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Northwest Plus Credit Union

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Northwest Plus Credit Union Rates & Review November 2026

Q: What are the current interest rates at Northwest Plus Credit Union?

Current rates for Northwest Plus Credit Union include: 12-Month CD: 1.00%, 24-Month CD: 0.30%, 60-Month CD: 0.45%, Savings: 0.25%, MMA: 1.76%

Q: What CD terms does Northwest Plus Credit Union offer?

Northwest Plus Credit Union CD rates are 4.06% APY for a 6 month CD, 4.83% APY for a 12 month CD, 3.54% APY for a 2 year CD, 3.54% APY for a 3 year CD, 3.29% APY for a 4 year CD and 0.45% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Northwest Plus Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 30, 2026

Northwest Plus Credit Union's 12 Month CD of Deposit rates are at 4.83%, 6 Month CD of Deposit rates are at 4.06%, 24 Month CD of Deposit rates are at 3.54%, 36 Month CD of Deposit rates are at 3.54%, 48 Month CD of Deposit rates are at 3.29%. Northwest Plus Credit Union's savings rates are at 0.25%. Northwest Plus Credit Union's money market rates are at 1.76%. Northwest Plus Credit Union's checking rates are as high as 5.12%. Northwest Plus Credit Union's Conventional - Owner Occupied 3/1 ARM rates are at 5.75%, Conventional - Owner Occupied 5/1 ARM rates are at 5.88%, Welcome Home Loan: Primary Residence Purchase - 5/1 ARM rates are at 5.88%, Conventional - Owner Occupied 7/1 ARM rates are at 6.12%, Welcome Home Loan: Primary Residence Purchase - 7/1 ARM rates are at 6.12%. Northwest Plus Credit Union's Personal Loan Rates are as low as 8.99%. Northwest Plus Credit Union's CD rates are 14% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Northwest Plus Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.16%. Rates last updated and verified on 10/30/2026.

Northwest Plus Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northwest Plus Credit Union? Share your experience about Northwest Plus Credit Union by leaving a review below, or read customer reviews before you decide to use Northwest Plus Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.16%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Northwest Plus Credit Union
Everett

2821 Hewitt Ave
Everett, WA 98201

https://nwpluscu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Northwest Plus Credit Union CD Rates

