Franklin First Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Franklin First Federal Credit Union12-month CD rates can be found at 3.55%, 6-month CD rates at 0.05% and 3-month CD rates at 3.50%. Savings rates are at 0.40% and money market rates are at 0.45%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 17.20%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates which you can compare to Franklin First Federal Credit Union rates.

Compare Franklin First Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Franklin First Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Franklin First Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Franklin First Federal Credit Union? Share your experience about Franklin First Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Franklin First Federal Credit Union.

Overall, Franklin First Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Franklin First Federal Credit Union
57 Newton St
57 Newton St
Greenfield, MA 01301 3113
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Franklin First Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Whatcom Educational Credit Union
Whatcom Educational Credit Union
First Step (Youth) Savings
7.00%
$1
Fitness Bank
Fitness Bank
Elite Checking
5.25%
$10,000
Prime Alliance Bank
Prime Alliance Bank
6-Month CD
4.35%
$500
First State Bank of Harvey
First State Bank of Harvey
6-Month CD
4.14%
$1,000
Blue Foundry Bank
Blue Foundry Bank
Blue Axis Edge Money Market
4.00%
$25,000
The Seymour Bank
The Seymour Bank
60-Month CD
3.80%
$1,000
PCB Payne County Bank
PCB Payne County Bank
12-Month CD
3.70%
$1,000
Investment Savings Bank
Investment Savings Bank
12-Month CD
3.68%
$500
Northern Bank Direct
Northern Bank Direct
24-Month CD
3.50%
$500
Farmers and Drovers Bank
Farmers and Drovers Bank
12-Month CD
3.40%
$500
Customers Bank
Customers Bank
48-Month CD
3.25%
$500
Citizens Savings Bank Bogalusa, LA
Citizens Savings Bank Bogalusa, LA
48-Month CD (Bump)
3.25%
$2,500
State Bank Waterloo, IL
State Bank Waterloo, IL
36-Month CD
3.25%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
36-Month CD
3.00%
$1,000
Union State Bank of Everest
Union State Bank of Everest
24-Month CD
3.00%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
24-Month CD
2.79%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
60-Month CD
2.78%
$250
FSB of Cando
FSB of Cando
48-Month CD
2.75%
$500
Haddon Savings Bank
Haddon Savings Bank
36-Month CD
2.70%
$500
The Stock Exchange Bank
The Stock Exchange Bank
18-Month CD
2.62%
$500
Avidia Bank
Avidia Bank
48-Month CD
2.53%
$1,000
The Dolores State Bank
The Dolores State Bank
60-Month CD
2.52%
$1,000
Institution for Savings
Institution for Savings
36-Month CD
2.50%
$500
FSB of Randolph County
FSB of Randolph County
Passbook Savings
2.25%
$5
Clarion County Community Bank
Clarion County Community Bank
48-Month CD
2.20%
$500
Home Bank of California
Home Bank of California
60-Month CD
2.18%
$2,500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
36-Month CD
2.00%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
48-Month CD
2.00%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Liberty Money Market
1.98%
$15,000
Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
12-Month CD
1.76%
$1,000
Fairview State Banking Company
Fairview State Banking Company
3-Month CD
1.51%
$2,500
Addition Financial Credit Union
Addition Financial Credit Union
Growth+ Money Market
1.51%
$10,000
Home National Bank Racine, OH
Home National Bank Racine, OH
24-Month CD
1.50%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
48-Month CD
1.40%
$500
Northumberland Bank
Northumberland Bank
48-Month CD
1.05%
$5,000
FNB of Litchfield
FNB of Litchfield
18-Month CD
1.00%
$1,000
Katahdin Trust Company
Katahdin Trust Company
30-Month CD
0.85%
$500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
GN Bank
GN Bank
60-Month CD
0.60%
$1,000
Westbury Bank
Westbury Bank
Daily Savings
0.50%
$0
Windsor Federal S&L
Windsor Federal S&L
48-Month CD
0.40%
$1,000
Ulster Savings Bank
Ulster Savings Bank
18-Month CD
0.30%
$500
Bell Bank
Bell Bank
Regular Savings
0.30%
$50
Bank of Prairie du Sac
Bank of Prairie du Sac
Checking
0.10%
$1,000
Carson Bank
Carson Bank
Savings
0.10%
$100
Superior Savings Bank
Superior Savings Bank
12-Month CD
0.10%
$500
Republic Bank of Chicago
Republic Bank of Chicago
Statement Savings
0.10%
$25
Dime Bank
Dime Bank
18-Month CD
0.10%
$500
Port Washington State Bank
Port Washington State Bank
Savings
0.01%
$1
I3 Bank
I3 Bank
Premium Checking
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Franklin First Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.500%
5.556%
0.000
Hoosier Hills Credit Union
Hoosier Hills Credit Union
15 Year Fixed
5.375%
5.578%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.500%
5.591%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
Mountain America Federal Credit Union
Mountain America Federal Credit Union
15-Year Fixed
5.500%
5.712%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
5.625%
5.787%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed
5.750%
5.823%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
5.875%
5.890%
0.000
WVS West View SB
WVS West View SB
10-Year Fixed
5.500%
5.896%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
5.875%
5.927%
0.000
Bath State Bank
Bath State Bank
15-Year Fixed
5.875%
5.945%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.750%
5.964%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.125%
5.974%
0.000
The Bank of Brodhead
The Bank of Brodhead
30-Year Fixed
6.000%
6.043%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Better Banks
Better Banks
30-Year Fixed
6.125%
6.201%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
FNB of Scotia
FNB of Scotia
20-Year Fixed
6.000%
6.231%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.000%
6.232%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
20 Year Fixed
6.000%
6.244%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
30-Year Fixed
6.250%
6.335%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Franklin First Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Franklin First Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Franklin First Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Franklin First Federal Credit Union Information

