☰

New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report See your state’s current score

Home›
Credit Unions›
Park View Federal Credit Union

iAdvertiser Disclosure

Park View Federal Credit Union Rates & Review November 2026

Q: What are the current interest rates at Park View Federal Credit Union?

Current rates for Park View Federal Credit Union include: 12-Month CD: 3.40%, 18-Month CD: 3.10%, 24-Month CD: 3.00%, 60-Month CD: 2.85%, Savings: 0.20%, MMA: 2.75%

Q: What CD terms does Park View Federal Credit Union offer?

Park View Federal Credit Union CD rates are 3.45% APY for a 12 month CD, 3.15% APY for an 18 month CD, 3.60% APY for a 19 month CD, 3.15% APY for a 2 year CD, 3.35% APY for a 30 month CD and 2.85% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Park View Federal Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Park View Federal Credit Union's 19 Month Regular Fixed Rate CD rates are at 3.60%, 1 Year Regular Fixed Rate CD rates are at 3.45%, 30 Month Regular Fixed Rate CD rates are at 3.35%, 18 Month Regular Fixed Rate CD rates are at 3.15%, 2 Year Regular Fixed Rate CD rates are at 3.15%. Park View Federal Credit Union's savings rates are at 0.20%. Park View Federal Credit Union's money market rates are at 2.75%. Park View Federal Credit Union's checking rates are as high as 5.00%. Park View Federal Credit Union's Personal Loan Rates are as low as 7.50%. Park View Federal Credit Union's CD rates are 10% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Park View Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.34%. Rates last updated and verified on 10/29/2026.

Park View Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park View Federal Credit Union? Share your experience about Park View Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Park View Federal Credit Union.

Ranked #100 Healthiest 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.34%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Park View Federal Credit Union
Harmony Square

1675 Virginia Ave
Harrisonburg, VA 22802

https://www.pvfcu.org

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Park View Federal Credit Union CD Rates