Product	Rate	APY	Term
12 Month Certificate of Deposit	4.75%	4.83%	12 months
Min Deposit $500 Min Balance $500 Details All certificates of deposit require a $500 minimum deposit. Last Updated 10/30/2026 Rate History 3 changes since Oct 1, 2026 · 1.00% → 4.83% ▲ 3.83 pts · high 4.83% / low 1.00% Oct 30, 20264.83%▲ from 1.00% Oct 19, 20261.00%▼ from 3.03% Oct 14, 20263.03%▲ from 1.00% Oct 1, 20261.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
6 Month Certificate of Deposit	4.00%	4.06%	6 Month
Min Deposit $500 Last Updated 10/30/2026 Rate History 1 change since Sep 30, 2026 · 3.03% → 4.06% ▲ 1.03 pts · high 4.06% / low 3.03% Oct 1, 20264.06%▲ from 3.03% Sep 30, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
24 Month Certificate of Deposit	3.50%	3.54%	24 Month
Min Deposit $500 Details Certificates of Deposit; Bump feature: one bump in interest rate during the term; promotional rates excluded Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 3.54% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	3.50%	3.54%	36 Month
Min Deposit $500 Details Certificates of Deposit Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 3.54% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
48 Month Certificate of Deposit	3.25%	3.29%	48 Month
Min Deposit $500 Details Certificates of Deposit Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 3.29% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
12 Month Certificate of Deposit	3.00%	3.03%	12 Month
Min Deposit $500 Details Certificates of Deposit; Bump feature: one bump in interest rate during the term; promotional rates excluded Last Updated 10/30/2026 Rate History 2 changes since Sep 30, 2026 · 3.03% → 3.03% ▼ 0.00 pts · high 4.83% / low 3.03% Oct 30, 20263.03%▼ from 4.83% Oct 1, 20264.83%▲ from 3.03% Sep 30, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
6 Month Certificate of Deposit	3.00%	3.03%	6 Month
Min Deposit $500 Details Certificates of Deposit Last Updated 10/30/2026 Rate History 2 changes since Sep 30, 2026 · 3.03% → 3.03% ▼ 0.00 pts · high 4.06% / low 3.03% Oct 30, 20263.03%▼ from 4.06% Oct 1, 20264.06%▲ from 3.03% Sep 30, 20263.03%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
60 Month Certificate of Deposit	3.00%	3.03%	60 Month
Min Deposit $500 Details Certificates of Deposit Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 3.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
60 Month Certificate of Deposit	2.00%	2.02%	60 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 2.02% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
60 Month Certificate of Deposit	1.90%	1.91%	60 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.91% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
60 Month Certificate of Deposit	1.80%	1.81%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 2 changes since Oct 1, 2026 · 1.81% → 1.81% ▼ 0.00 pts · high 3.03% / low 1.81% Oct 19, 20261.81%▼ from 3.03% Oct 14, 20263.03%▲ from 1.81% Oct 1, 20261.81%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
48 Month Certificate of Deposit	1.70%	1.71%	48 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.71% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	1.65%	1.66%	36 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.66% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
48 Month Certificate of Deposit	1.60%	1.61%	48 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.61% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	1.55%	1.56%	36 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.56% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
48 Month Certificate of Deposit	1.50%	1.51%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 3 changes since Oct 1, 2026 · 1.51% → 1.51% ▼ 0.00 pts · high 3.29% / low 0.40% Oct 19, 20261.51%▲ from 0.40% Oct 19, 20260.40%▼ from 3.29% Oct 14, 20263.29%▲ from 1.51% Oct 1, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	1.45%	1.46%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 2 changes since Oct 1, 2026 · 1.46% → 1.46% ▼ 0.00 pts · high 3.54% / low 1.46% Oct 19, 20261.46%▼ from 3.54% Oct 14, 20263.54%▲ from 1.46% Oct 1, 20261.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
24 Month Certificate of Deposit	1.40%	1.41%	24 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.41% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
24 Month Certificate of Deposit	1.35%	1.36%	24 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.36% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
24 Month Certificate of Deposit	1.30%	1.31%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 3 changes since Oct 1, 2026 · 1.31% → 1.31% ▼ 0.00 pts · high 3.54% / low 0.30% Oct 19, 20261.31%▲ from 0.30% Oct 19, 20260.30%▼ from 3.54% Oct 14, 20263.54%▲ from 1.31% Oct 1, 20261.31%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
12 Month Certificate of Deposit	1.10%	1.10%	12 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
12 Month Certificate of Deposit	1.05%	1.05%	12 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 1.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
12 Month Certificate of Deposit	1.00%	1.00%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 2 changes since Oct 1, 2026 · 1.00% → 1.00% ▼ 0.00 pts · high 3.03% / low 1.00% Oct 19, 20261.00%▼ from 3.03% Oct 14, 20263.03%▲ from 1.00% Oct 1, 20261.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
6 Month Certificate of Deposit	0.75%	0.75%	6 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
6 Month Certificate of Deposit	0.70%	0.70%	6 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
6 Month Certificate of Deposit	0.65%	0.65%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 2 changes since Oct 1, 2026 · 0.65% → 0.65% ▼ 0.00 pts · high 3.03% / low 0.65% Oct 19, 20260.65%▼ from 3.03% Oct 14, 20263.03%▲ from 0.65% Oct 1, 20260.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
3 Month Certificate of Deposit	0.55%	0.55%	3 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
60 Month Certificate of Deposit	0.55%	0.55%	60 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000 - over; Early withdrawal penalties may apply Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.55% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
3 Month Certificate of Deposit	0.50%	0.50%	3 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
48 Month Certificate of Deposit	0.50%	0.50%	48 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
60 Month Certificate of Deposit	0.50%	0.50%	60 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $99,999; Early withdrawal penalties may apply Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
3 Month Certificate of Deposit	0.45%	0.45%	3 months
Min Deposit $500 Min Balance $25 Details Balance: $25 - $9,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	0.45%	0.45%	36 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 1.66% → 0.45% ▼ 1.21 pts · high 1.66% / low 0.45% Oct 19, 20260.45%▼ from 1.66% Oct 1, 20261.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	0.45%	0.45%	36 months
Min Deposit $500 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 1.66% → 0.45% ▼ 1.21 pts · high 1.66% / low 0.45% Oct 30, 20260.45%▼ from 1.66% Oct 1, 20261.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
48 Month Certificate of Deposit	0.45%	0.45%	48 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.45% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
60 Month Certificate of Deposit	0.45%	0.45%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999; Early withdrawal penalties may apply Last Updated 10/30/2026 Rate History 3 changes since Oct 1, 2026 · 1.81% → 0.45% ▼ 1.36 pts · high 3.03% / low 0.45% Oct 19, 20260.45%▼ from 1.81% Oct 19, 20261.81%▼ from 3.03% Oct 14, 20263.03%▲ from 1.81% Oct 1, 20261.81%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
24 Month Certificate of Deposit	0.40%	0.40%	24 months
Min Deposit $100,000 Min Balance $100,000 Details Balance: $100,000 - over Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	0.40%	0.40%	36 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 1.56% → 0.40% ▼ 1.16 pts · high 1.56% / low 0.40% Oct 19, 20260.40%▼ from 1.56% Oct 1, 20261.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	0.40%	0.40%	36 months
Min Deposit $500 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History 1 change since Oct 1, 2026 · 1.56% → 0.40% ▼ 1.16 pts · high 1.56% / low 0.40% Oct 30, 20260.40%▼ from 1.56% Oct 1, 20261.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
48 Month Certificate of Deposit	0.40%	0.40%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 2 changes since Oct 1, 2026 · 1.51% → 0.40% ▼ 1.11 pts · high 3.29% / low 0.40% Oct 19, 20260.40%▼ from 3.29% Oct 14, 20263.29%▲ from 1.51% Oct 1, 20261.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
24 Month Certificate of Deposit	0.35%	0.35%	24 months
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
36 Month Certificate of Deposit	0.35%	0.35%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 3 changes since Oct 1, 2026 · 1.46% → 0.35% ▼ 1.11 pts · high 3.54% / low 0.35% Oct 30, 20260.35%▼ from 1.46% Oct 19, 20261.46%▼ from 3.54% Oct 14, 20263.54%▲ from 1.46% Oct 1, 20261.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
24 Month Certificate of Deposit	0.30%	0.30%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500 - $9,999 Last Updated 10/30/2026 Rate History 2 changes since Oct 1, 2026 · 1.31% → 0.30% ▼ 1.01 pts · high 3.54% / low 0.30% Oct 19, 20260.30%▼ from 3.54% Oct 14, 20263.54%▲ from 1.31% Oct 1, 20261.31%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Savings Rates

Product	Rate	APY
Christmas Club	1.00%	1.00%
Min Balance $0 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Regular Savings	0.25%	0.25%
Min Balance $5 Details Minimum balance to earn interest: $5.00 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Business Savings Rates

