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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 IAA Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
IAA Credit Union's CDs 18 month rates are at 3.57%, CDs 12 month rates are at 3.55%, CDs 6 month rates are at 3.55%. IAA Credit Union's money market rates are at 2.22%. IAA Credit Union's Personal Loan Rates are at 9.75%. MonitorBankRates evaluates the financial stability of IAA Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.88%. Rates were last updated on 04/19/2026. IAA Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at IAA Credit Union? Share your experience about IAA Credit Union by leaving a review below, or read customer reviews before you decide to use IAA Credit Union. IAA Credit Union
IAA Credit Union Main Branch 808 Iaa Dr
https://www.iaacu.org Bloomington, IL 61701 2214 
IAA Credit Union CD Rates
IAA Credit Union Money Market Rates
IAA Credit Union Home Equity & HELOC
IAA Credit Union Auto Loan Rates
IAA Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for IAA Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather IAA Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with IAA Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
IAA Credit Union
Website
https://www.iaacu.org
Address
808 Iaa Dr,
Bloomington, IL 61701 2214
Phone
309-557-2541
Fax
309-557-2419
President
Thomas Swearingen
CEO
Nick Brooks
Full-Time Employees
48
Part-Time Employees
4
Branch Locations
2
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.88%
Return on Assets (ROA)
0.9756%
Return on Equity (ROE)
6.8879%
Non-Performing Loans Ratio (NPL)
0.45%
Total Assets
390,697,604
Total Amount of Shares and Deposits
330,781,306
Total Shares and Deposits < 1 Year
298,102,192
Total Shares and Deposits 1 3 Years
24,704,311
Total Shares and Deposits > 3 Years
7,974,803
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,632,298
Total Uninsured Shares and Deposits > $250K (F+J)
33,632,298
Total Insured Shares and Deposits > $250K (item 17 less item K)
297,149,008
Total Interest Expense (Sum of items 6 8)
8,575,919
Share Certificates
3,334
Number of Accounts for Share Drafts
9,582
IRA KEOGH Accounts
896
Number of Accounts for Regular Shares
24,746
All other shares
1,562
Money Market Shares
2,561
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
30,975,723
Total Liabilities
335,496,690
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About IAA Credit UnionIs IAA Credit Union a safe place to deposit money?Yes, IAA Credit Union is considered a safe financial institution. With a Texas Ratio of 1.8794348624719%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does IAA Credit Union operate?IAA Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join IAA Credit Union?Yes, to access services at IAA Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, IAA Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, IAA Credit Union provides members with tools to manage their accounts and build a solid financial history. Does IAA Credit Union offer online and mobile banking?Most modern institutions like IAA Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.iaacu.org. Current IAA Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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