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Hudson River Community Credit Union Rates and Review January 2026

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Hudson River Community Credit Union12-month CD rates can be found at 2.70%, 6-month CD rates at 3.00% and 3-month CD rates at 0.20%. Savings rates are at 0.50% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 9.90%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to Hudson River Community Credit Union rates.

Compare Hudson River Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Hudson River Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Hudson River Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Hudson River Community Credit Union? Share your experience about Hudson River Community Credit Union by leaving a review below, or read customer reviews before you decide to use Hudson River Community Credit Union.

Overall, Hudson River Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Hudson River Community Credit Union
Hudson River Community CU Operations Center
1 3rd St
Corinth, NY 12822 1230
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Elite Checking
4.06%
$10
6-Month CD
3.78%
$1,000
12-Month CD
3.70%
$1,000
36-Month CD
3.56%
$2,000
24-Month CD
3.45%
$500
36-Month CD
3.30%
$100
12-Month CD
3.25%
$500
60-Month CD
3.15%
$1,000
36-Month CD
3.09%
$500
48-Month CD
3.08%
$1,000
48-Month CD
3.03%
$500
48-Month CD
3.00%
$2,000
12-Month CD
3.00%
$1,000
36-Month CD
2.95%
$500
48-Month CD
2.86%
$1,000
24-Month CD
2.85%
$500
30-Month CD
2.62%
$500
48-Month CD
2.50%
$500
12-Month CD
2.32%
$1,000
12-Month CD
2.25%
$1,000
12-Month CD
2.25%
$1,000
Alliance Money Market
2.22%
$2,500
60-Month CD
2.20%
$500
36-Month CD
2.12%
$500
Personal Money Market
2.02%
$0
12-Month CD
2.00%
$10,000
36-Month CD
1.56%
$500
48-Month CD
1.46%
$1,000
Interest Checking
1.32%
$100
Money Market
1.26%
$5,000
60-Month CD
1.21%
$1,000
60-Month CD
1.11%
$500
Savings
1.10%
$50
48-Month CD
0.65%
$1,000
36-Month CD
0.65%
$500
Money Market
0.50%
$2,500
Premier Money Market
0.50%
$20,000
60-Month CD
0.40%
$500
Statement Savings
0.35%
$100
12-Month CD
0.30%
$1,000
Statement Savings
0.25%
$50
12-Month CD
0.20%
$500
48-Month CD
0.20%
$500
48-Month CD
0.10%
$1,000
Save Green Personal Savings
0.10%
$0
Money Market
0.05%
$10
Money Market
0.02%
$100
Platinum Checking
0.01%
$50
Premier Checking
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
20-Year Fixed
5.750%
5.915%
0.000
5.990%
6.035%
0.000
5.375%
5.512%
0.000
5.750%
5.924%
0.000
15-Year Fixed
5.500%
5.601%
0.000
15-Year Fixed
5.500%
5.579%
0.000
7/6 ARM
5.875%
5.947%
0.000
30-Year Fixed
6.000%
6.068%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
10-Year Fixed
5.125%
5.511%
0.000
6.000%
6.031%
0.000
5.125%
5.304%
0.000
30-Year Fixed Jumbo
6.000%
6.015%
0.000
30-Year Fixed
6.375%
6.451%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
5.125%
5.331%
1.000
5.625%
5.899%
0.000
15-Year Fixed
5.625%
5.695%
0.000
5.875%
5.992%
1.000
15-Year Fixed
5.250%
5.347%
0.000
15-Year Fixed
5.750%
5.769%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
6.125%
6.162%
0.000
30-Year Fixed
6.125%
6.307%
0.000
5.875%
6.055%
0.000
5.115%
5.787%
1.071
6.000%
6.000%
0.000
15-Year Fixed
5.625%
5.697%
0.000
20-Year Fixed
5.875%
5.961%
0.125
4.875%
4.985%
0.000
5.250%
6.580%
0.000
5.250%
5.493%
0.000
6.250%
6.330%
0.000
30 Year Fixed
6.375%
6.670%
0.000
15-Year Fixed
5.750%
5.845%
0.000
4.625%
4.690%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
4.875%
5.129%
0.000
5.625%
5.726%
0.000
4.240%
7.689%
0.000
5.750%
5.758%
0.000
15-Year Fixed
5.625%
5.743%
0.000
5.000%
5.153%
1.000
15-Year Fixed
5.375%
5.560%
0.000
5.375%
5.766%
0.000
15-Year Fixed
5.375%
5.560%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
5.250%
6.055%
0.000
5.375%
5.999%
0.000
6.500%
6.648%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
8.900% - 13.900%
Based upon credit worthiness.
Access FCU Visa Classic
13.500%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Visa Platinum Clarity
15.990%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Member First VISA
15.040%
No balance transfer fees or annual fees.
Academic VISA® Gold
15.400%
Security Service Power Rewards MasterCard
18.000%
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
7.900%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Prime Platinum Visa Credit Card
11.500%
Platinum Visa
15.350%
16.100%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Security Service Power MasterCard
12.740% - 18.000%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Academic VISA® Platinum
10.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0
12
Line of Credit Variable
16.740%
$0
Personal Line of Credit
12.950% - 18.000%
$0
12.250% - 17.000%
$0 - $20,000
Personal Signature Loan
11.000%
$0
96
11.740% - 17.990%
$0
12.990%
$0 - $2,000
24 - 24
13.240%
$0
48
New Signature Loans
8.990%
$0
10.490%
$0
Personal Line of Credit
9.500%
$0
Technology Loan
9.750%
$0
36
Personal Loan
11.760%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Line of Credit Variable
13.150%
$0
11.900%
$0 - $15,000
24 - 60
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Personal Loans
11.000%
$0
37 - 60
Summer/Holiday Loans
9.500%
$0
12.740%
$0
36
9.900%
$0
Debt Consolidated
9.490%
$500
36
11.990%
$0
10.000%
$0
12 - 12
7.750% - 16.750%
$0
1 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Hudson River Community Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Hudson River Community Credit Union
Full Time Employees: 73
Part Time Employees: 2
President: Charles Pasquarell
CEO: Susan Commanda
Branch Locations: 4
ATM Locations: 5
Corporate Office Address:
1 3rd St
Corinth, NY 12822 1230
Phone Number: 518-886-3400
Fax Number:

Financials

Total Assets:
342,199,433
Total Amount of Shares and Deposits:
284,550,351
Total Shares and Deposits < 1 Year:
254,434,959
Total Shares and Deposits 1 3 Years:
28,541,078
Total Shares and Deposits > 3 Years:
1,574,313
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
19,933,626
Total Uninsured Shares and Deposits > $250K (F+J):
19,933,626
Total Insured Shares and Deposits > $250K (item 17 less item K):
264,616,725
Total Interest Expense (Sum of items 6 8):
2,635,003
Share Certificates:
2,479
Number of Accounts for Share Drafts:
16,647
IRA KEOGH Accounts:
353
Number of Accounts for Regular Shares:
22,663
All other shares:
25
Money Market Shares:
240
Net Income (unless the amount is already included in Undivided Earnings):
2,505,898
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
19,599,476
Total Liabilities:
288,015,055
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Hudson River Community Credit Union

Is a member application needed to join Hudson River Community Credit Union?

Yes, to access services at Hudson River Community Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Hudson River Community Credit Union provides a range of mortgage and home equity products.

Is Hudson River Community Credit Union a safe place to deposit money?

Yes, Hudson River Community Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Hudson River Community Credit Union offer online and mobile banking?

Most modern institutions like Hudson River Community Credit Union provide digital access including online balance checks and transfers.

Current Hudson River Community Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions