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Park View Federal Credit Union Rates & Review September 2026

Park View Federal Credit Union's Until age 18 Grow With Me CD rates are at 5.00%, 27 Month Business Regular Fixed Rate CD rates are at 3.50%, 27 Month Regular Fixed Rate CDs rates are at 3.50%, 1 Year Individual Retirement Account (IRA) CD rates are at 3.35%, 1 Year IRA CD rates are at 3.35%. Park View Federal Credit Union's savings rates are at 0.20%. Park View Federal Credit Union's money market rates are at 1.10%. Park View Federal Credit Union's Auto Loan Rates are as low as 3.24%. MonitorBankRates evaluates the financial stability of Park View Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.20%. Rates last updated and verified on 09/21/2026.

Park View Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park View Federal Credit Union? Share your experience about Park View Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Park View Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.20%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Park View Federal Credit Union
Harmony Square
1675 Virginia Ave
Harrisonburg, VA 22802
https://www.pvfcu.org
Member NCUA

Park View Federal Credit Union CD Rates

Product Rate APY Term View More
Until age 18 Grow With Me Certificate 4.91% 5.00% Until age 18
Min Deposit $100
Details Balances to $50,000; Age: 17 and under
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
27 Month Business Regular Fixed Rate Certificate 3.46% 3.50% 27 months
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
27 Month Regular Fixed Rate Certificates 3.46% 3.50% 27 months
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year Individual Retirement Account (IRA) Certificate 3.31% 3.35% 1 year
Min Deposit $90,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year IRA Certificate 3.31% 3.35% 1 year
Min Deposit $90,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
30 Month Business Regular Fixed Rate Certificate 3.31% 3.35% 30 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
30 Month Regular Fixed Rate Certificates 3.31% 3.35% 30 month
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year Individual Retirement Account (IRA) Certificate 3.26% 3.32% 1 year
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year IRA Certificate 3.26% 3.32% 1 year
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year Regular Fixed Rate Certificates 3.26% 3.30% 1 year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
30 Month Business Regular Fixed Rate Certificate 3.26% 3.30% 30 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year Business Regular Fixed Rate Certificate 3.23% 3.26% 1 year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year Business Regular Fixed Rate Certificate 3.21% 3.25% 1 year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year Regular Fixed Rate Certificates 3.21% 3.25% 1 year
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year Individual Retirement Account (IRA) Certificate 3.16% 3.20% 2 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year IRA Certificate 3.16% 3.20% 2 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year Individual Retirement Account (IRA) Certificate 3.16% 3.20% 3 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year IRA Certificate 3.16% 3.20% 3 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
30 Month Regular Fixed Rate Certificates 3.07% 3.20% 30 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
18 Month Business Regular Fixed Rate Certificate 3.11% 3.15% 18 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
18 Month Regular Fixed Rate Certificates 3.11% 3.15% 18 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year Business Regular Fixed Rate Certificate 3.11% 3.15% 2 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year Individual Retirement Account (IRA) Certificate 3.11% 3.15% 2 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year IRA Certificate 3.11% 3.15% 2 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year Regular Fixed Rate Certificates 3.11% 3.15% 2 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year Business Regular Fixed Rate Certificate 3.11% 3.15% 3 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year Individual Retirement Account (IRA) Certificate 3.11% 3.15% 3 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year IRA Certificate 3.11% 3.15% 3 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year Regular Fixed Rate Certificates 3.11% 3.15% 3 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
6 Month Business Regular Fixed Rate Certificate 3.11% 3.15% 6 months
Min Deposit $90,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
6 Month Regular Fixed Rate Certificates 3.11% 3.15% 6 months
Min Deposit $90,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
18 Month Regular Fixed Rate Certificates 3.10% 3.11% 18 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
18 Month Business Regular Fixed Rate Certificate 3.07% 3.10% 18 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year Business Regular Fixed Rate Certificate 3.07% 3.10% 2 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year Regular Fixed Rate Certificates 3.07% 3.10% 2 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year Business Regular Fixed Rate Certificate 3.07% 3.10% 3 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year Regular Fixed Rate Certificates 3.07% 3.10% 3 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
6 Month Business Regular Fixed Rate Certificate 3.07% 3.10% 6 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
6 Month Regular Fixed Rate Certificates 3.07% 3.10% 6 months
Min Deposit $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
5 Year Individual Retirement Account (IRA) Certificate 3.02% 3.05% 5 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
5 Year IRA Certificate 3.02% 3.05% 5 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
24 Month Bump Up Certificate 2.97% 3.00% 24 months
Min Deposit $10,000
Details One rate increase per certificate term initiated by member. APY = Annual Percentage Yield; Dividends are paid quarterly. A 90-day dividend penalty will be assessed on early withdrawals from Bump Up certificates up to 3-year terms. A 180-day dividend penalty will be assessed on early withdrawals from Bump Up certificates with terms longer than three years. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
5 Year Business Regular Fixed Rate Certificate 2.97% 3.00% 5 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
5 Year Individual Retirement Account (IRA) Certificate 2.97% 3.00% 5 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
5 Year IRA Certificate 2.97% 3.00% 5 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
5 Year Regular Fixed Rate Certificates 2.97% 3.00% 5 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
5 Year Business Regular Fixed Rate Certificate 2.92% 2.95% 5 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
5 Year Regular Fixed Rate Certificates 2.92% 2.95% 5 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
60 Month Bump Up Certificate 2.82% 2.85% 60 months
Details One rate increase per certificate term initiated by member. APY = Annual Percentage Yield; Dividends are paid quarterly. A 90-day dividend penalty will be assessed on early withdrawals from Bump Up certificates up to 3-year terms. A 180-day dividend penalty will be assessed on early withdrawals from Bump Up certificates with terms longer than three years. All rates quoted are subject to Credit Union earnings and are subject to change without notice. To receive the APY quoted, dividends must remain on deposit for at least a year. A withdrawal prior to one year will reduce earnings. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
4 Year Business Regular Fixed Rate Certificate 2.74% 2.77% 4 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
4 Year Regular Fixed Rate Certificates 2.74% 2.77% 4 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
4 Year Business Regular Fixed Rate Certificate 2.69% 2.72% 4 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
4 Year Regular Fixed Rate Certificates 2.69% 2.72% 4 years
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%

