Georgia United Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Georgia United Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Georgia United Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGeorgia United Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Georgia United Credit Union? Share your experience about Georgia United Credit Union by leaving a review below, or read customer reviews before you decide to use Georgia United Credit Union. Overall, Georgia United Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Georgia United Credit Union Sugarloaf Office 6705 Sugarloaf Pkwy Duluth, GA 30097 4356  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Secure Card
13.740%
Visa Platinum Preferred
14.240% - 17.990%
Visa Platinum
13.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonLine of Credit
13.700%
$0
Personal Loans
13.740%
$5,000
60 - 60
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Georgia United Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Georgia United Credit Union
Website: https://www.gucu.org
Full Time Employees: 336Part Time Employees: 4 President: Tom Dickson CEO: Debbie Smith Branch Locations: 15 ATM Locations: 13 Corporate Office Address:
6705 Sugarloaf Pkwy
Duluth, GA 30097 4356 Phone Number: 770-476-6400 Fax Number: 770-476-6433 FinancialsTotal Assets:
2,377,235,443
Total Amount of Shares and Deposits:
1,998,621,594
Total Shares and Deposits < 1 Year:
1,898,041,891
Total Shares and Deposits 1 3 Years:
94,510,886
Total Shares and Deposits > 3 Years:
6,068,817
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
156,008,179
Total Uninsured Shares and Deposits > $250K (F+J):
156,008,179
Total Insured Shares and Deposits > $250K (item 17 less item K):
1,842,613,415
Total Interest Expense (Sum of items 6 8):
32,455,835
Share Certificates:
13,709
Number of Accounts for Share Drafts:
93,266
IRA KEOGH Accounts:
4,233
Number of Accounts for Regular Shares:
181,737
Non Member Deposits:
56
Money Market Shares:
3,445
Net Income (unless the amount is already included in Undivided Earnings):
12,778,345
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
165,058,774
Total Liabilities:
2,151,753,686
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Georgia United Credit UnionIs a member application needed to join Georgia United Credit Union?Yes, to access services at Georgia United Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Georgia United Credit Union provides a range of mortgage and home equity products. Is Georgia United Credit Union a safe place to deposit money?Yes, Georgia United Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Georgia United Credit Union offer online and mobile banking?Most modern institutions like Georgia United Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.90%, 6-month CD rates at 3.75% and 3-month CD rates at 1.75%. Savings rates are at 0.15% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 11.90%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates which you can compare to 
