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Governmental Employees Credit Union Rates & Review May 2026

Governmental Employees Credit Union's Goal Setter CD (Ages 13-18) rates are at 6.00%, Youth CDs Goal Setter CD (Ages 13-18) rates are at 6.00%, Kick Start CD (Ages 0-12) rates are at 5.00%, Youth CDs Kick Start CD (Ages 0-12) rates are at 5.00%, Clubhouse CDs 12 month rates are at 3.60%. Governmental Employees Credit Union's savings rates are at 0.10%. Governmental Employees Credit Union's money market rates are at 2.00%. Governmental Employees Credit Union's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Governmental Employees Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.35%. Rates were last updated on 05/10/2026.

Governmental Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Governmental Employees Credit Union? Share your experience about Governmental Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Governmental Employees Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.35%
Excellent Higher than avg
Governmental Employees Credit Union
Governmental Employee Credit Union
225 La Crosse St
La Crosse, WI 54601 3253
https://www.gecuwi.com
Member NCUA

Governmental Employees Credit Union CD Rates

Product Rate APY Term View More
Goal Setter CD (Ages 13-18) 5.87% 6.00%
Min Deposit $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Youth Certificates Goal Setter CD (Ages 13-18) 5.87% 6.00%
Min Deposit $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Kick Start CD (Ages 0-12) 4.91% 5.00%
Min Deposit $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Youth Certificates Kick Start CD (Ages 0-12) 4.91% 5.00%
Min Deposit $100
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Clubhouse Certificates 12 month 3.54% 3.60% 12 months
Min Deposit $250
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Clubhouse Certificates 24 month 3.54% 3.60% 24 months
Min Deposit $250
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Clubhouse Certificates 36 month 3.54% 3.60% 36 months
Min Deposit $250
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
IRA Certificates 12 month 3.55% 3.60% 12 months
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
IRA Certificates 18 month 3.55% 3.60% 18 months
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
IRA Certificates 24 month 3.55% 3.60% 24 months
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
IRA Certificates 36 month 3.55% 3.60% 36 months
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
6 month Share Certificates 3.54% 3.60% 6 months
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
IRA Certificates 48 month 2.72% 2.75% 48 months
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
48 month Share Certificates 2.72% 2.75% 48 months
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
IRA Certificates 60 month 2.48% 2.50% 60 months
Min Deposit $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
60 month Share Certificates 2.47% 2.50% 60 months
Min Balance $1,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Governmental Employees Credit Union Savings Rates

Product Rate APY View More
Health Savings Account 1.49% 1.50%
Details $25,000 and Over
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Health Savings Account 0.75% 0.75%
Details Under $25,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Christmas Club 0.50% 0.50%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
IRA Savings Account 0.50% 0.50%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Saver's Sweepstakes Account 0.50% 0.50%
Details Up to $2,500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Basic Savings 0.10% 0.10%
Min Balance $0
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Saver's Sweepstakes Account 0.10% 0.10%
Details $2,500 & Up
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Governmental Employees Credit Union Money Market Rates

Product Rate APY View More
Elite Money Market 2.47% 2.50%
Min Balance $250,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Elite Money Market 2.37% 2.40%
Min Balance $100,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Elite Money Market 2.18% 2.20%
Min Balance $50,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Elite Money Market 2.08% 2.10%
Min Balance $10,000
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Elite Money Market 1.98% 2.00%
Min Balance $25
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Governmental Employees Credit Union Checking Rates

Product Rate APY View More
Choice Checking 0.10% 0.10%
Min Balance $500
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Basic Checking - 0.00%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Governmental Employees Credit Union Mortgage Rates

Product Rate Points APR Term View More
10 year fixed rate - - 5.50%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
15 year fixed rate - - 5.75%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
10 year fixed rate - - 6.38% 10 year
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
15 year fixed rate - - 6.63% 15 year
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Governmental Employees Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
5 year fixed rate Home Equity Loan - - 5.88% 5
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
7 year fixed rate Home Equity Loan - - 6.13% 7
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
10 year fixed rate Home Equity Loan - - 6.38% 10
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
15 year fixed rate Home Equity Loan - - 6.63% 15
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Home Equity Line of Credit (HELOC) - - 6.75%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Governmental Employees Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 3.99%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Governmental Employees Credit Union Credit Card Rates

Product Rate APR View More
Credit Card - 8.99%
Details Fixed Rate
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
G.E.C.U. Credit Card - 8.99%
Details Earn points for merchandise and travel rewards
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Personal Loans VISA Credit Card - 8.99%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
VISA Credit Card - 8.99%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Governmental Employees Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans Kwik Cash Line of Credit - 8.99%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Personal Loans VISA Credit Card - 8.99%
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Personal Loans - 10.99%
Details Up to $10,000; As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%
Personal Loans - 12.99%
Details $10,000.01+; As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.35%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Governmental Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Governmental Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Governmental Employees Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Governmental Employees Credit Union
Address 225 La Crosse St, La Crosse, WI 54601 3253
Phone 608-785-7720
Fax
President Wayne Delagrave
CEO Travis Carley
Full-Time Employees 14
Part-Time Employees 2
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.35%
Return on Assets (ROA)
0.5696%
Return on Equity (ROE)
6.0136%
Non-Performing Loans Ratio (NPL)
0.78%
Total Assets
114,457,274
Total Amount of Shares and Deposits
102,923,978
Total Shares and Deposits < 1 Year
99,240,912
Total Shares and Deposits 1 3 Years
3,336,141
Total Shares and Deposits > 3 Years
346,924
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,252,907
Total Uninsured Shares and Deposits > $250K (F+J)
4,252,907
Total Insured Shares and Deposits > $250K (item 17 less item K)
98,671,071
Total Interest Expense (Sum of items 6 8)
1,654,388
Share Certificates
1,423
Number of Accounts for Share Drafts
3,331
IRA KEOGH Accounts
524
Number of Accounts for Regular Shares
8,515
All other shares
68
Money Market Shares
390
Net Income (unless the amount is already included in Undivided Earnings)
651,976
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,399,796
Total Liabilities
103,616,989
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

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Frequently Asked Questions About Governmental Employees Credit Union

How many branches does Governmental Employees Credit Union operate?

Governmental Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Governmental Employees Credit Union?

Yes, to access services at Governmental Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Governmental Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Governmental Employees Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Governmental Employees Credit Union offer online and mobile banking?

Most modern institutions like Governmental Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gecuwi.com.

Current Governmental Employees Credit Union Rates

  • 12-Month CD3.60%
  • 18-Month CD3.60%
  • 24-Month CD3.60%
  • 60-Month CD2.50%
  • Savings0.10%
  • MMA2.00%
Retrieved from our database of financial products. Rates subject to change.