Product	Rate	APY	View More
Regular Business Savings	0.25%	0.25%
Min Balance $5 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 0.25% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Money Market Rates

Product	Rate	APY
Premium Money Market	1.75%	1.76%
Min Balance $250,000 Details Balance: $250,000 over; Funds on deposit over $250,000 may not be insured by NCUA Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 1.76% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Premium Money Market	1.50%	1.51%
Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 1.51% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Premium Money Market	1.25%	1.26%
Min Balance $50,000 Details Balance: $50,000 - $99,999 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 1.26% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Regular Money Market	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000 and over Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 1.00% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Regular Money Market	0.85%	0.85%
Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 0.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Regular Money Market	0.70%	0.70%
Min Balance $2,000 Details Balance: $2,000 - $9,999 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 0.70% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Checking Rates

Product	Rate	APY
Kasasa Cash Checking	5.00%	5.12%
Min Deposit $25 Min Balance $0 Details Qualifications Required; Qualifying balance up to $15,000.00; Refunds on ATM withdrawal fees up to $15 per month Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 5.12% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Premium Interest Checking	0.10%	0.10%
Min Balance $1,500 Details Balance: $1,500 +; Minimum balance: $1,500 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Premium Interest Checking	0.05%	0.05%
Min Balance $1,500 Details Balance: $0 - $1,499; Minimum balance: $1,500 Last Updated 10/30/2026 Rate History No change since Oct 1, 2026 · 0.05% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Direct Checking	0.03%	0.03%
Min Balance $0 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 0.03% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Basic Checking	0.00%	0.00%
Min Balance $0 Last Updated 10/30/2026 Rate History 1 change since Oct 19, 2026 · 0.45% → 4.00% ▲ 3.55 pts · high 4.00% / low 0.45% Oct 19, 20264.00%▲ from 0.45% Oct 19, 20260.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Smart Checking (Youth)	0.00%	0.00%
Min Balance $0 Details Youth account Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Business Checking Rates