Product	Rate	APY	Term
Until age 18 Grow With Me Certificate	4.909%	5.00%	Until age 18
Min Deposit $100 Min Balance $0 Details Balance: Balances to $50,000; Ages: 0-17; Dividends paid quarterly; matures on account holder's 18th birthday; early withdrawal penalty 365 days of dividends; joint owner may close without penalty starting at age 15 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 5.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
19 Month Certificate Special	3.552%	3.60%	19 months
Min Deposit $10,000 Details Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
19 Month Regular Fixed Rate Certificate	3.552%	3.60%	19 months
Min Deposit $10,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
1 Year Traditional IRA Certificate	3.455%	3.50%	1 year
Min Deposit $90,000 Details Dividends paid quarterly; Early withdrawal dividend penalty applies only if account holder is under 73 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Individual Retirement Account (IRA) Certificate - 1 year	3.455%	3.50%	1 year
Min Deposit $90,000 Details Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
1 Year Regular Fixed Rate Certificate	3.406%	3.45%	1 year
Min Deposit $90,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
1 Year Traditional IRA Certificate	3.406%	3.45%	1 year
Min Deposit $1,000 Details Dividends paid quarterly; Early withdrawal dividend penalty applies only if account holder is under 73 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Individual Retirement Account (IRA) Certificate - 1 year	3.406%	3.45%	1 year
Min Deposit $1,000 Details Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.45% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
1 Year Regular Fixed Rate Certificate	3.357%	3.40%	1 year
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
30 Month Regular Fixed Rate Certificate	3.309%	3.35%	30 month
Min Deposit $90,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.35% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
30 Month Regular Fixed Rate Certificate	3.26%	3.30%	30 months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
2 Year Individual Retirement Account (IRA) Certificate	3.162%	3.20%	2 years
Min Deposit $90,000 Details Dividends paid quarterly; Traditional IRA certificate Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
2 Year Traditional IRA Certificate	3.162%	3.20%	2 years
Min Deposit $90,000 Details Dividends paid quarterly; Early withdrawal dividend penalty applies only if account holder is under 73 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
3 Year Individual Retirement Account (IRA) Certificate	3.162%	3.20%	3 years
Min Deposit $90,000 Details Dividends paid quarterly; Traditional IRA certificate Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
3 Year Traditional IRA Certificate	3.162%	3.20%	3 years
Min Deposit $90,000 Details Dividends paid quarterly; Early withdrawal dividend penalty applies only if account holder is under 73 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Individual Retirement Account (IRA) Certificate - 2 years	3.162%	3.20%	2 years
Min Deposit $90,000 Details Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Individual Retirement Account (IRA) Certificate - 3 years	3.162%	3.20%	3 years
Min Deposit $90,000 Details Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.20% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
18 Month Regular Fixed Rate Certificate	3.113%	3.15%	18 months
Min Deposit $90,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
2 Year Individual Retirement Account (IRA) Certificate	3.113%	3.15%	2 years
Min Deposit $1,000 Details Dividends paid quarterly; Traditional IRA certificate Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
2 Year Regular Fixed Rate Certificate	3.113%	3.15%	2 years
Min Deposit $90,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
2 Year Traditional IRA Certificate	3.113%	3.15%	2 years
Min Deposit $1,000 Details Dividends paid quarterly; Early withdrawal dividend penalty applies only if account holder is under 73 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
3 Year Individual Retirement Account (IRA) Certificate	3.113%	3.15%	3 years
Min Deposit $1,000 Details Dividends paid quarterly; Traditional IRA certificate Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.15% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
3 Year Regular Fixed Rate Certificate	3.113%	3.15%	3 years
Min Deposit $90,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
3 Year Traditional IRA Certificate	3.113%	3.15%	3 years
Min Deposit $1,000 Details Dividends paid quarterly; Early withdrawal dividend penalty applies only if account holder is under 73 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
6 Month Regular Fixed Rate Certificate	3.113%	3.15%	6 months
Min Deposit $90,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Individual Retirement Account (IRA) Certificate - 2 years	3.113%	3.15%	2 years
Min Deposit $1,000 Details Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Individual Retirement Account (IRA) Certificate - 3 years	3.113%	3.15%	3 years
Min Deposit $1,000 Details Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
18 Month Regular Fixed Rate Certificate	3.065%	3.10%	18 months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
2 Year Regular Fixed Rate Certificate	3.065%	3.10%	2 years
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
3 Year Regular Fixed Rate Certificate	3.065%	3.10%	3 years
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
6 Month Regular Fixed Rate Certificate	3.065%	3.10%	6 months
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
5 Year Individual Retirement Account (IRA) Certificate	3.016%	3.05%	5 years
Min Deposit $90,000 Details Dividends paid quarterly; Traditional IRA certificate Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.05% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
5 Year Traditional IRA Certificate	3.016%	3.05%	5 years
Min Deposit $90,000 Details Dividends paid quarterly; Early withdrawal dividend penalty applies only if account holder is under 73 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Individual Retirement Account (IRA) Certificate - 5 years	3.016%	3.05%	5 years
Min Deposit $90,000 Details Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
24 Month Bump Up Certificate	2.967%	3.00%	24 months
Min Deposit $10,000 Details One rate increase per certificate term initiated by member; 90-day dividend penalty on early withdrawals for terms up to 3 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
5 Year Individual Retirement Account (IRA) Certificate	2.967%	3.00%	5 years
Min Deposit $1,000 Details Dividends paid quarterly; Traditional IRA certificate Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
5 Year Regular Fixed Rate Certificate	2.967%	3.00%	5 years
Min Deposit $90,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
5 Year Traditional IRA Certificate	2.967%	3.00%	5 years
Min Deposit $1,000 Details Dividends paid quarterly; Early withdrawal dividend penalty applies only if account holder is under 73 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Individual Retirement Account (IRA) Certificate - 5 years	2.967%	3.00%	5 years
Min Deposit $1,000 Details Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
5 Year Regular Fixed Rate Certificate	2.918%	2.95%	5 years
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 2.95% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
60 Month Bump Up Certificate	2.82%	2.85%	60 months
Min Deposit $10,000 Details One rate increase per certificate term initiated by member; 180-day dividend penalty on early withdrawals for terms longer than 3 years Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
4 Year Regular Fixed Rate Certificate	2.742%	2.77%	4 years
Min Deposit $90,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 2.77% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
4 Year Regular Fixed Rate Certificate	2.693%	2.72%	4 years
Min Deposit $1,000 Last Updated 10/29/2026 Rate History No change since Oct 5, 2026 · 2.72% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Until age 18 Grow With Me Certificate	0.15%	0.15%	Until age 18
Min Deposit $100 Min Balance $50,000 Details Balance: Over $50,000; Balances exceeding $50,000 earn a reduced rate of 0.15% APY; Eligibility limited to account holders age 17 and under; Certificate matures on account holder's 18th birthday; Early withdrawal penalty equal to 365 days of dividends; Starting at age 15, joint owner may close certificate in full without penalty; Dividends paid quarterly Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 0.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%