Park View Federal Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.20% 0.20%
Min Deposit $250
Details Dividends are paid quarterly. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened. Dividends will be forfeited for any account closed before accrued dividends are credited. Earnings may also be reduced by fees associated with some accounts.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%

Park View Federal Credit Union Money Market Rates

Product Rate APY View More
Traditional Money Market Account 2.72% 2.75%
Min Balance $200,000
Details Qualifications Required: Must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month.; Balance: Over $200,000; Gold Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 2.67% 2.70%
Min Balance $100,000
Details Qualifications Required: Must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month.; Balance: Over $100,000; Gold Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 2.62% 2.65%
Min Balance $75,000
Details Qualifications Required: Must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month.; Balance: Over $75,000; Gold Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 2.59% 2.62%
Min Balance $25,000
Details Qualifications Required: Must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month.; Balance: Over $25,000; Gold Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 2.57% 2.60%
Min Balance $0
Details Qualifications Required: Must have an Electrum checking account and make at least 5 debit card purchases and have at least $500 in direct deposits each month.; Balance: Balances to $25,000; Gold Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.74% 1.75%
Min Balance $200,000
Details Qualifications Required: Must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month.; Balance: Over $200,000; Silver Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.69% 1.70%
Min Balance $100,000
Details Qualifications Required: Must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month.; Balance: Over $100,000; Silver Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.64% 1.65%
Min Balance $75,000
Details Qualifications Required: Must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month.; Balance: Over $75,000; Silver Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.61% 1.62%
Min Balance $25,000
Details Qualifications Required: Must have an Electrum checking account and make at least 15 debit card purchases and have at least $1,500 in direct deposits each month.; Balance: Over $25,000; Silver Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.59% 1.60%
Min Balance $0
Details Qualifications Required: Must have an Electrum checking account and make at least 5 debit card purchases and have at least $500 in direct deposits each month.; Balance: Balances to $25,000; Silver Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Money Market Account - 1.25%
Min Balance $200,000
Details Balance: Over $200,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.24% 1.25%
Min Balance $200,000
Details Qualifications Required: Must have an Electrum checking account.; Balance: Over $200,000; Base Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Money Market Account - 1.20%
Min Balance $100,000
Details Balance: Over $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.19% 1.20%
Min Balance $100,000
Details Qualifications Required: Must have an Electrum checking account.; Balance: Over $100,000; Base Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Money Market Account - 1.15%
Min Balance $75,000
Details Balance: Over $75,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.14% 1.15%
Min Balance $75,000
Details Qualifications Required: Must have an Electrum checking account.; Balance: Over $75,000; Base Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Money Market Account - 1.12%
Min Balance $25,000
Details Balance: Over $25,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.11% 1.12%
Min Balance $25,000
Details Qualifications Required: Must have an Electrum checking account.; Balance: Over $25,000; Base Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Money Market Account - 1.10%
Min Balance $0
Details Balance: Balances to $25,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Traditional Money Market Account 1.09% 1.10%
Min Balance $0
Details Qualifications Required: Must have an Electrum checking account.; Balance: Balances to $25,000; Base Level
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%