Credit Union Name: Franklin First Federal Credit Union
Full Time Employees: 16
Part Time Employees: 1
President: Mandy Sweet Antes
CEO: Michelle Dwyer
Branch Locations: 1
ATM Locations: 4
Corporate Office Address:
57 Newton St
Greenfield, MA 01301 3113
Phone Number: 413-774-6700
Fax Number: 413-774-5014

Franklin First Federal Credit Union Financials

Total Assets:
87,859,710
Total Amount of Shares and Deposits:
80,655,421
Total Shares and Deposits < 1 Year:
76,578,521
Total Shares and Deposits 1 3 Years:
3,630,774
Total Shares and Deposits > 3 Years:
446,126
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,413,692
Total Uninsured Shares and Deposits > $250K (F+J):
2,413,692
Total Insured Shares and Deposits > $250K (item 17 less item K):
78,241,729
Total Interest Expense (Sum of items 6 8):
206,130
Share Certificates:
482
Number of Accounts for Share Drafts:
4,175
IRA KEOGH Accounts:
270
Number of Accounts for Regular Shares:
7,526
Non Member Deposits:
3
Money Market Shares:
765
Net Income (unless the amount is already included in Undivided Earnings):
54,519
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,630,880
Total Liabilities:
82,303,589
Show More

Franklin First Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

home-equity-loans1A home equity loan is a fixed-rate loan with a fixed payment schedule based on the available equity in your home. You receive your loan money all at once and then pay it back in predictable, fixed monthly payments.

Listed below are recent First Internet Bank of Indiana CD Rate Changes. See how First IB's rates compare with other bank CD rates by searching our rate database at MonitorBankRates.com.

First Internet Bank of Indiana CD Rates

 

BankProductRate (new / old)Yield (new / old)
First Internet Bank of Indiana3 yr CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana5 yr CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana5 yr jumbo CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana3 yr IRA CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana5 yr IRA CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana5 yr jumbo IRA CD2.2 / 2.252.22 / 2.27
First Internet Bank of Indiana3 yr jumbo CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana3 yr jumbo IRA CD1.55 / 1.601.56 / 1.61
First Internet Bank of Indiana4 yr CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr IRA CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr jumbo CD1.8 / 1.851.81 / 1.87
First Internet Bank of Indiana4 yr jumbo IRA CD1.8 / 1.851.81 / 1.87
First National Bank of Omaha Savings Jumbo rates are now at 0.95 percent with a yield of 0.95 percent. View the current Savings Jumbo rates at First National Bank of Omaha below.

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Franklin First Federal Credit Union Reviews

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