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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
GREATER TEXAS Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
GREATER TEXAS's 12 month Term CDs/CDs of Deposit rates are at 3.75%, 6 month Term CDs/CDs of Deposit rates are at 3.75%, 60 month Term CDs/CDs of Deposit rates are at 3.75%, IRA CD Accounts/CDs of Deposit 12 month JUMBO rates are at 3.75%, IRA CD Accounts/CDs of Deposit 6 month JUMBO rates are at 3.75%. GREATER TEXAS's savings rates are at 0.00%. GREATER TEXAS's money market rates are at 0.00%. GREATER TEXAS's Personal Loan Rates are at 12.99%. MonitorBankRates evaluates the financial stability of GREATER TEXAS with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.26%. Rates were last updated on 03/27/2026. GREATER TEXAS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at GREATER TEXAS? Share your experience about GREATER TEXAS by leaving a review below, or read customer reviews before you decide to use GREATER TEXAS. 
GREATER TEXAS CD Rates
GREATER TEXAS Savings Rates
GREATER TEXAS Money Market Rates
GREATER TEXAS Checking Rates
GREATER TEXAS Mortgage Rates
GREATER TEXAS Auto Loan Rates
GREATER TEXAS Student Loan Rates
GREATER TEXAS Credit Card Rates
GREATER TEXAS Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for GREATER TEXAS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather GREATER TEXAS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with GREATER TEXAS's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
GREATER TEXAS
Website
http://www.gtfcu.org
Address
12544 Riata Vista Cir,
AUSTIN, TX 78727
Phone
512-458-2558
Fax
President
Paula Reed
CEO
Howard Baker
Full-Time Employees
203
Part-Time Employees
7
Branch Locations
15
ATM Locations
16
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.26%
Return on Assets (ROA)
0.3587%
Return on Equity (ROE)
5.0850%
Non-Performing Loans Ratio (NPL)
0.65%
Total Assets
957,315,128
Total Amount of Shares and Deposits
868,538,827
Total Shares and Deposits < 1 Year
826,688,065
Total Shares and Deposits 1 3 Years
36,367,718
Total Shares and Deposits > 3 Years
5,483,045
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
59,645,649
Total Uninsured Shares and Deposits > $250K (F+J)
59,645,649
Total Insured Shares and Deposits > $250K (item 17 less item K)
808,893,178
Total Interest Expense (Sum of items 6 8)
6,953,281
Share Certificates
5,382
Number of Accounts for Share Drafts
50,017
IRA KEOGH Accounts
1,489
Number of Accounts for Regular Shares
89,868
All other shares
1,689
Money Market Shares
2,331
Net Income (unless the amount is already included in Undivided Earnings)
3,434,111
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
75,815,633
Total Liabilities
892,936,331
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About GREATER TEXASIs GREATER TEXAS a safe place to deposit money?Yes, GREATER TEXAS is considered a safe financial institution. With a Texas Ratio of 7.2628344356301%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does GREATER TEXAS operate?GREATER TEXAS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join GREATER TEXAS?Yes, to access services at GREATER TEXAS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, GREATER TEXAS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, GREATER TEXAS provides members with tools to manage their accounts and build a solid financial history. Does GREATER TEXAS offer online and mobile banking?Most modern institutions like GREATER TEXAS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.gtfcu.org. Current GREATER TEXAS Rates
Retrieved from our database of financial products. Rates subject to change.
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