Product	Rate	APY
Premium Business Checking	0.10%	0.10%
Min Balance $5,000 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 0.10% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Basic Business Checking	0.00%	0.00%
Min Balance $0 Last Updated 10/30/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Conventional - Owner Occupied 3/1 ARM	5.75%	-	5.869%	30 Year
Details Max LTV: 95%; Loan Fee: 0.500%; Maximum Loan Amount: $850,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.39% → 5.87% ▼ 1.52 pts · high 7.39% / low 5.87% Oct 19, 20265.87%▼ from 7.39% Oct 14, 20267.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional - Owner Occupied 5/1 ARM	5.875%	-	5.995%	30 Year
Details Max LTV: 95%; Loan Fee: 0.500%; Maximum Loan Amount: $850,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.51% → 6.00% ▼ 1.52 pts · high 7.51% / low 6.00% Oct 19, 20266.00%▼ from 7.51% Oct 14, 20267.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Welcome Home Loan: Primary Residence Purchase - 5/1 ARM	5.875%	-	6.019%	30 Year
Details Max. LTV: 100%; Loan Fee: 0.750%; Maximum Loan Amount: $806,500 (Except in Snohomish/King/Pierce County - Maximum Loan Amount $1,037,300) Last Updated 10/30/2026 Rate History 2 changes since Oct 6, 2026 · 6.02% → 6.02% ▼ 0.00 pts · high 7.54% / low 6.02% Oct 19, 20266.02%▼ from 7.54% Oct 14, 20267.54%▲ from 6.02% Oct 6, 20266.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional - Owner Occupied 7/1 ARM	6.125%	-	6.256%	30 Year
Details Max LTV: 95%; Loan Fee: 0.500%; Maximum Loan Amount: $850,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.78% → 6.26% ▼ 1.52 pts · high 7.78% / low 6.26% Oct 19, 20266.26%▼ from 7.78% Oct 14, 20267.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Welcome Home Loan: Primary Residence Purchase - 7/1 ARM	6.125%	-	6.28%	30 Year
Details Max. LTV: 100%; Loan Fee: 0.750%; Maximum Loan Amount: $806,500 (Except in Snohomish/King/Pierce County - Maximum Loan Amount $1,037,300) Last Updated 10/30/2026 Rate History 2 changes since Oct 6, 2026 · 6.28% → 6.28% ▼ 0.00 pts · high 7.80% / low 6.28% Oct 19, 20266.28%▼ from 7.80% Oct 14, 20267.80%▲ from 6.28% Oct 6, 20266.28%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
First Mortgage Fixed Rate Program (ARCHIVE) - 10 Years	6.375%	-	6.649%	10 Years
Details Owner Occupied Property; Max LTV: 95%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($1,129.13); Mortgage Program rates effective as of: 12/07/2023 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 6.65% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
First Mortgage Fixed Rate Program - 10 Years	6.375%	-	6.649%	10 Years
Details Owner Occupied Property; Max LTV: 95%; Loan Fee: 0.500%; Archive table Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.65% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
First Mortgage Fixed Rate Program (ARCHIVE) - 20 Year	6.50%	-	6.656%	20 Year
Details Owner Occupied Property; Max LTV: 95%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($745.57); Mortgage Program rates effective as of: 12/07/2023 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 6.66% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
First Mortgage Fixed Rate Program - 20 Year	6.50%	-	6.656%	20 Year
Details Owner Occupied Property; Max LTV: 95%; Loan Fee: 0.500%; Archive table Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.66% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
First Mortgage Fixed Rate Program (ARCHIVE) - 15 Years	6.50%	-	6.696%	15 Years
Details Owner Occupied Property; Max LTV: 95%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($871.11); Mortgage Program rates effective as of: 12/07/2023 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 6.70% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
First Mortgage Fixed Rate Program - 15 Years	6.50%	-	6.696%	15 Years
Details Owner Occupied Property; Max LTV: 95%; Loan Fee: 0.500%; Archive table Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 6.70% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Investment Property Mortgage - 30 Years 5/1 ARM	6.625%	-	6.904%	30 Years
Details Non-Owner Occupied; Max. LTV: 85%; Loan Fee: 2.000%; P&I Pmt Based on $100,000: ($640.31); Maximum Adjustable Rate Loan Amount $850,000; Mortgage Program rates effective as of: 02/10/2026 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 8.44% → 6.90% ▼ 1.53 pts · high 8.44% / low 6.90% Oct 19, 20266.90%▼ from 8.44% Oct 14, 20268.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional Owner Occupied Fixed Rate Mortgage - 10 Years	6.625%	-	6.922%	10 Years
Details Max Loan Amount $832,750; Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($1,141.85) Last Updated 10/30/2026 Rate History No change since Oct 26, 2026 · 6.92% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Fixed Rate Mortgage - Conventional Owner Occupied	6.625%	-	6.922%	10 Years
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($1,141.85); Max Loan Amount: $832,750 Last Updated 10/30/2026 Rate History 2 changes since Oct 14, 2026 · 7.30% → 6.92% ▼ 0.38 pts · high 7.30% / low 6.92% Oct 26, 20266.92%▼ from 7.18% Oct 19, 20267.18%▼ from 7.30% Oct 14, 20267.30%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
First Mortgage Fixed Rate Program (ARCHIVE) - 30 Years	-	-	6.998%	30 Years
Details Owner Occupied Property; Max LTV: 95%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($656.93); Mortgage Program rates effective as of: 12/07/2023 Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 7.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
First Mortgage Fixed Rate Program - 30 Years	-	-	6.998%	30 Years
Details Owner Occupied Property; Max LTV: 95%; Loan Fee: 0.500%; Archive table Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Investment Property Mortgage - 30 Years Fixed	6.75%	-	7.031%	30 Years
Details Non-Owner Occupied; Max. LTV: 85%; Loan Fee: 2.000%; P&I Pmt Based on $100,000: ($648.60); Maximum Fixed Rate Loan Amount $766,550; Mortgage Program rates effective as of: 02/10/2026 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 8.57% → 7.03% ▼ 1.53 pts · high 8.57% / low 7.03% Oct 19, 20267.03%▼ from 8.57% Oct 14, 20268.57%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional Owner Occupied Fixed Rate Mortgage - 15 Years	6.875%	-	7.089%	15 Years
Details Max Loan Amount $832,750; Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($891.85) Last Updated 10/30/2026 Rate History No change since Oct 26, 2026 · 7.09% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Fixed Rate Mortgage - Conventional Owner Occupied	6.875%	-	7.089%	15 Years
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($891.85); Max Loan Amount: $832,750 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.22% → 7.09% ▼ 0.13 pts · high 7.22% / low 7.09% Oct 19, 20267.09%▼ from 7.22% Oct 14, 20267.22%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional Owner Occupied Fixed Rate Mortgage - 20 Years	7.00%	-	7.173%	20 Year
Details Max Loan Amount $832,750; Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($775.30) Last Updated 10/30/2026 Rate History No change since Oct 26, 2026 · 7.17% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Fixed Rate Mortgage - Conventional Owner Occupied	7.00%	-	7.173%	20 Year
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($775.30); Max Loan Amount: $832,750 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.55% → 7.17% ▼ 0.38 pts · high 7.55% / low 7.17% Oct 19, 20267.17%▼ from 7.55% Oct 14, 20267.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Adjustable Rate Mortgage - 3/1 ARM	7.125%	-	7.26%	30 Years
Details Conventional Owner Occupied; Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($673.72); Maximum Loan Amount $850,000 Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 7.26% → 7.26% ▼ 0.00 pts · high 7.26% / low 5.87% Oct 30, 20267.26%▲ from 5.87% Oct 19, 20265.87%▼ from 7.26% Oct 19, 20267.26%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Adjustable Rate Mortgages Conventional Owner Occupied - 3/1 ARM	7.125%	-	7.26%	30 years
Details Max Loan Amount $850,000; Max. LTV: 95%; Loan Fee: 0.500%; P&I Payment Based On $100,000: ($673.72) Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.39% → 7.26% ▼ 0.13 pts · high 7.39% / low 7.26% Oct 30, 20267.26%▼ from 7.39% Oct 14, 20267.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional Owner Occupied Adjustable Rate Mortgage - 3/1 ARM	7.125%	-	7.26%	30 Years
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($673.72); Maximum Loan Amount $850,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.39% → 7.26% ▼ 0.13 pts · high 7.39% / low 7.26% Oct 19, 20267.26%▼ from 7.39% Oct 14, 20267.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Adjustable Rate Mortgage - 5/1 ARM	7.25%	-	7.386%	30 Years
Details Conventional Owner Occupied; Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($682.18); Maximum Loan Amount $850,000 Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 7.39% → 7.39% ▼ 0.00 pts · high 7.39% / low 6.00% Oct 30, 20267.39%▲ from 6.00% Oct 19, 20266.00%▼ from 7.39% Oct 19, 20267.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Adjustable Rate Mortgages Conventional Owner Occupied - 5/1 ARM	7.25%	-	7.386%	30 years
Details Max Loan Amount $850,000; Max. LTV: 95%; Loan Fee: 0.500%; P&I Payment Based On $100,000: ($682.18) Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.51% → 7.39% ▼ 0.13 pts · high 7.51% / low 7.39% Oct 30, 20267.39%▼ from 7.51% Oct 14, 20267.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional Owner Occupied Adjustable Rate Mortgage - 5/1 ARM	7.25%	-	7.386%	30 Years
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($682.18); Maximum Loan Amount $850,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.51% → 7.39% ▼ 0.13 pts · high 7.51% / low 7.39% Oct 19, 20267.39%▼ from 7.51% Oct 14, 20267.51%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Welcome Home Loan - 5/1 ARM	7.25%	-	7.412%	30 Years
Details Primary Residence Purchase; Max LTV: 100%; Loan Fee: 0.750%; Maximum Loan Amount: $832,650 (Snohomish/King/Pierce County: $1,063,750) Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.54% → 7.41% ▼ 0.13 pts · high 7.54% / low 7.41% Oct 19, 20267.41%▼ from 7.54% Oct 14, 20267.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Welcome Home Loan: Primary Residence Purchase - 5/1 ARM	7.25%	-	7.412%	30 Year
Details Max. LTV: 100%; Loan Fee: 0.750%; Maximum Loan Amount $832,650; Snohomish/King/Pierce County Maximum Loan Amount $1,063,750 Last Updated 10/30/2026 Rate History 2 changes since Oct 6, 2026 · 6.02% → 7.41% ▲ 1.39 pts · high 7.54% / low 6.02% Oct 19, 20267.41%▼ from 7.54% Oct 14, 20267.54%▲ from 6.02% Oct 6, 20266.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional Owner Occupied Fixed Rate Mortgage - 30 Years	-	-	7.513%	30 Years
Details Max Loan Amount $832,750; Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($690.68) Last Updated 10/30/2026 Rate History No change since Oct 26, 2026 · 7.51% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Fixed Rate Mortgage - Conventional Owner Occupied	-	-	7.513%	30 Years
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($690.68); Max Loan Amount: $832,750 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.64% → 7.51% ▼ 0.13 pts · high 7.64% / low 7.51% Oct 19, 20267.51%▼ from 7.64% Oct 14, 20267.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional Owner Occupied Fixed Rate Mortgage - 30 Years USDA	7.50%	-	7.639%	30 Years
Details USDA** (Purchase & Refinance Existing USDA Only); Max Loan Amount $832,750; Max. LTV: 102%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($699.21) Last Updated 10/30/2026 Rate History No change since Oct 26, 2026 · 7.64% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Fixed Rate Mortgage - USDA	7.50%	-	7.639%	30 Years
Details USDA** Purchase & Refinance Existing USDA Only; Max. LTV: 102%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($699.21); Max Loan Amount: $832,750 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.77% → 7.64% ▼ 0.13 pts · high 7.77% / low 7.64% Oct 19, 20267.64%▼ from 7.77% Oct 14, 20267.77%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Adjustable Rate Mortgage - 7/1 ARM	7.50%	-	7.65%	30 Years
Details Conventional Owner Occupied; Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($699.21); Maximum Loan Amount $850,000 Last Updated 10/30/2026 Rate History 2 changes since Oct 19, 2026 · 7.65% → 7.65% ▼ 0.00 pts · high 7.65% / low 6.26% Oct 30, 20267.65%▲ from 6.26% Oct 19, 20266.26%▼ from 7.65% Oct 19, 20267.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Adjustable Rate Mortgages Conventional Owner Occupied - 7/1 ARM	7.50%	-	7.65%	30 years
Details Max Loan Amount $850,000; Max. LTV: 95%; Loan Fee: 0.500%; P&I Payment Based On $100,000: ($699.21) Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.78% → 7.65% ▼ 0.13 pts · high 7.78% / low 7.65% Oct 30, 20267.65%▼ from 7.78% Oct 14, 20267.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Conventional Owner Occupied Adjustable Rate Mortgage - 7/1 ARM	7.50%	-	7.65%	30 Years
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt based on $100,000: ($699.21); Maximum Loan Amount $850,000 Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.78% → 7.65% ▼ 0.13 pts · high 7.78% / low 7.65% Oct 19, 20267.65%▼ from 7.78% Oct 14, 20267.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Welcome Home Loan - 7/1 ARM	7.50%	-	7.676%	30 Years
Details Primary Residence Purchase; Max LTV: 100%; Loan Fee: 0.750%; Maximum Loan Amount: $832,650 (Snohomish/King/Pierce County: $1,063,750) Last Updated 10/30/2026 Rate History 1 change since Oct 14, 2026 · 7.80% → 7.68% ▼ 0.13 pts · high 7.80% / low 7.68% Oct 19, 20267.68%▼ from 7.80% Oct 14, 20267.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Welcome Home Loan: Primary Residence Purchase - 7/1 ARM	7.50%	-	7.676%	30 Year
Details Max. LTV: 100%; Loan Fee: 0.750%; Maximum Loan Amount $832,650; Snohomish/King/Pierce County Maximum Loan Amount $1,063,750 Last Updated 10/30/2026 Rate History 2 changes since Oct 6, 2026 · 6.28% → 7.68% ▲ 1.40 pts · high 7.80% / low 6.28% Oct 19, 20267.68%▼ from 7.80% Oct 14, 20267.80%▲ from 6.28% Oct 6, 20266.28%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Investment Mortgage - 30 Years 5/1 ARM	8.00%	-	8.309%	30 Years
Details Non-Owner Occupied; Adjustable Rate Max Loan Amount $850,000; Max LTV 85%; Loan Fee 2.000%; P&I Pmt Based on $100,000 ($733.76) Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 8.31% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Investment Mortgage - 30 Years Fixed	8.125%	-	8.437%	30 Years
Details Non-Owner Occupied; Max Loan Amount $832,750; Max LTV 85%; Loan Fee 2.000%; P&I Pmt Based on $100,000 ($742.50) Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 8.44% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
HELOC Home Equity Line of Credit	8.00%	-	8.104%	20 Year
Details Max Amount: $100,000; Max LTV: 80%; Loan Fee: 0.000%; P&I Pmt Based on $100,000: ($836.44); 5 year draw period, 15 year repayment period; LTV Maximum - 80% of AVM or 80% of Appraisal Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 8.10% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Home Equity Line of Credit	8.00%	-	8.104%	20 Year
Details Max Amount: $100,000; Max LTV: 80%; Loan Fee: 0.000%; P&I Pmt Based on $100,000: ($836.44); 5 year draw period, 15 year repayment period; LTV Maximum - 80% of AVM or 80% of Appraisal Last Updated 10/30/2026 Rate History 1 change since Oct 10, 2026 · 8.76% → 8.10% ▼ 0.66 pts · high 8.76% / low 8.10% Oct 14, 20268.10%▼ from 8.76% Oct 10, 20268.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
HELOC Home Equity Line of Credit	8.25%	-	8.426%	20 Year
Details Max Amount: $100,000; Max LTV: 90%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($852.07); 5 year draw period, 15 year repayment period; HELOC Plus program Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 8.43% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
HELOC Plus	8.25%	-	8.426%	20 Year
Details Max Amount: $100,000 (Except in Snohomish/King/Pierce County - Maximum Loan Amount $1,037,300); Max LTV: 90%; Loan Fee: 0.500%; 5 year draw period, 15 year repayment period; HELOC Plus program Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.43% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Home Equity Line of Credit - HELOC Plus	8.25%	-	8.426%	20 Year
Details Max Amount: $100,000; Max LTV: 90%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($852.07); 5 year draw period, 15 year repayment period; HELOC Plus program Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 8.43% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
HELOC Home Equity Line of Credit	8.75%	-	8.967%	20 Year
Details Max Amount: $250,000; Max LTV: 90%; Loan Fee: 0.750%; P&I Pmt Based on $100,000: ($883.71); 5 year draw period, 15 year repayment period; HELOC Plus program Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 8.97% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
HELOC Plus	8.75%	-	8.967%	20 Year
Details Max Amount: $250,000 (Except in Snohomish/King/Pierce County - Maximum Loan Amount $1,037,300); Max LTV: 90%; Loan Fee: 0.750%; 5 year draw period, 15 year repayment period; HELOC Plus program Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 8.97% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Home Equity Line of Credit - HELOC Plus	8.75%	-	8.967%	20 Year
Details Max Amount: $250,000; Max LTV: 90%; Loan Fee: 0.750%; P&I Pmt Based on $100,000: ($883.71); 5 year draw period, 15 year repayment period; HELOC Plus program Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 8.97% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Auto Loan Rates