Park View Federal Credit Union Savings Rates

Product	Rate	APY	View More
Individual Retirement Account (IRA) Savings	0.20%	0.20%
Min Deposit $250 Details $250 minimum to open; APY = Annual Percentage Yield; Dividends are paid quarterly. Dividends will be forfeited for any account closed before accrued dividends are credited. Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%

Park View Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market + Electrum - Gold Level	-	2.75%
Min Balance $200,000 Details Balance: Over $200,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Gold Level	2.716%	2.75%
Min Balance $200,000 Details Qualifications Required: Electrum checking account; 15 debit card purchases each month; $1,500 in direct deposits each month; Balance: Over $200,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Gold Level	2.716%	2.75%
Min Balance $200,000 Details Qualifications Required; Balance: Over $200,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Gold Level	-	2.70%
Min Balance $100,000 Details Balance: Over $100,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Gold Level	2.667%	2.70%
Min Balance $100,000 Details Qualifications Required: Electrum checking account; 15 debit card purchases each month; $1,500 in direct deposits each month; Balance: Over $100,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Gold Level	2.667%	2.70%
Min Balance $100,000 Details Qualifications Required; Balance: Over $100,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Gold Level	-	2.65%
Min Balance $75,000 Details Balance: Over $75,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Gold Level	2.618%	2.65%
Min Balance $75,000 Details Qualifications Required: Electrum checking account; 15 debit card purchases each month; $1,500 in direct deposits each month; Balance: Over $75,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Gold Level	2.618%	2.65%
Min Balance $75,000 Details Qualifications Required; Balance: Over $75,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Gold Level	-	2.62%
Min Balance $25,000 Details Balance: Over $25,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.62% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Gold Level	2.589%	2.62%
Min Balance $25,000 Details Qualifications Required: Electrum checking account; 15 debit card purchases each month; $1,500 in direct deposits each month; Balance: Over $25,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.62% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Gold Level	2.589%	2.62%
Min Balance $25,000 Details Qualifications Required; Balance: Over $25,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.62% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Gold Level	-	2.60%
Min Balance $0 Details Balance: Balances to $25,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Gold Level	2.57%	2.60%
Min Balance $0 Details Qualifications Required: Electrum checking account; 15 debit card purchases each month; $1,500 in direct deposits each month; Balance: Balances to $25,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 2.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Gold Level	2.57%	2.60%
Min Balance $1,500 Details Qualifications Required; Balance: Balances to $25,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Silver Level	-	1.75%
Min Balance $200,000 Details Balance: Over $200,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.75% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Silver Level	1.736%	1.75%
Min Balance $200,000 Details Qualifications Required: Electrum checking account; 5 debit card purchases each month; $500 in direct deposits each month; Balance: Over $200,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Silver Level	1.736%	1.75%
Min Balance $200,000 Details Qualifications Required; Balance: Over $200,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Silver Level	-	1.70%
Min Balance $100,000 Details Balance: Over $100,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.70% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Silver Level	1.687%	1.70%
Min Balance $100,000 Details Qualifications Required: Electrum checking account; 5 debit card purchases each month; $500 in direct deposits each month; Balance: Over $100,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Silver Level	1.687%	1.70%
Min Balance $100,000 Details Qualifications Required; Balance: Over $100,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Silver Level	-	1.65%
Min Balance $75,000 Details Balance: Over $75,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.65% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Silver Level	1.638%	1.65%
Min Balance $75,000 Details Qualifications Required: Electrum checking account; 5 debit card purchases each month; $500 in direct deposits each month; Balance: Over $75,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Silver Level	1.638%	1.65%
Min Balance $75,000 Details Qualifications Required; Balance: Over $75,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Silver Level	-	1.62%
Min Balance $25,000 Details Balance: Over $25,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.62% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Silver Level	1.608%	1.62%
Min Balance $25,000 Details Qualifications Required: Electrum checking account; 5 debit card purchases each month; $500 in direct deposits each month; Balance: Over $25,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.62% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Silver Level	1.608%	1.62%
Min Balance $25,000 Details Qualifications Required; Balance: Over $25,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.62% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market + Electrum - Silver Level	-	1.60%
Min Balance $0 Details Balance: Balances to $25,000; Requires monthly Electrum Checking activity Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Silver Level	1.588%	1.60%
Min Balance $0 Details Qualifications Required: Electrum checking account; 5 debit card purchases each month; $500 in direct deposits each month; Balance: Balances to $25,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.60% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market Account - Silver Level	1.588%	1.60%
Min Balance $1,500 Details Qualifications Required; Balance: Balances to $25,000; $1,500 minimum balance; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.60% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Base Level	1.243%	1.25%
Min Balance $200,000 Details Qualifications Required: Electrum checking account; Balance: Over $200,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market - Base Level	1.243%	1.25%
Min Deposit $1,500 Min Balance $200,000 Details Balance: Over $200,000; Base Level; Requires Electrum checking account; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Base Level	1.193%	1.20%
Min Balance $100,000 Details Qualifications Required: Electrum checking account; Balance: Over $100,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market - Base Level	1.193%	1.20%
Min Deposit $1,500 Min Balance $100,000 Details Balance: Over $100,000; Base Level; Requires Electrum checking account; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Base Level	1.144%	1.15%
Min Balance $75,000 Details Qualifications Required: Electrum checking account; Balance: Over $75,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market - Base Level	1.144%	1.15%
Min Deposit $1,500 Min Balance $75,000 Details Balance: Over $75,000; Base Level; Requires Electrum checking account; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Base Level	1.114%	1.12%
Min Balance $25,000 Details Qualifications Required: Electrum checking account; Balance: Over $25,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.12% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market - Base Level	1.114%	1.12%
Min Deposit $1,500 Min Balance $25,000 Details Balance: Over $25,000; Base Level; Requires Electrum checking account; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.12% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Money Market Account - Base Level	1.094%	1.10%
Min Balance $0 Details Qualifications Required: Electrum checking account; Balance: Balances to $25,000; $1,500 minimum balance; Current as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Traditional Money Market - Base Level	1.094%	1.10%
Min Deposit $1,500 Details Balance: Balances to $25,000; Base Level; Requires Electrum checking account; Dividends paid monthly Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 1.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%

