Harvard Community Credit Union Rates and Review January 2026
Compare Harvard Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Harvard Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityHarvard Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Harvard Community Credit Union? Share your experience about Harvard Community Credit Union by leaving a review below, or read customer reviews before you decide to use Harvard Community Credit Union. Overall, Harvard Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Harvard Community Credit Union HCCU 1200 S DIVISION ST HARVARD, IL 60033 8601  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Classic
11.900%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
VISA Credit Card
11.900%
No annual fee
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loans
7.990%
$0 - $30,000
Title Loans
5.500%
$0
Consolidation Loans
14.850%
$0
37 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Harvard Community Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Harvard Community Credit Union
Website: https://www.harvardccu.org
Full Time Employees: 7Part Time Employees: 0 President: JON WARNECKE CEO: Connie Anderson Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
1200 S DIVISION ST
HARVARD, IL 60033 8601 Phone Number: 815-943-6500 Fax Number: 815-943-7729 FinancialsTotal Assets:
19,981,753
Total Amount of Shares and Deposits:
18,340,338
Total Shares and Deposits < 1 Year:
18,340,339
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,215,646
Total Uninsured Shares and Deposits > $250K (F+J):
1,215,646
Total Insured Shares and Deposits > $250K (item 17 less item K):
17,124,692
Total Interest Expense (Sum of items 6 8):
281,660
Share Certificates:
128
Number of Accounts for Share Drafts:
788
Number of Accounts for Regular Shares:
2,315
Net Income (unless the amount is already included in Undivided Earnings):
-422,750
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
753,866
Total Liabilities:
18,466,239
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Harvard Community Credit UnionIs a member application needed to join Harvard Community Credit Union?Yes, to access services at Harvard Community Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Harvard Community Credit Union provides a range of mortgage and home equity products. Is Harvard Community Credit Union a safe place to deposit money?Yes, Harvard Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Harvard Community Credit Union offer online and mobile banking?Most modern institutions like Harvard Community Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.65%, 6-month CD rates at 3.40% and 3-month CD rates at 0.08%. Savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 5.67%. Credit Card rates are at 17.20%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates which you can compare to 