Product	Rate	Points	APR
New Car Vehicle Loan - Purchase & Refinance	-	-	4.49%
Details Model Year: 2024 and newer; Lowest APR: 4.49%; Highest APR: 12.74%; Rate range 4.49% - 12.74%; Final rate determined on credit score and loan term; Rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 4.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Cars - Purchase & Refinance	-	-	4.49%
Details Model year 2024 and newer; Highest APR: 12.74% Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Used Car Vehicle Loan - Purchase & Refinance	-	-	4.99%
Details APR range: 4.99% - 12.74%; Highest APR: 12.74%; Used Cars section; rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Used Cars - Purchase & Refinance	-	-	4.99%
Details Highest APR: 12.74%; Used vehicle loans; Rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 4.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Car Vehicle Loan - NW Plus Internal Refinance	-	-	5.49%
Details Model Year: 2024 and newer; Lowest APR: 5.49%; Highest APR: 13.74%; Rate range 5.49% - 13.74%; Final rate determined on credit score and loan term; Rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.49% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
New Cars - NW Plus Internal Refinance	-	-	5.49%
Details Model year 2024 and newer; Highest APR: 13.74% Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Used Car Vehicle Loan - NW Plus Internal Refinance	-	-	5.99%
Details APR range: 5.99% - 13.74%; Highest APR: 13.74%; Used Cars section; rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 30, 2026 · 5.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Used Cars - NW Plus Internal Refinance	-	-	5.99%
Details Highest APR: 13.74%; Used vehicle loans; Rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 5.99% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR
Boat & RV Loan	-	7.75%
Details Lowest Annual Percentage Rate; highest Annual Percentage Rate 12.75% Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 7.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Motorcycle & Snowmobile Loan	-	7.75%
Details Lowest Annual Percentage Rate; highest Annual Percentage Rate 12.75% Last Updated 10/30/2026 Rate History No change since Sep 30, 2026 · 7.75% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles - Boat & RV Loan	-	7.75%
Details APR range: 7.75% - 12.75%; Lowest APR 7.75%, Highest APR 12.75%; Purchase & Refinance; Rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Recreational Vehicles - Motorcycle & Snowmobile Loan	-	7.75%
Details APR range: 7.75% - 12.75%; Lowest APR 7.75%, Highest APR 12.75%; Rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Personal Loan Rates