Park View Federal Credit Union Checking Rates

Product Rate APY View More
Electrum Advantage Checking - 5.00%
Min Balance $0
Details Qualifications Required: 15 debit card purchases and $1,500 in direct deposits each month; An alternative to debit card purchases is to have a monthly average account balance of $100,000. Balances over $25,000 will earn 0.15% APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Checking - 5.00%
Min Deposit $0
Min Balance $0
Details Qualifications Required: 15 debit card purchases and $1,500 in direct deposits each month; Balances over $10,000 will earn 0.15% APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Lite Checking - 1.50%
Min Deposit $0
Min Balance $0
Details Qualifications Required: 5 debit card purchases monthly; Balances over $10,000 will earn 0.15% APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Advantage Checking - 0.15%
Min Balance $25,000
Details Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Checking - 0.15%
Min Deposit $0
Min Balance $10,000
Details Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Lite Checking - 0.15%
Min Deposit $0
Min Balance $10,000
Details Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Advantage Checking - 0.05%
Details Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Checking - 0.05%
Min Deposit $0
Details Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Lite Checking - 0.05%
Min Deposit $0
Details Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%

Park View Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 3.24% 0-36 months
Details Published APR range: 3.24 - 13.99%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Used Auto Loan - - 3.74% 0-36 months
Details Published APR range: 3.74 - 15.99%. Model Year: 2019-2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
New Auto Loan - - 3.99% 37-48 months
Details Published APR range: 3.99 - 14.49%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Used Auto Loan - - 4.49% 37-48 months
Details Published APR range: 4.49 - 16.24%. Model Year: 2019-2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
New Auto Loan - - 4.74% 49-60 months
Details Published APR range: 4.74 - 15.24%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Used Auto Loan - - 4.99% 49-60 months
Details Published APR range: 4.99 - 16.74%. Model Year: 2019-2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
New Auto Loan - - 5.19% 61-72 months
Details Published APR range: 5.19 - 15.99%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Used Auto Loan - - 5.49% 61-72 months
Details Published APR range: 5.49 - 17.49%. Model Year: 2019-2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
New Auto Loan - - 5.54% 73-84 months
Details Published APR range: 5.54 - 16.99%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Used Auto Loan - - 5.54% 0-48 months
Details Published APR range: 5.54 - 17.74%. Model Year: 2018 and older
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Used Auto Loan - - 5.79% 49-60 months
Details Published APR range: 5.79 - 18.00%. Model Year: 2018 and older
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Used Auto Loan - - 6.04% 73-84 months
Details Published APR range: 6.04 - 18.00%. Model Year: 2019-2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Used Auto Loan - - 6.44% 61-72 months
Details Published APR range: 6.44 - 18.00%. Model Year: 2018 and older
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%

Park View Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicle Loan - 5.49% 0-48 months
Details Published APR range: 5.49 - 16.49%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 5.99% 0-48 months
Details Published APR range: 5.99 - 18.00%. Model Year: 2019 - 2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 6.24% 49-60 months
Details Published APR range: 6.24 - 17.24%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 6.49% 49-60 months
Details Published APR range: 6.49 - 18.00%. Model Year: 2019 - 2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 6.69% 61-72 months
Details Published APR range: 6.69 - 17.99%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 6.99% 61-72 months
Details Published APR range: 6.99 - 18.00%. Model Year: 2019 - 2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 7.04% 73-84 months
Details Published APR range: 7.04- 18.00%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 7.04% 0-48 months
Details Published APR range: 7.04 - 18.00%. Model Year: 2018 and older
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 7.29% 49-60 months
Details Published APR range: 7.29 - 18.00%. Model Year: 2018 and older
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 7.54% 73-84 months
Details Published APR range: 7.54 - 18.00%. Model Year: 2019 - 2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 7.94% 61-72 months
Details Published APR range: 7.94 - 18.00%. Model Year: 2018 and older
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 8.54% 85-120 months
Details Published APR range: 8.54 - 18.00%. Model Year: 2025 and newer
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 8.54% 85-96 months
Details Published APR range: 8.54 - 18.00%. Model Year: 2019 - 2024
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Recreational Vehicle Loan - 8.94% 73-84 months
Details Published APR range: 8.94 - 18.00%. Model Year: 2018 and older
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%