Park View Federal Credit Union Checking Rates

Product	Rate	APY
Electrum Advantage Checking	-	5.00%
Min Deposit $0 Details Qualifications Required; Qualifying balance up to $25,000.00; Ages 65+ Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 5.00% → 5.00% ▼ 0.00 pts · high 5.00% / low 0.05% Oct 5, 20265.00%▲ from 0.05% Sep 21, 20260.05%▼ from 5.00% Sep 14, 20265.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Electrum Checking - Gold Level	4.889%	5.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Balances over $10,000 earn 5.00-0.15% APY (0.150% dividend rate) Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Electrum Checking - Silver Level	1.49%	1.50%
Min Deposit $0 Min Balance $0 Details Qualifications Required; Balance: $0.00 - $10,000.00; Qualifying balance up to $10,000.00; Balances over $10,000 earn 1.50-0.15% APY (0.150% dividend rate) Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Electrum Lite Checking	-	1.50%
Min Deposit $0 Details Qualifications Required; Qualifying balance up to $10,000.00; Ages 23 and under Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 1.50% → 1.50% ▼ 0.00 pts · high 1.50% / low 0.05% Oct 23, 20261.50%▲ from 0.05% Sep 21, 20260.05%▼ from 1.50% Sep 14, 20261.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Electrum Checking - Base Level	0.05%	0.05%
Min Deposit $0 Min Balance $0 Details Balance: $0.00 - $10,000.00; No mandatory monthly debit card purchases or direct deposits; Balances over $10,000 earn 0.05% APY (0.050% dividend rate) Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.05% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%

