MonitorBankRates
  1. Home
  2. Credit Unions
  3. Eagle One Federal Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Eagle One Federal Credit Union Rates & Review April 2026

Eagle One Federal Credit Union's 60 Month CD rates are at 3.45%, 60 Month Share/IRA CD rates are at 3.45%, 48 Month CD rates are at 3.30%, 48 Month Share/IRA CD rates are at 3.30%, 24 Month CD rates are at 3.20%. Eagle One Federal Credit Union's savings rates are at 0.25%. Eagle One Federal Credit Union's money market rates are at 1.40%. MonitorBankRates evaluates the financial stability of Eagle One Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.26%. Rates were last updated on 04/17/2026.

Eagle One Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Eagle One Federal Credit Union? Share your experience about Eagle One Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Eagle One Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.26%
Excellent Higher than avg
Eagle One Federal Credit Union
Claymont Delaware Branch
3301 Philadelphia Pike
Claymont, DE 19703
https://www.eagleonefcu.org
Member NCUA

Eagle One Federal Credit Union CD Rates

Product Rate APY Term View More
60 Month Share Certificate 3.30% 3.45% 60 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
60 Month Share/IRA Certificate 3.30% 3.45% 60 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
48 Month Share Certificate 3.25% 3.30% 48 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
48 Month Share/IRA Certificate 3.25% 3.30% 48 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
24 Month Share Certificate 3.15% 3.20% 24 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
24 Month Share/IRA Certificate 3.15% 3.20% 24 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
36 Month Share Certificate 3.15% 3.20% 36 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
36 Month Share/IRA Certificate 3.15% 3.20% 36 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
18 Month Share Certificate 3.10% 3.14% 18 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
18 Month Share/IRA Certificate 3.10% 3.14% 18 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
12 Month Share Certificate 3.00% 3.04% 12 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
12 Month Share/IRA Certificate 3.00% 3.04% 12 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
6 Month Share Certificate 2.90% 2.94% 6 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
6 Month Share/IRA Certificate 2.90% 2.94% 6 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
3 Month Share Certificate 2.65% 2.68% 3 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
3 Month Share/IRA Certificate 2.65% 2.68% 3 Month
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%

Eagle One Federal Credit Union Savings Rates

Product Rate APY View More
Holiday Club Savings 1.01% 1.00%
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
IRA Savings 0.25% 0.25%
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Savings 0.25% 0.25%
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Vacation Club Savings 0.25% 0.25%
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%

Eagle One Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 2.60% 2.60%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 2.00% 2.00%
Min Balance $75,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 1.75% 1.75%
Min Balance $50,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 1.60% 1.60%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 1.50% 1.50%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Money Market 1.40% 1.40%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%

Eagle One Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.99% 5 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Home Equity Loan - - 6.75% 10 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Home Equity Loan - - 7.00% 15 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%
Home Equity Loan - - 7.25% 20 Years
Details As Low As
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.26%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Eagle One Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Eagle One Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Eagle One Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Eagle One Federal Credit Union
Address 3301 Philadelphia Pike, Claymont, DE 19703
Phone 302-798-7749
Fax 302-798-1276
President John King
CEO Danielle Gallagher
Full-Time Employees 18
Part-Time Employees 0
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.26%
Return on Assets (ROA)
0.1903%
Return on Equity (ROE)
1.8361%
Non-Performing Loans Ratio (NPL)
2.57%
Total Assets
87,784,305
Total Amount of Shares and Deposits
77,774,269
Total Shares and Deposits < 1 Year
71,189,403
Total Shares and Deposits 1 3 Years
1,714,841
Total Shares and Deposits > 3 Years
4,870,025
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,143,015
Total Uninsured Shares and Deposits > $250K (F+J)
4,143,015
Total Insured Shares and Deposits > $250K (item 17 less item K)
73,631,254
Total Interest Expense (Sum of items 6 8)
625,816
Share Certificates
654
Number of Accounts for Share Drafts
5,351
IRA KEOGH Accounts
162
Number of Accounts for Regular Shares
11,751
All other shares
389
Money Market Shares
61
Net Income (unless the amount is already included in Undivided Earnings)
167,064
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,760,219
Total Liabilities
78,847,466
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Eagle One Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Eagle One Federal Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Eagle One Federal Credit Union

Is Eagle One Federal Credit Union a safe place to deposit money?

Yes, Eagle One Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 13.261332470232%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Eagle One Federal Credit Union operate?

Eagle One Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Eagle One Federal Credit Union?

Yes, to access services at Eagle One Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Eagle One Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Eagle One Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Eagle One Federal Credit Union offer online and mobile banking?

Most modern institutions like Eagle One Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eagleonefcu.org.

Current Eagle One Federal Credit Union Rates

  • 12-Month CD3.04%
  • 18-Month CD3.14%
  • 24-Month CD3.20%
  • 60-Month CD3.45%
  • Savings0.25%
  • MMA1.40%
Retrieved from our database of financial products. Rates subject to change.