Park View Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Fixed Rate Solar Loan 7.50% - 7.50% 5 months
Details Term: 5 and 7 year terms available; Secured by the solar equipment that's installed, leaving your home's equity available. Borrow up to $75,000. No penalty for early repayment. Free re-amortization after any tax credits are received.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Variable Rate Solar Loan 8.00% - 8.00% 15 years
Details Initial 5 year fixed rate. Re-amortizes (recalculates the monthly payments) every five years based on your paid down principal and capped future interest rate. The more you pay it down, the lower your payment goes. $75,000 max loan amount. No penalty for early repayment. After the initial 5-year fixed-rate period, the APR on the loan will become variable. The variable rate will be determined based on market conditions and may fluctuate over the life of the loan. Changes to the variable rate may affect your monthly payments.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
1 Year Health Savings Account (HSA) Certificate 3.26% - 3.30% 1 year
Min Deposit $1,000
Min Balance $1,000
Details APY = Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed for early withdrawals. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal or fee will reduce earnings. Available for personal accounts only. A Park View Health Savings Account (HAS) is required. Dividends are paid quarterly.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
2 Year Health Savings Account (HSA) Certificate 3.11% - 3.15% 2 years
Min Balance $1,000
Details APY = Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed for early withdrawals. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal or fee will reduce earnings. Available for personal accounts only. A Park View Health Savings Account (HAS) is required. Dividends are paid quarterly.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
3 Year Health Savings Account (HSA) Certificate 3.11% - 3.15% 3 years
Min Balance $1,000
Details APY = Annual Percentage Yield. Rates subject to change without notice. A penalty may be imposed for early withdrawals. The APY is based on the assumption that dividends will remain on deposit until maturity. A withdrawal or fee will reduce earnings. Available for personal accounts only. A Park View Health Savings Account (HAS) is required. Dividends are paid quarterly.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Base 0.05% - 0.05%
Min Balance $10,000
Details Balance: Over $10,000; APY is valid as of the last dividend declaration date. Monthly qualifications must be met in order to earn high dividend rate on balances up to $10,000. If not met, a reduced rate of 0.05% APY will be applied to balance. Balances over $10,000 will earn a reduced rate of 0.15% APY. $0 to open account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Base 0.05% - 0.05%
Min Balance $0
Details Balances to $10,000; APY is valid as of the last dividend declaration date. Monthly qualifications must be met in order to earn high dividend rate on balances up to $10,000. If not met, a reduced rate of 0.05% APY will be applied to balance. Balances over $10,000 will earn a reduced rate of 0.15% APY. $0 to open account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Gold 4.89% - 5.00%
Min Balance $10,000
Details Qualifications Required: 15 debit card purchases; $1,500 in direct deposits each month; Balance: Over $10,000; APY is valid as of the last dividend declaration date. Monthly qualifications must be met in order to earn high dividend rate on balances up to $10,000. If not met, a reduced rate of 0.05% APY will be applied to balance. Balances over $10,000 will earn a reduced rate of 0.15% APY. $0 to open account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Gold 4.89% - 5.00%
Min Balance $0
Details Qualifications Required: 15 debit card purchases; $1,500 in direct deposits each month; Balances to $10,000; APY is valid as of the last dividend declaration date. Monthly qualifications must be met in order to earn high dividend rate on balances up to $10,000. If not met, a reduced rate of 0.05% APY will be applied to balance. Balances over $10,000 will earn a reduced rate of 0.15% APY. $0 to open account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Silver 1.49% - 1.50%
Min Balance $10,000
Details Qualifications Required: 5 debit card purchases; $500 in direct deposits each month; Balance: Over $10,000; APY is valid as of the last dividend declaration date. Monthly qualifications must be met in order to earn high dividend rate on balances up to $10,000. If not met, a reduced rate of 0.05% APY will be applied to balance. Balances over $10,000 will earn a reduced rate of 0.15% APY. $0 to open account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Electrum Silver 1.49% - 1.50%
Min Balance $0
Details Qualifications Required: 5 debit card purchases; $500 in direct deposits each month; Balances to $10,000; APY is valid as of the last dividend declaration date. Monthly qualifications must be met in order to earn high dividend rate on balances up to $10,000. If not met, a reduced rate of 0.05% APY will be applied to balance. Balances over $10,000 will earn a reduced rate of 0.15% APY. $0 to open account and earn APY. Fees may reduce earnings. All rates quoted are subject to Credit Union earnings and are subject to change without notice.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Gold Level - - 2.75%
Min Balance $200,000
Details Balance: Over $200,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Gold Level - - 2.70%
Min Balance $100,000
Details Balance: Over $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Gold Level - - 2.65%
Min Balance $75,000
Details Balance: Over $75,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Gold Level - - 2.62%
Min Balance $25,000
Details Balance: Over $25,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Gold Level - - 2.60%
Min Balance $0
Details Balance: Balances to $25,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Rewards Account 4.91% - 5.00%
Min Balance $0
Details Dividends are paid quarterly. APY is valid as of the last dividend declaration date. All rates quoted are subject to Credit Union earnings and are subject to change after the account is opened.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Silver Level - - 1.75%
Min Balance $200,000
Details Balance: Over $200,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Silver Level - - 1.70%
Min Balance $100,000
Details Balance: Over $100,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Silver Level - - 1.65%
Min Balance $75,000
Details Balance: Over $75,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Silver Level - - 1.62%
Min Balance $25,000
Details Balance: Over $25,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%
Silver Level - - 1.60%
Min Balance $0
Details Balance: Balances to $25,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.20%

