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Park View Federal Credit Union Rates & Review April 2026

Park View Federal Credit Union's Until age 18 Grow With Me CD rates are at 5.00%, Business Regular Fixed Rate CDs 32 month rates are at 3.55%, 32 month Regular Fixed Rate CDs rates are at 3.55%, Business Regular Fixed Rate CDs 6 month rates are at 3.50%, 6 month Regular Fixed Rate CDs rates are at 3.50%. Park View Federal Credit Union's savings rates are at 0.20%. Park View Federal Credit Union's money market rates are at 0.00%. Park View Federal Credit Union's Personal Loan Rates are at 3.24%. MonitorBankRates evaluates the financial stability of Park View Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.52%. Rates were last updated on 04/18/2026.

Park View Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park View Federal Credit Union? Share your experience about Park View Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Park View Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.52%
Excellent Lower than avg
Park View Federal Credit Union
Harmony Square
1675 Virginia Ave
Harrisonburg, VA 22802
https://www.pvfcu.org
Member NCUA

Park View Federal Credit Union CD Rates

Product Rate APY Term View More
Until age 18 Grow With Me Certificate 4.91% 5.00% Until age 18
Min Deposit $100
Details Eligibility is limited to account holders age 17 and under. The certificate will mature on the account holder's 18th birthday. Early withdrawals are subject to a penalty equal to 365 days of dividends. However, starting at age 15, the joint owner may close the certificate in full without penalty. Balances exceeding $50,000 will earn a reduced rate of 0.15% APY. Fees may reduce earnings.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 32 month 3.50% 3.55% 32 months
Min Balance $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
32 month Regular Fixed Rate Certificates 3.50% 3.55% 32 months
Min Deposit $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 6 month 3.46% 3.50% 6 months
Min Balance $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
6 month Regular Fixed Rate Certificates 3.46% 3.50% 6 months
Min Deposit $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 6 month 3.41% 3.45% 6 months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
6 month Regular Fixed Rate Certificates 3.41% 3.45% 6 months
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 1 year 3.31% 3.35% 1 year
Min Balance $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
1 year Regular Fixed Rate Certificates 3.31% 3.35% 1 year
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 1 year 3.21% 3.30% 1 year
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
1 year Regular Fixed Rate Certificates 3.26% 3.30% 1 year
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 18 month 3.16% 3.20% 18 months
Min Balance $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 2 years 3.16% 3.20% 2 years
Min Balance $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
18 month Regular Fixed Rate Certificates 3.16% 3.20% 18 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 18 month 3.11% 3.15% 18 months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 2 years 3.11% 3.15% 2 years
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 30 month 3.11% 3.15% 30 months
Min Balance $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
18 month Regular Fixed Rate Certificates 3.11% 3.15% 18 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 3 years 3.07% 3.10% 3 years
Min Balance $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 30 month 3.07% 3.10% 30 months
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
30 month Regular Fixed Rate Certificates 3.07% 3.10% 30 months
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
24 month Bump Up Certificate 3.02% 3.05% 24 months
Min Deposit $10,000
Details One rate increase per certificate term initiated by member.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 3 years 3.02% 3.05% 3 years
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
3 years Regular Fixed Rate Certificates 3.02% 3.05% 3 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 5 years 2.82% 2.85% 5 years
Min Balance $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
5 years Regular Fixed Rate Certificates 2.82% 2.85% 5 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 5 years 2.77% 2.80% 5 years
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
5 years Regular Fixed Rate Certificates 2.77% 2.80% 5 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 4 years 2.72% 2.75% 4 years
Min Balance $90,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
4 years Regular Fixed Rate Certificates 2.72% 2.75% 4 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
60 month Bump Up Certificate 2.67% 2.70% 60 months
Details One rate increase per certificate term initiated by member.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Regular Fixed Rate Certificates 4 years 2.67% 2.70% 4 years
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
4 years Regular Fixed Rate Certificates 2.67% 2.70% 4 years
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Park View Federal Credit Union Savings Rates

