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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 IH Mississippi Valley Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
IH Mississippi Valley Credit Union's savings rates are at 2.00%. MonitorBankRates evaluates the financial stability of IH Mississippi Valley Credit Union with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 20.04%. Rates were last updated on 04/18/2026. IH Mississippi Valley Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IH Mississippi Valley Credit Union? Share your experience about IH Mississippi Valley Credit Union by leaving a review below, or read customer reviews before you decide to use IH Mississippi Valley Credit Union. IH Mississippi Valley Credit Union
Corporate 2500 River Dr
https://www.ihmvcu.org Moline, IL 61265 1670 
IH Mississippi Valley Credit Union Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for IH Mississippi Valley Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather IH Mississippi Valley Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with IH Mississippi Valley Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
IH Mississippi Valley Credit Union
Website
https://www.ihmvcu.org
Address
2500 River Dr,
Moline, IL 61265 1670
Phone
309-793-6200
Fax
President
Sam Kupresin
CEO
Brian Laufenberg
Full-Time Employees
399
Part-Time Employees
23
Branch Locations
14
ATM Locations
14
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.6 / 5.0 ★
Overall Health & Safety Grade
B (86/100)
Texas Ratio
20.04%
Return on Assets (ROA)
-0.1496%
Return on Equity (ROE)
-1.6648%
Non-Performing Loans Ratio (NPL)
2.17%
Total Assets
2,215,085,470
Total Amount of Shares and Deposits
1,933,001,527
Total Shares and Deposits < 1 Year
1,806,984,215
Total Shares and Deposits 1 3 Years
124,130,455
Total Shares and Deposits > 3 Years
1,886,855
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
165,315,436
Total Uninsured Shares and Deposits > $250K (F+J)
165,315,436
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,767,686,091
Total Interest Expense (Sum of items 6 8)
35,298,393
Share Certificates
21,424
Number of Accounts for Share Drafts
86,299
IRA KEOGH Accounts
4,191
Number of Accounts for Regular Shares
185,092
All other shares
926
Non Member Deposits
8
Money Market Shares
2,654
Net Income (unless the amount is already included in Undivided Earnings)
-3,313,715
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
61,836,393
Total Liabilities
2,023,245,540
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About IH Mississippi Valley Credit UnionIs IH Mississippi Valley Credit Union a safe place to deposit money?Yes, IH Mississippi Valley Credit Union is considered a safe financial institution. With a Texas Ratio of 20.038938398009%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does IH Mississippi Valley Credit Union operate?IH Mississippi Valley Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join IH Mississippi Valley Credit Union?Yes, to access services at IH Mississippi Valley Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, IH Mississippi Valley Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, IH Mississippi Valley Credit Union provides members with tools to manage their accounts and build a solid financial history. Does IH Mississippi Valley Credit Union offer online and mobile banking?Most modern institutions like IH Mississippi Valley Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ihmvcu.org. Current IH Mississippi Valley Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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