Product	APR	Term
Personal Term Loan	8.99%	Up to 72 Months
Details Lowest APR: 8.99%; Highest APR: 17.99%; Final rate determined on credit score and loan term Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 8.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Personal Line of Credit - Unsecured revolving line of credit	10.50%
Details As Low As; Range: 10.50% - 17.50% APR; Final rate determined on credit score and loan term; Rates effective as of 05/27/2026 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 10.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Northwest Plus Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Closed End Equity Loan - 20 Year Term	8.00%	-	8.162%	20 Year
Details Max Amount: $100,000; Max LTV: 90%; Loan Fee: 0.750%; P&I Pmt Based on $100,000: ($836.44) Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 8.16% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Closed End Equity Loan - 20 Year Term	8.50%	-	8.703%	20 Year
Details Max Amount: $250,000; Max LTV: 90%; Loan Fee: 0.750%; P&I Pmt Based on $100,000: ($867.82) Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 8.70% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Closed End Equity Loans - 15 Year Term	-	-	7.892%	15 Year
Details Max Amount: $100,000; Max LTV: 80%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($941.28); LTV Maximum - 80% of AVM or 80% of Appraisal Last Updated 10/30/2026 Rate History No change since Oct 19, 2026 · 7.89% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
High Balance Owner Occupied - 15 Years Loan	7.375%	-	7.596%	15 years
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($919.92); Maximum Loan Amount $1,063,750 - Snohomish/King/Pierce County Last Updated 10/30/2026 Rate History 2 changes since Sep 30, 2026 · 7.85% → 7.60% ▼ 0.25 pts · high 7.85% / low 7.60% Oct 19, 20267.60%▼ from 7.72% Oct 6, 20267.72%▼ from 7.85% Sep 30, 20267.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
High Balance Owner Occupied - 30 Years Loan	-	-	8.019%	30 Years
Details Max. LTV: 95%; Loan Fee: 0.500%; P&I Pmt Based on $100,000: ($725.07); Maximum Loan Amount $1,063,750 - Snohomish/King/Pierce County Last Updated 10/30/2026 Rate History 1 change since Sep 30, 2026 · 8.27% → 8.02% ▼ 0.25 pts · high 8.27% / low 8.02% Oct 19, 20268.02%▼ from 8.27% Sep 30, 20268.27%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Home Improvement Loan	-	-	7.99%
Details Loan Amount: Up to $10,000; Final rate determined on credit score and loan term Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Home Improvement Loan	-	-	8.49%
Details Loan Amount: Up to $25,000; Final rate determined on credit score and loan term Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 8.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Land Loan	8.375%	-	8.636%	20 Years
Details Max. LTV: 75%; Loan Fee: 1.000%; P&I Pmt Based on $100,000: ($859.93); Maximum Loan Amount $300,000; Purchase & No Cash-Out Refinance only; Maximum of 10 acres; Zoned Residential or Recreation; Rates effective as of 10/23/2026 Last Updated 10/30/2026 Rate History 2 changes since Sep 30, 2026 · 8.89% → 8.64% ▼ 0.25 pts · high 8.89% / low 8.64% Oct 19, 20268.64%▼ from 8.76% Oct 2, 20268.76%▼ from 8.89% Sep 30, 20268.89%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
Land Loan	-	-	8.187%	15 Years
Details Max. LTV: 75%; Loan Fee: 1.000%; P&I Pmt Based on $100,000: ($948.45); Maximum Loan Amount $300,000; Purchase & No Cash-Out Refinance only; Maximum of 10 acres; Zoned Residential or Recreation; Rates effective as of 10/23/2026 Last Updated 10/30/2026 Rate History 2 changes since Sep 30, 2026 · 8.44% → 8.19% ▼ 0.25 pts · high 8.44% / low 8.19% Oct 19, 20268.19%▼ from 8.31% Oct 2, 20268.31%▼ from 8.44% Sep 30, 20268.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%
SMART Youth Saving	5.00%	-	5.09%
Min Balance $5 Details Qualifying balance up to $500.00; Balance: $0.00 - $500.00 Last Updated 10/30/2026 Rate History No change since Oct 14, 2026 · 5.09% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.16%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Northwest Plus Credit Union’s Texas Ratio fell from 3.69% in Q3 2023 to 3.16% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$315M	3.16%	5.0	A+
March 31, 2026	$318M	0.98%	5.0	A+
December 31, 2025	$315M	3.04%	5.0	A+
September 30, 2025	$313M	4.55%	5.0	A+
June 30, 2025	$308M	2.14%	5.0	A+
March 31, 2025	$312M	2.68%	5.0	A+
December 31, 2024	$301M	3.97%	5.0	A+
September 30, 2024	$301M	2.47%	5.0	A+
June 30, 2024	$300M	2.15%	5.0	A+
March 31, 2024	$305M	1.86%	5.0	A+
December 31, 2023	$299M	3.61%	5.0	A+
September 30, 2023	$297M	3.69%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Northwest Plus Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Northwest Plus Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northwest Plus Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Northwest Plus Credit Union

