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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 InTouch Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
InTouch Credit Union's 11-Month CD Special^ rates are at 4.05%, 11 CD rates are at 4.05%, 5-Month CD Special^ rates are at 4.00%, 5 CD rates are at 4.00%, 3-Month HYRC CD rates are at 3.90%. InTouch Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of InTouch Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.50%. Rates were last updated on 04/19/2026. InTouch Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at InTouch Credit Union? Share your experience about InTouch Credit Union by leaving a review below, or read customer reviews before you decide to use InTouch Credit Union. 
InTouch Credit Union CD Rates
InTouch Credit Union Checking Rates
InTouch Credit Union Mortgage Rates
InTouch Credit Union Home Equity & HELOC
InTouch Credit Union Auto Loan Rates
InTouch Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for InTouch Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather InTouch Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with InTouch Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
InTouch Credit Union
Website
https://www.itcu.org
Address
5640 Democracy Dr,
Plano, TX 75024
Phone
214-291-1776
Fax
President
Nancy Pressel
CEO
Kent Lugrand
Full-Time Employees
139
Part-Time Employees
1
Branch Locations
10
ATM Locations
17
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.50%
Return on Assets (ROA)
-0.0359%
Return on Equity (ROE)
-0.4212%
Non-Performing Loans Ratio (NPL)
1.13%
Total Assets
808,458,768
Total Amount of Shares and Deposits
722,215,862
Total Shares and Deposits < 1 Year
697,826,333
Total Shares and Deposits 1 3 Years
20,841,225
Total Shares and Deposits > 3 Years
3,548,304
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
52,737,351
Total Uninsured Shares and Deposits > $250K (F+J)
52,737,351
Total Insured Shares and Deposits > $250K (item 17 less item K)
669,478,511
Total Interest Expense (Sum of items 6 8)
12,325,557
Share Certificates
5,656
Number of Accounts for Share Drafts
24,749
IRA KEOGH Accounts
1,333
Number of Accounts for Regular Shares
65,808
Money Market Shares
3,040
Net Income (unless the amount is already included in Undivided Earnings)
-289,868
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,910,116
Total Liabilities
740,290,998
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About InTouch Credit UnionIs InTouch Credit Union a safe place to deposit money?Yes, InTouch Credit Union is considered a safe financial institution. With a Texas Ratio of 10.495949764539%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does InTouch Credit Union operate?InTouch Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join InTouch Credit Union?Yes, to access services at InTouch Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, InTouch Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, InTouch Credit Union provides members with tools to manage their accounts and build a solid financial history. Does InTouch Credit Union offer online and mobile banking?Most modern institutions like InTouch Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.itcu.org. Current InTouch Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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