What are the current interest rates at Alcose Credit Union?

Current rates for Alcose Credit Union include: 12-Month CD: 1.00%, 18-Month CD: 1.50%, 24-Month CD: 2.00%

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Alcose Credit Union

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Alcose Credit Union Rates & Review April 2026

Q: How many branches does Alcose Credit Union operate?

Alcose Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Alcose Credit Union?

Yes, to access services at Alcose Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Alcose Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alcose Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 2, 2026

Alcose Credit Union's 6 month CDs rates are at 3.50%, 24 month CDs rates are at 2.00%, 18 month CDs rates are at 1.50%, 12 month CDs rates are at 1.00%. MonitorBankRates evaluates the financial stability of Alcose Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.05%. Rates were last updated on 04/02/2026.

Alcose Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alcose Credit Union? Share your experience about Alcose Credit Union by leaving a review below, or read customer reviews before you decide to use Alcose Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.05%

Excellent Lower than avg

Alcose Credit Union
Alcose Credit Union

3001 Jacks Run Rd Ste 101
White Oak, PA 15131 2555

https://www.alcosecu.com

Alcose Credit Union CD Rates

Product	Rate	APY	Term
6 month Share Certificates	-	3.50%	6 months
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.05%
24 month Share Certificates	-	2.00%	24 months
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.05%
18 month Share Certificates	-	1.50%	18 months
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.05%
12 month Share Certificates	-	1.00%	12 months
No additional details. Last Updated 04/02/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.05%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Alcose Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Alcose Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Alcose Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Alcose Credit Union

Website https://www.alcosecu.com

Address 3001 Jacks Run Rd Ste 101, White Oak, PA 15131 2555

Phone 412-673-2450

Fax 412-673-2483

President Angela Vehec

CEO Darlene Hochendoner

Full-Time Employees 5

Part-Time Employees 0

Branch Locations 2

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.05%

Return on Assets (ROA)

0.3076%

Return on Equity (ROE)

1.9026%

Non-Performing Loans Ratio (NPL)

0.60%

Total Assets

15,932,234

Total Amount of Shares and Deposits

13,521,287

Total Shares and Deposits < 1 Year

13,421,550

Total Shares and Deposits 1 3 Years

99,738

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

102,428

Total Uninsured Shares and Deposits > $250K (F+J)

102,428

Total Insured Shares and Deposits > $250K (item 17 less item K)

13,418,859

Total Interest Expense (Sum of items 6 8)

38,278

Share Certificates

114

Number of Accounts for Share Drafts

461

IRA KEOGH Accounts

Number of Accounts for Regular Shares

2,347

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,330,889

Total Liabilities

13,541,150

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Alcose Credit Union

Is Alcose Credit Union a safe place to deposit money?

Yes, Alcose Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0506991656441%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Alcose Credit Union operate?

Alcose Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Alcose Credit Union?

Yes, to access services at Alcose Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Alcose Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Alcose Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Alcose Credit Union offer online and mobile banking?

Most modern institutions like Alcose Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alcosecu.com.