Website https://nwpluscu.com

Address 2821 Hewitt Ave, Everett, WA 98201

Phone 425-297-1000

Fax 425-297-1071

President Gary Heilman

CEO Torrie Ramos

Full-Time Employees 52

Part-Time Employees 2

Branch Locations 6

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.16%

Return on Assets (ROA)

0.3370%

Return on Equity (ROE)

2.4858%

Non-Performing Loans Ratio (NPL)

0.80%

Total Assets

315,236,789

Total Amount of Shares and Deposits

273,843,865

Total Shares and Deposits < 1 Year

266,507,843

Total Shares and Deposits 1 3 Years

6,832,026

Total Shares and Deposits > 3 Years

503,996

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

35,214,688

Total Uninsured Shares and Deposits > $250K (F+J)

35,214,688

Total Insured Shares and Deposits > $250K (item 17 less item K)

238,629,177

Total Interest Expense (Sum of items 6 8)

1,315,549

Share Certificates

1,108

Number of Accounts for Share Drafts

10,925

IRA KEOGH Accounts

244

Number of Accounts for Regular Shares

16,239

Money Market Shares

517

Net Income (unless the amount is already included in Undivided Earnings)

1,062,380

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

34,828,454

Total Liabilities

276,685,148

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Northwest Plus Credit Union earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Northwest Plus Credit Union

Does Northwest Plus Credit Union offer CDs?

