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 First Priority Credit Union Boston, MA Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 9, 2026
First Priority Credit Union Boston, MA's top rates as of October 9, 2026 are 4.25% APY on its 15 Month Share/IRA CD, 2.79% APY on money market accounts, 2.50% APY on checking, 6.00% on its 5/1 ARM (2/5 Caps) mortgage, and personal loans from 10.99% APR, according to rates verified by MonitorBankRates. Other First Priority Credit Union Boston, MA CD rates include 11 Month Share/IRA CD at 4.00%, 13 Month Share/IRA CD at 4.00%, and 12 Month Share/IRA CD at 3.56%. Other First Priority Credit Union Boston, MA mortgage rates include Mortgage Loans - 15 Year Fixed at 6.38%, Mortgage Loans - 5/1 ARM at 7.12%, and Mortgage Loans - 30 Year Fixed at 7.25%. MonitorBankRates evaluates the financial stability of First Priority Credit Union Boston, MA with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.38%. Rates last updated and verified on 10/09/2026. First Priority Credit Union Boston, MA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Priority Credit Union Boston, MA? Share your experience about First Priority Credit Union Boston, MA by leaving a review below, or read customer reviews before you decide to use First Priority Credit Union Boston, MA. First Priority Credit Union Boston, MA
BOSTON BRANCH 25 DORCHESTER AVE
https://www.firstprioritycu.com BOSTON, MA 02205  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. First Priority Credit Union Boston, MA CD Rates
First Priority Credit Union Boston, MA Money Market Rates
First Priority Credit Union Boston, MA Checking Rates
First Priority Credit Union Boston, MA Mortgage Rates
First Priority Credit Union Boston, MA Home Equity & HELOC
First Priority Credit Union Boston, MA Auto Loan Rates
First Priority Credit Union Boston, MA Personal Loan Rates
First Priority Credit Union Boston, MA Other Rates
Financial Health HistoryFirst Priority Credit Union Boston, MA’s Texas Ratio stayed near 0.76% in Q3 2023 to 0.38% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Priority Credit Union Boston, MA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Priority Credit Union Boston, MA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Priority Credit Union Boston, MA's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Priority Credit Union Boston, MA
Website
https://www.firstprioritycu.com
Address
25 DORCHESTER AVE,
BOSTON, MA 02205
Phone
800-949-7628
Fax
617-451-2719
President
Aisha Milbury Ellis
CEO
Tony Paciulli
Full-Time Employees
24
Part-Time Employees
8
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.38%
Return on Assets (ROA)
0.1721%
Return on Equity (ROE)
1.3109%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
139,425,162
Total Amount of Shares and Deposits
120,204,074
Total Shares and Deposits < 1 Year
116,970,915
Total Shares and Deposits 1 3 Years
2,876,512
Total Shares and Deposits > 3 Years
356,647
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
34,111,480
Total Uninsured Shares and Deposits > $250K (F+J)
34,111,480
Total Insured Shares and Deposits > $250K (item 17 less item K)
86,092,594
Total Interest Expense (Sum of items 6 8)
723,243
Share Certificates
440
Number of Accounts for Share Drafts
3,664
IRA KEOGH Accounts
152
Number of Accounts for Regular Shares
4,750
All other shares
547
Money Market Shares
69
Net Income (unless the amount is already included in Undivided Earnings)
238,196
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
15,127,672
Total Liabilities
121,433,043
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About First Priority Credit Union Boston, MAHow many branches does First Priority Credit Union Boston, MA operate?First Priority Credit Union Boston, MA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Priority Credit Union Boston, MA?Yes, to access services at First Priority Credit Union Boston, MA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Priority Credit Union Boston, MA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Priority Credit Union Boston, MA provides members with tools to manage their accounts and build a solid financial history. Does First Priority Credit Union Boston, MA offer online and mobile banking?Most modern institutions like First Priority Credit Union Boston, MA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstprioritycu.com. Current First Priority Credit Union Boston, MA Rates
Retrieved from our database of financial products. Rates subject to change.
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