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ONPATH Rates & Review March 2026

Q: Is ONPATH a safe place to deposit money?

Yes, ONPATH is considered a safe financial institution. With a Texas Ratio of 12.996799286368%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does ONPATH operate?

ONPATH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join ONPATH?

Yes, to access services at ONPATH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, ONPATH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, ONPATH provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

You can compare ONPATH rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 3.56% and 3-month share certificate rates at 0.55%. Savings rates are at 1.01% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.57%. All these rates can be compared to ONPATH rates. MonitorBankRates evaluates the financial stability of ONPATH with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.00%. Rates were last updated on 03/28/2026.

ONPATH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at ONPATH? Share your experience about ONPATH by leaving a review below, or read customer reviews before you decide to use ONPATH.

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

13.00%

Excellent Higher than avg

Peoples Bank Clive, IA
OnPath FCU

3131 N I 10 Service Rd E
Metairie, LA 70002 6053

https beonpathorg

Current Rate Availability

We do not have ONPATH rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for ONPATH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather ONPATH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with ONPATH's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name ONPATH

Website https beonpathorg

Address 3131 N I 10 Service Rd E, Metairie, LA 70002 6053

Phone 504-733-1733

Fax 504-733-7670

President Martha Castillo

CEO Jared Freeman

Full-Time Employees 248

Part-Time Employees 0

Branch Locations 15

ATM Locations 17

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

13.00%

Return on Assets (ROA)

0.4593%

Return on Equity (ROE)

4.2520%

Non-Performing Loans Ratio (NPL)

1.75%

Total Assets

1,132,848,272

Total Amount of Shares and Deposits

916,684,595

Total Shares and Deposits < 1 Year

864,633,386

Total Shares and Deposits 1 3 Years

46,271,434

Total Shares and Deposits > 3 Years

5,779,775

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

59,793,357

Total Uninsured Shares and Deposits > $250K (F+J)

59,793,357

Total Insured Shares and Deposits > $250K (item 17 less item K)

856,891,238

Total Interest Expense (Sum of items 6 8)

14,927,102

Share Certificates

3,812

Number of Accounts for Share Drafts

59,796

IRA KEOGH Accounts

763

Number of Accounts for Regular Shares

104,010

Non Member Deposits

Money Market Shares

3,642

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

65,943,560

Total Liabilities

1,030,458,878

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About ONPATH

Is ONPATH a safe place to deposit money?

Yes, ONPATH is considered a safe financial institution. With a Texas Ratio of 12.996799286368%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does ONPATH operate?

ONPATH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join ONPATH?

Yes, to access services at ONPATH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, ONPATH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, ONPATH provides members with tools to manage their accounts and build a solid financial history.

Does ONPATH offer online and mobile banking?

Most modern institutions like ONPATH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https beonpathorg.