Yes. Northwest Plus Credit Union current CD rates include its 12 Month CD of Deposit at 4.83% APY, its 6 Month CD of Deposit at 4.06% APY and its 24 Month CD of Deposit at 3.54% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Northwest Plus Credit Union NCUA insured?

Yes. Northwest Plus Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Northwest Plus Credit Union?

The highest Northwest Plus Credit Union CD rate is its 12 Month CD of Deposit at 4.83% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Northwest Plus Credit Union offer?

Northwest Plus Credit Union CD rates are 4.06% APY for a 6 month CD, 4.83% APY for a 12 month CD, 3.54% APY for a 2 year CD, 3.54% APY for a 3 year CD, 3.29% APY for a 4 year CD and 0.45% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Northwest Plus Credit Union for its full lineup.

What is the highest savings rate at Northwest Plus Credit Union?

The highest Northwest Plus Credit Union savings rate is its Regular Business Savings at 0.25% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Northwest Plus Credit Union?

The highest Northwest Plus Credit Union money market rate is its Premium Money Market at 1.76% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Northwest Plus Credit Union?

The highest Northwest Plus Credit Union checking rate is its Kasasa Cash Checking at 5.12% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest 30 year fixed mortgage rate at Northwest Plus Credit Union?

The lowest Northwest Plus Credit Union 30 year fixed mortgage rate is its Investment Property Mortgage - 30 Years Fixed at 6.75%, verified by MonitorBankRates as of October 30, 2026. Northwest Plus Credit Union mortgage rates are 6.75% for a 30 year mortgage, 6.50% for a 20 year mortgage, 6.50% for a 15 year mortgage, 6.375% for a 10 year mortgage, 5.75% for a 3/1 ARM, 5.875% for a 5/1 ARM and 6.125% for a 7/1 ARM.

What is the lowest auto loan rate at Northwest Plus Credit Union?

The lowest Northwest Plus Credit Union auto loan rate is its New Car Vehicle Loan - Purchase & Refinance at 4.49% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Northwest Plus Credit Union?

The lowest Northwest Plus Credit Union personal loan rate is its Personal Term Loan at 8.99% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Northwest Plus Credit Union operate?

Northwest Plus Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Northwest Plus Credit Union?

Yes, to access services at Northwest Plus Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Northwest Plus Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northwest Plus Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Northwest Plus Credit Union offer online and mobile banking?

Most modern institutions like Northwest Plus Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://nwpluscu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Northwest Plus Credit Union rates compare?

Northwest Plus Credit Union's CD rates are 14% higher than the MonitorBankRates national average, and it has an A+ health rating. Northwest Plus Credit Union's top rates are its 12 Month CD of Deposit at 4.83% APY, its Regular Business Savings at 0.25% APY, its Premium Money Market at 1.76% APY, its Kasasa Cash Checking at 5.12% APY, its Conventional - Owner Occupied 3/1 ARM at 5.75% and its Personal Term Loan at 8.99% APR, verified by MonitorBankRates on October 30, 2026.

Current Northwest Plus Credit Union Rates

12-Month CD1.00%
24-Month CD0.30%
60-Month CD0.45%
Savings0.25%
MMA1.76%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Northwest Plus Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Northwest Plus Credit Union Texas Ratio

Northwest Plus Credit Union Health Trend

Northwest Plus Credit Union CD Rates

Northwest Plus Credit Union Savings Rates

Northwest Plus Credit Union Business Savings Rates

Northwest Plus Credit Union Money Market Rates

Northwest Plus Credit Union Checking Rates

Northwest Plus Credit Union Business Checking Rates

Northwest Plus Credit Union Mortgage Rates

Northwest Plus Credit Union Home Equity & HELOC

Northwest Plus Credit Union Auto Loan Rates

Northwest Plus Credit Union RV, Boat and Powersport Loan Rates

Northwest Plus Credit Union Personal Loan Rates

Northwest Plus Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Northwest Plus Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Northwest Plus Credit Union

Does Northwest Plus Credit Union offer CDs?

Are CDs from Northwest Plus Credit Union NCUA insured?

What is the highest CD rate at Northwest Plus Credit Union?

What CD terms does Northwest Plus Credit Union offer?

What is the highest savings rate at Northwest Plus Credit Union?

What is the highest money market rate at Northwest Plus Credit Union?

What is the highest checking rate at Northwest Plus Credit Union?

What is the lowest 30 year fixed mortgage rate at Northwest Plus Credit Union?

What is the lowest auto loan rate at Northwest Plus Credit Union?

What is the lowest personal loan rate at Northwest Plus Credit Union?

How many branches does Northwest Plus Credit Union operate?

Is a member application needed to join Northwest Plus Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Northwest Plus Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Northwest Plus Credit Union rates compare?

Current Northwest Plus Credit Union Rates

Compare to Other Credit Unions