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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Share Advantage Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Share Advantage Credit Union's Roth IRA 48 Month rates are at 1.21%, Time Share 48 Month rates are at 1.21%, Traditional IRA 48 Month rates are at 1.21%, Roth IRA 36 Month rates are at 1.10%, Time Share 36 Month rates are at 1.10%. Share Advantage Credit Union's money market rates are at 0.15%. Share Advantage Credit Union's Personal Loan Rates are at 5.99%. MonitorBankRates evaluates the financial stability of Share Advantage Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.21%. Rates last updated and verified on 08/28/2026. Share Advantage Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Share Advantage Credit Union? Share your experience about Share Advantage Credit Union by leaving a review below, or read customer reviews before you decide to use Share Advantage Credit Union. Share Advantage Credit Union
Share Advantage Credit Union Main Office 2502 Maple Grove Rd
https://www.myshareadvantage.com Duluth, MN 55811 1864 
Share Advantage Credit Union CD Rates
Share Advantage Credit Union Savings Rates
Share Advantage Credit Union Money Market Rates
Share Advantage Credit Union Checking Rates
Share Advantage Credit Union Home Equity & HELOC
Share Advantage Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Share Advantage Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Share Advantage Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Share Advantage Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Share Advantage Credit Union
Website
https://www.myshareadvantage.com
Address
2502 Maple Grove Rd,
Duluth, MN 55811 1864
Phone
218-740-2221
Fax
218-740-3080
President
Steve Ruce
CEO
Kellee Lueck Schafer
Full-Time Employees
12
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.21%
Return on Assets (ROA)
0.9357%
Return on Equity (ROE)
7.2549%
Non-Performing Loans Ratio (NPL)
1.83%
Total Assets
56,016,859
Total Amount of Shares and Deposits
48,377,306
Total Shares and Deposits < 1 Year
44,251,546
Total Shares and Deposits 1 3 Years
3,900,676
Total Shares and Deposits > 3 Years
225,084
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,377,306
Total Interest Expense (Sum of items 6 8)
129,741
Share Certificates
201
Number of Accounts for Share Drafts
1,986
IRA KEOGH Accounts
68
Number of Accounts for Regular Shares
4,356
All other shares
5
Money Market Shares
60
Net Income (unless the amount is already included in Undivided Earnings)
524,122
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,212,175
Total Liabilities
49,085,442
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Share Advantage Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Share Advantage Credit Union
Frequently Asked Questions About Share Advantage Credit UnionHow many branches does Share Advantage Credit Union operate?Share Advantage Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Share Advantage Credit Union?Yes, to access services at Share Advantage Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Share Advantage Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Share Advantage Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Share Advantage Credit Union offer online and mobile banking?Most modern institutions like Share Advantage Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myshareadvantage.com. Current Share Advantage Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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