Number of Accounts for Share Drafts
10,816
IRA KEOGH Accounts
235
Number of Accounts for Regular Shares
16,890
Non Member Deposits
2
Money Market Shares
516
Net Income (unless the amount is already included in Undivided Earnings)
1,350,642
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
36,041,666
Total Liabilities
275,761,681
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Northwest Plus Credit UnionIs Northwest Plus Credit Union a safe place to deposit money?Yes, Northwest Plus Credit Union is considered a safe financial institution. With a Texas Ratio of 4.7464272526406%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Northwest Plus Credit Union operate?Northwest Plus Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Northwest Plus Credit Union?Yes, to access services at Northwest Plus Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Northwest Plus Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Northwest Plus Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Northwest Plus Credit Union offer online and mobile banking?Most modern institutions like Northwest Plus Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://nwpluscu.com. Current Northwest Plus Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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