Park View Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loan	-	-	3.24%	0-36 months
Details As Low As; Model Year: 2025 and newer; APR range: 3.24% - 13.99%; Rates as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.24% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Used Auto Loan	-	-	3.74%	0-36 months
Details As Low As; Model Year: 2019-2024; APR range: 3.74 - 15.99% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
New Auto Loan	-	-	3.99%	37-48 months
Details As Low As; Model Year: 2025 and newer; APR range: 3.99% - 14.49%; Rates as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Used Auto Loan	-	-	4.49%	37-48 months
Details As Low As; Model Year: 2019-2024; APR range: 4.49 - 16.24% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
New Auto Loan	-	-	4.74%	49-60 months
Details As Low As; Model Year: 2025 and newer; APR range: 4.74% - 15.24%; Rates as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.74% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Used Auto Loan	-	-	4.99%	49-60 months
Details As Low As; Model Year: 2019-2024; APR range: 4.99 - 16.74% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
New Auto Loan	-	-	5.19%	61-72 months
Details As Low As; Model Year: 2025 and newer; APR range: 5.19% - 15.99%; Rates as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.19% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Used Auto Loan	-	-	5.49%	61-72 months
Details As Low As; Model Year: 2019-2024; APR range: 5.49 - 17.49% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
New Auto Loan	-	-	5.54%	73-84 months
Details As Low As; Model Year: 2025 and newer; APR range: 5.54% - 16.99%; Rates as of 10/1/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.54% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Used Auto Loan	-	-	5.54%	0-48 months
Details As Low As; Model Year: 2018 and older; APR range: 5.54 - 17.74% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.54% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Used Auto Loan	-	-	5.79%	49-60 months
Details As Low As; Model Year: 2018 and older; APR range: 5.79 - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.79% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Used Auto Loan	-	-	6.04%	73-84 months
Details As Low As; Model Year: 2019-2024; APR range: 6.04 - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.04% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Used Auto Loan	-	-	6.44%	61-72 months
Details As Low As; Model Year: 2018 and older; APR range: 6.44 - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.44% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%

Park View Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Recreational Vehicle Loan	-	5.49%	0-48 months
Details As Low As; Model Year: 2025 and newer; APR range: 5.49% - 16.49% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	5.99%	0-48 months
Details As Low As; Model Year: 2019 - 2024; APR range: 5.99% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	6.24%	49-60 months
Details As Low As; Model Year: 2025 and newer; APR range: 6.24% - 17.24% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.24% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	6.49%	49-60 months
Details As Low As; Model Year: 2019 - 2024; APR range: 6.49% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	6.69%	61-72 months
Details As Low As; Model Year: 2025 and newer; APR range: 6.69% - 17.99% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.69% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	6.99%	61-72 months
Details As Low As; Model Year: 2019 - 2024; APR range: 6.99% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	7.04%	73-84 months
Details As Low As; Model Year: 2025 and newer; APR range: 7.04% - 18.00% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 7.54% → 7.04% ▼ 0.50 pts · high 7.54% / low 7.04% Sep 17, 20267.04%▼ from 7.54% Sep 14, 20267.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	7.04%	0-48 months
Details As Low As; Model Year: 2018 and older; APR range: 7.04% - 18.00% Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 5.99% → 7.04% ▲ 1.05 pts · high 7.04% / low 5.99% Sep 17, 20267.04%▲ from 5.99% Sep 14, 20265.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	7.29%	49-60 months
Details As Low As; Model Year: 2018 and older; APR range: 7.29% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.29% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	7.54%	73-84 months
Details As Low As; Model Year: 2019 - 2024; APR range: 7.54% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.54% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	7.94%	61-72 months
Details As Low As; Model Year: 2018 and older; APR range: 7.94% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.94% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	8.54%	85-120 months
Details As Low As; Model Year: 2025 and newer; APR range: 8.54% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 8.54% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	8.54%	85-96 months
Details As Low As; Model Year: 2019 - 2024; APR range: 8.54% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 17, 2026 · 8.54% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Recreational Vehicle Loan	-	8.94%	73-84 months
Details As Low As; Model Year: 2018 and older; APR range: 8.94% - 18.00% Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.94% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%

