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 Governmental Employees Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
Governmental Employees Credit Union's 180 days Goal Setter CD rates are at 6.00%, 180 days Kick Start CD rates are at 5.00%, 9 & 18 month CD SPECIAL rates are at 4.00%, 9 & 18 month CD SPECIAL rates are at 4.00%, 12 Month CD SPECIAL rates are at 3.60%. Governmental Employees Credit Union's savings rates are at 0.10%. Governmental Employees Credit Union's money market rates are at 2.00%. Governmental Employees Credit Union's Conventional Fixed Rate rates are at 5.50%, In-House Fixed Rate Mortgage rates are at 5.50%, WHEDA VA Loan rates are at 5.50%, 10 year fixed rate rates are at 5.75%, 15 year fixed rate rates are at 6.00%. Governmental Employees Credit Union's Personal Loan Rates are as low as 10.99%. Governmental Employees Credit Union's Credit Card Rates are at 8.99%. MonitorBankRates evaluates the financial stability of Governmental Employees Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.98%. Rates last updated and verified on 09/22/2026. Governmental Employees Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Governmental Employees Credit Union? Share your experience about Governmental Employees Credit Union by leaving a review below, or read customer reviews before you decide to use Governmental Employees Credit Union. Governmental Employees Credit Union
Governmental Employee Credit Union 225 La Crosse St
https://www.gecuwi.com La Crosse, WI 54601-3253 
Governmental Employees Credit Union CD Rates
Governmental Employees Credit Union Savings Rates
Governmental Employees Credit Union Money Market Rates
Governmental Employees Credit Union Checking Rates
Governmental Employees Credit Union Mortgage Rates
Governmental Employees Credit Union Home Equity & HELOC
Governmental Employees Credit Union Auto Loan Rates
Governmental Employees Credit Union RV, Boat and Powersport Loan Rates
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Governmental Employees Credit Union Other Rates
Financial Health HistoryGovernmental Employees Credit Union’s Texas Ratio rose from 1.17% in Q2 2023 to 4.98% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Governmental Employees Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Governmental Employees Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Governmental Employees Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Governmental Employees Credit Union
Website
https://www.gecuwi.com
Address
225 La Crosse St,
La Crosse, WI 54601-3253
Phone
608-785-7720
Fax
President
Wayne Delagrave
CEO
Travis Carley
Full-Time Employees
16
Part-Time Employees
1
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.98%
Return on Assets (ROA)
0.1793%
Return on Equity (ROE)
1.8986%
Non-Performing Loans Ratio (NPL)
0.59%
Total Assets
119,275,972
Total Amount of Shares and Deposits
106,783,908
Total Shares and Deposits < 1 Year
102,270,558
Total Shares and Deposits 1 3 Years
4,166,850
Total Shares and Deposits > 3 Years
346,501
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,947,507
Total Uninsured Shares and Deposits > $250K (F+J)
4,947,507
Total Insured Shares and Deposits > $250K (item 17 less item K)
101,836,401
Total Interest Expense (Sum of items 6 8)
511,307
Share Certificates
1,397
Number of Accounts for Share Drafts
3,335
IRA KEOGH Accounts
515
Number of Accounts for Regular Shares
8,643
All other shares
76
Money Market Shares
413
Net Income (unless the amount is already included in Undivided Earnings)
213,828
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,458,915
Total Liabilities
108,013,654
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About Governmental Employees Credit UnionHow many branches does Governmental Employees Credit Union operate?Governmental Employees Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Governmental Employees Credit Union?Yes, to access services at Governmental Employees Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Governmental Employees Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Governmental Employees Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Governmental Employees Credit Union offer online and mobile banking?Most modern institutions like Governmental Employees Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gecuwi.com. Current Governmental Employees Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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