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Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
GREATER TEXAS Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
GREATER TEXAS's 60 Month IRA CD Accounts/CDs of Deposit rates are at 4.00%, 60 Month Term CD/CD of Deposit rates are at 4.00%, 60 Month Term CD/CD of Deposit rates are at 4.00%, 60 Month IRA CD Accounts/CDs of Deposit rates are at 3.95%, 60 Month Term CD/CD of Deposit rates are at 3.95%. GREATER TEXAS's savings rates are at 0.05%. GREATER TEXAS's money market rates are at 0.05%. GREATER TEXAS's Personal Loan Rates are as low as 12.99%. GREATER TEXAS's Credit Card Rates are at 14.50%. MonitorBankRates evaluates the financial stability of GREATER TEXAS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.18%. Rates last updated and verified on 09/22/2026. GREATER TEXAS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GREATER TEXAS? Share your experience about GREATER TEXAS by leaving a review below, or read customer reviews before you decide to use GREATER TEXAS. 
GREATER TEXAS CD Rates
GREATER TEXAS Savings Rates
GREATER TEXAS Money Market Rates
GREATER TEXAS Checking Rates
GREATER TEXAS Home Equity & HELOC
GREATER TEXAS Auto Loan Rates
GREATER TEXAS Credit Card Rates
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GREATER TEXAS Other Rates
Financial Health HistoryGREATER TEXAS’s Texas Ratio stayed near 6.14% in Q2 2023 to 6.18% in Q1 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for GREATER TEXAS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GREATER TEXAS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GREATER TEXAS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
GREATER TEXAS
Website
http://www.gtfcu.org
Address
5433 Kyle Center Dr,
Kyle, TX 78640
Phone
512-458-2558
Fax
President
Paula Reed
CEO
Howard Baker
Full-Time Employees
206
Part-Time Employees
7
Branch Locations
15
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.18%
Return on Assets (ROA)
0.1119%
Return on Equity (ROE)
1.5785%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
988,003,054
Total Amount of Shares and Deposits
902,664,868
Total Shares and Deposits < 1 Year
856,681,549
Total Shares and Deposits 1 3 Years
41,995,353
Total Shares and Deposits > 3 Years
3,987,966
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
64,562,708
Total Uninsured Shares and Deposits > $250K (F+J)
64,562,708
Total Insured Shares and Deposits > $250K (item 17 less item K)
838,102,160
Total Interest Expense (Sum of items 6 8)
2,418,785
Share Certificates
5,582
Number of Accounts for Share Drafts
48,818
IRA KEOGH Accounts
1,393
Number of Accounts for Regular Shares
85,335
All other shares
1,599
Money Market Shares
2,217
Net Income (unless the amount is already included in Undivided Earnings)
1,105,750
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
77,818,866
Total Liabilities
921,038,629
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for GREATER TEXAS yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for GREATER TEXAS
Frequently Asked Questions About GREATER TEXASHow many branches does GREATER TEXAS operate?GREATER TEXAS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join GREATER TEXAS?Yes, to access services at GREATER TEXAS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, GREATER TEXAS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GREATER TEXAS provides members with tools to manage their accounts and build a solid financial history. Does GREATER TEXAS offer online and mobile banking?Most modern institutions like GREATER TEXAS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.gtfcu.org. Current GREATER TEXAS Rates
Retrieved from our database of financial products. Rates subject to change.
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