Park View Federal Credit Union Personal Loan Rates

Product	APR	Term
Fixed Rate Solar Loan	7.50%	5 and 7 years
Details As Low As; Fixed Interest Rate starting at 7.50% APR; 5 and 7 year terms available; $75,000 max loan amount; No penalty for early repayment; Free re-amortization after any tax credits are received Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 7.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
Variable Rate Solar Loan	8.00%	15 years
Details As Low As; Initial 5 year fixed rate as low as 8.00% APR; Total Loan Term is 15 years; Rate becomes variable after initial 5-year fixed period; $75,000 max loan amount; No penalty for early repayment Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%

Park View Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
1 Year Health Savings Account (HSA) Certificate	3.406%	-	3.45%	1 year
Min Deposit $1,000 Details Park View Health Savings Account (HSA) required; available for personal accounts only; dividends paid quarterly; minimum balance to open and earn APY is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
2 Year Health Savings Account (HSA) Certificate	3.113%	-	3.15%	2 years
Min Deposit $1,000 Details Park View Health Savings Account (HSA) required; available for personal accounts only; dividends paid quarterly; minimum balance to open and earn APY is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
3 Year Health Savings Account (HSA) Certificate	3.113%	-	3.15%	3 years
Min Deposit $1,000 Details Park View Health Savings Account (HSA) required; available for personal accounts only; dividends paid quarterly; minimum balance to open and earn APY is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.15% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%
5 Year Health Savings Account (HSA) Certificate	2.967%	-	3.00%	5 years
Min Deposit $1,000 Details Park View Health Savings Account (HSA) required; available for personal accounts only; dividends paid quarterly; minimum balance to open and earn APY is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 23, 2026 · 3.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.34%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Park View Federal Credit Union’s Texas Ratio stayed near 0.14% in Q3 2023 to 0.34% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$410M	0.34%	5.0	A+
March 31, 2026	$407M	0.20%	5.0	A+
December 31, 2025	$405M	0.90%	5.0	A+
September 30, 2025	$390M	0.50%	5.0	A+
June 30, 2025	$397M	0.22%	5.0	A+
March 31, 2025	$399M	0.24%	5.0	A+
December 31, 2024	$386M	0.44%	5.0	A+
September 30, 2024	$379M	0.58%	5.0	A+
June 30, 2024	$375M	0.46%	5.0	A+
March 31, 2024	$367M	0.59%	5.0	A+
December 31, 2023	$372M	0.64%	5.0	A+
September 30, 2023	$366M	0.14%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Park View Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Park View Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Park View Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Park View Federal Credit Union

Website https://www.pvfcu.org

Address 1675 Virginia Ave, Harrisonburg, VA 22802

Phone 540-434-6444

Fax 540-433-0108

President Ed Yoder

CEO John Beiler

Full-Time Employees 87

Part-Time Employees 4

Branch Locations 6

ATM Locations 6

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.34%

Return on Assets (ROA)

0.4403%

Return on Equity (ROE)

4.3768%

Non-Performing Loans Ratio (NPL)

0.05%

Total Assets

409,622,824

Total Amount of Shares and Deposits

343,874,139

Total Shares and Deposits < 1 Year

323,141,448

Total Shares and Deposits 1 3 Years

15,978,226

Total Shares and Deposits > 3 Years

4,754,465

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

39,012,038

Total Uninsured Shares and Deposits > $250K (F+J)

39,012,038

Total Insured Shares and Deposits > $250K (item 17 less item K)

304,862,101

Total Interest Expense (Sum of items 6 8)

3,556,112

Share Certificates

2,919

Number of Accounts for Share Drafts

11,753

IRA KEOGH Accounts

241

Number of Accounts for Regular Shares

28,935

All other shares

898

Non Member Deposits

Money Market Shares

1,261

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

42,808,751

Total Liabilities

371,304,290

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Park View Federal Credit Union earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Rankings are updated every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/park-view-federal-credit-union-rates-review-19541">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #100 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

There are no reviews for Park View Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Park View Federal Credit Union

Frequently Asked Questions About Park View Federal Credit Union

Does Park View Federal Credit Union offer CDs?