Product Rate APY View More
Specialty Club Savings Account (Christmas, Car club) 0.20% 0.20%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Park View Federal Credit Union Money Market Rates

Product Rate APY View More
Business Investment Money Market 2.96% 2.58%
Min Balance $1,000,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Investment Money Market 2.91% 2.22%
Min Balance $500,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Investment Money Market 2.81% 1.58%
Min Balance $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Traditional Money Market 1.34% 1.35%
Min Balance $200,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Traditional Money Market 1.29% 1.30%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Traditional Money Market 1.24% 1.25%
Min Balance $75,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Investment Money Market 1.83% 1.18%
Min Balance $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Investment Money Market 1.44% 0.90%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Business Investment Money Market 0.95% 0.00%
Min Balance $2,500
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Park View Federal Credit Union Checking Rates

Product Rate APY View More
Electrum Checking Dividends Gold Level 4.89% 5.00%
Min Balance $0
Details Qualifications Required: 15 debit card purchases; $1,500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Electrum Checking Dividends Silver Level 1.49% 1.50%
Min Balance $0
Details Qualifications Required: 5 debit card purchases; $500 in direct deposits; Qualifying balance up to $10,000.00; $25 minimum to open account and earn APY.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Electrum Checking Dividends Base Level 0.05% 0.05%
Min Balance $0
Details $25 minimum to open account and earn APY.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Park View Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Variable Rate Solar Loan - - 8.00%
Details $75,000 max loan amount; No penalty for early repayment; Total Loan Term is 15 years
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Park View Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.24% 0-36
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
New Auto Loan - - 3.24% 0-36
Details As Low As; Model Year: 2025 and newer
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Auto Loan - - 3.99% 37-48
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
New Auto Loan - - 3.99% 37-48
Details As Low As; Model Year: 2025 and newer
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Auto Loan - - 4.74% 49-60
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
New Auto Loan - - 4.74% 49-60
Details As Low As; Model Year: 2025 and newer
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Auto Loan - - 5.19% 61-72
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
New Auto Loan - - 5.19% 61-72
Details As Low As; Model Year: 2025 and newer
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
Auto Loan - - 5.54% 73-84
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%
New Auto Loan - - 5.54% 73-84
Details As Low As; Model Year: 2025 and newer
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.52%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Park View Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Park View Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Park View Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Park View Federal Credit Union
Address 1675 Virginia Ave, Harrisonburg, VA 22802
Phone 540-434-6444
Fax 540-433-0108
President Ed Yoder
CEO John Beiler
Full-Time Employees 81
Part-Time Employees 3
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.52%
Return on Assets (ROA)
0.7069%
Return on Equity (ROE)
7.0910%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
389,614,494
Total Amount of Shares and Deposits
324,226,409
Total Shares and Deposits < 1 Year
294,362,744
Total Shares and Deposits 1 3 Years
24,561,014
Total Shares and Deposits > 3 Years
5,302,650
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
36,834,325
Total Uninsured Shares and Deposits > $250K (F+J)
36,834,325
Total Insured Shares and Deposits > $250K (item 17 less item K)
287,392,084
Total Interest Expense (Sum of items 6 8)
5,540,564
Share Certificates
2,699
Number of Accounts for Share Drafts
11,323
IRA KEOGH Accounts
229
Number of Accounts for Regular Shares
28,629
All other shares
937
Non Member Deposits
51
Money Market Shares
756
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
37,810,707
Total Liabilities
354,083,738
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Park View Federal Credit Union

Is Park View Federal Credit Union a safe place to deposit money?

Yes, Park View Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 0.51704599525657%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Park View Federal Credit Union operate?

Park View Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Park View Federal Credit Union?

Yes, to access services at Park View Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Park View Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Park View Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Park View Federal Credit Union offer online and mobile banking?

Most modern institutions like Park View Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pvfcu.org.

Current Park View Federal Credit Union Rates

  • 12-Month CD3.30%
  • 18-Month CD3.15%
  • 24-Month CD3.05%
  • 60-Month CD2.70%
  • Savings0.20%
  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.