Financial Health History

Park View Federal Credit Union’s Texas Ratio stayed near 0.36% in Q2 2023 to 0.20% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.6% 3.0★ 0.9% 4.0★ 1.2% 5.0★ Healthy zone – entire history below the 15% limit 0.36% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.20% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$407M0.20%5.0A+
December 31, 2025$405M0.90%5.0A+
September 30, 2025$390M0.50%5.0A+
June 30, 2025$397M0.22%5.0A+
March 31, 2025$399M0.24%5.0A+
December 31, 2024$386M0.44%5.0A+
September 30, 2024$379M0.58%5.0A+
June 30, 2024$375M0.46%5.0A+
March 31, 2024$367M0.59%5.0A+
December 31, 2023$372M0.64%5.0A+
September 30, 2023$366M0.14%5.0A+
June 30, 2023$361M0.36%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Park View Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Park View Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Park View Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Park View Federal Credit Union
Address 1675 Virginia Ave, Harrisonburg, VA 22802
Phone 540-434-6444
Fax 540-433-0108
President Ed Yoder
CEO John Beiler
Full-Time Employees 85
Part-Time Employees 4
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.20%
Return on Assets (ROA)
0.2181%
Return on Equity (ROE)
2.1685%
Non-Performing Loans Ratio (NPL)
0.03%
Total Assets
406,539,993
Total Amount of Shares and Deposits
338,262,122
Total Shares and Deposits < 1 Year
320,302,211
Total Shares and Deposits 1 3 Years
12,757,410
Total Shares and Deposits > 3 Years
5,202,499
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
37,530,752
Total Uninsured Shares and Deposits > $250K (F+J)
37,530,752
Total Insured Shares and Deposits > $250K (item 17 less item K)
300,731,370
Total Interest Expense (Sum of items 6 8)
1,750,100
Share Certificates
2,815
Number of Accounts for Share Drafts
11,558
IRA KEOGH Accounts
235
Number of Accounts for Regular Shares
28,747
All other shares
932
Non Member Deposits
48
Money Market Shares
1,120
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
43,733,364
Total Liabilities
368,952,985
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Park View Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/park-view-federal-credit-union-rates-review-19541">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Park View Federal Credit Union

How many branches does Park View Federal Credit Union operate?

Park View Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Park View Federal Credit Union?

Yes, to access services at Park View Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Park View Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Park View Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Park View Federal Credit Union offer online and mobile banking?

Most modern institutions like Park View Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pvfcu.org.

Current Park View Federal Credit Union Rates

  • 12-Month CD3.30%
  • 18-Month CD3.10%
  • 24-Month CD3.15%
  • 60-Month CD2.85%
  • Savings0.20%
  • MMA1.10%
Retrieved from our database of financial products. Rates subject to change.