Yes. Park View Federal Credit Union current CD rates include its 19 Month Regular Fixed Rate CD at 3.60% APY, its 1 Year Regular Fixed Rate CD at 3.45% APY and its 30 Month Regular Fixed Rate CD at 3.35% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Park View Federal Credit Union NCUA insured?

Yes. Park View Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Park View Federal Credit Union?

The highest Park View Federal Credit Union CD rate is its Until age 18 Grow With Me CD at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Park View Federal Credit Union offer?

Park View Federal Credit Union CD rates are 3.45% APY for a 12 month CD, 3.15% APY for an 18 month CD, 3.60% APY for a 19 month CD, 3.15% APY for a 2 year CD, 3.35% APY for a 30 month CD and 2.85% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Park View Federal Credit Union for its full lineup.

What is the highest savings rate at Park View Federal Credit Union?

The highest Park View Federal Credit Union savings rate is its Individual Retirement Account (IRA) Savings at 0.20% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Park View Federal Credit Union?

The highest Park View Federal Credit Union money market rate is its Money Market + Electrum - Gold Level at 2.75% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Park View Federal Credit Union?

The highest Park View Federal Credit Union checking rate is its Electrum Advantage Checking at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Park View Federal Credit Union?

The lowest Park View Federal Credit Union auto loan rate is its New Auto Loan at 3.24% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Park View Federal Credit Union operate?

Park View Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Park View Federal Credit Union?

Yes, to access services at Park View Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Park View Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Park View Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Park View Federal Credit Union offer online and mobile banking?

Most modern institutions like Park View Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pvfcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Park View Federal Credit Union rates compare?

Park View Federal Credit Union's CD rates are 10% higher than the MonitorBankRates national average, and it has an A+ health rating. Park View Federal Credit Union's top rates are its Until age 18 Grow With Me CD at 5.00% APY, its Individual Retirement Account (IRA) Savings at 0.20% APY, its Money Market + Electrum - Gold Level at 2.75% APY, its Electrum Advantage Checking at 5.00% APY and its Fixed Rate Solar Loan at 7.50% APR, verified by MonitorBankRates on October 29, 2026.

Current Park View Federal Credit Union Rates

12-Month CD3.40%
18-Month CD3.10%
24-Month CD3.00%
60-Month CD2.85%
Savings0.20%
MMA2.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Park View Federal Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Park View Federal Credit Union Texas Ratio

Park View Federal Credit Union Health Trend

Park View Federal Credit Union CD Rates

Park View Federal Credit Union Savings Rates

Park View Federal Credit Union Money Market Rates

Park View Federal Credit Union Checking Rates

Park View Federal Credit Union Auto Loan Rates

Park View Federal Credit Union RV, Boat and Powersport Loan Rates

Park View Federal Credit Union Personal Loan Rates

Park View Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Park View Federal Credit Union earned the Top 100 Healthiest badge

Customer Reviews

Frequently Asked Questions About Park View Federal Credit Union

Does Park View Federal Credit Union offer CDs?

Are CDs from Park View Federal Credit Union NCUA insured?

What is the highest CD rate at Park View Federal Credit Union?

What CD terms does Park View Federal Credit Union offer?

What is the highest savings rate at Park View Federal Credit Union?

What is the highest money market rate at Park View Federal Credit Union?

What is the highest checking rate at Park View Federal Credit Union?

What is the lowest auto loan rate at Park View Federal Credit Union?

How many branches does Park View Federal Credit Union operate?

Is a member application needed to join Park View Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Park View Federal Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Park View Federal Credit Union rates compare?

Current Park View Federal Credit Union Rates

Compare to Other Credit Unions