GFA Federal Credit Union Rates and Review January 2026
Compare GFA Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of GFA Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityGFA Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at GFA Federal Credit Union? Share your experience about GFA Federal Credit Union by leaving a review below, or read customer reviews before you decide to use GFA Federal Credit Union. Overall, GFA Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. GFA Federal Credit Union Main Office Parker Street Branch 229 Parker St Gardner, MA 01440 3703  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Classic Card
12.900%
No annual fee
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Visa Premier
9.900%
Show More
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
9.990% - 18.000%
$0 - $50,000
Personal Loan
11.990%
$0
Personal Loans
13.740%
$5,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have GFA Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: GFA Federal Credit Union
Website: https://gfafcu.com
Full Time Employees: 96Part Time Employees: 2 President: Douglas Delay CEO: Mark Hettinger Branch Locations: 9 ATM Locations: 11 Corporate Office Address:
229 Parker St
Gardner, MA 01440 3703 Phone Number: 978-632-2542 Fax Number: 978-630-5616 FinancialsTotal Assets:
749,989,559
Total Amount of Shares and Deposits:
590,024,312
Total Shares and Deposits < 1 Year:
577,959,519
Total Shares and Deposits 1 3 Years:
4,232,801
Total Shares and Deposits > 3 Years:
7,831,992
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
58,386,229
Total Uninsured Shares and Deposits > $250K (F+J):
58,386,229
Total Insured Shares and Deposits > $250K (item 17 less item K):
531,638,083
Total Interest Expense (Sum of items 6 8):
9,593,547
Share Certificates:
4,219
Number of Accounts for Share Drafts:
21,238
IRA KEOGH Accounts:
1,647
Number of Accounts for Regular Shares:
18,488
All other shares:
1,021
Money Market Shares:
269
Net Income (unless the amount is already included in Undivided Earnings):
-280,681
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
13,467,142
Total Liabilities:
709,853,263
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About GFA Federal Credit UnionIs a member application needed to join GFA Federal Credit Union?Yes, to access services at GFA Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, GFA Federal Credit Union provides a range of mortgage and home equity products. Is GFA Federal Credit Union a safe place to deposit money?Yes, GFA Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does GFA Federal Credit Union offer online and mobile banking?Most modern institutions like GFA Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.00%, 6-month CD rates at 4.11% and 3-month CD rates at 0.08%. Savings rates are at 0.35% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 5.85%. Credit Card rates are at 7.90%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates which you can compare to 
