Independent Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Independent Federal Credit Union12-month CD rates can be found at 3.25%, 6-month CD rates at 3.75% and 3-month CD rates at 0.20%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.49%. Credit Card rates are at 14.24%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates which you can compare to Independent Federal Credit Union rates.

Compare Independent Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Independent Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Independent Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Independent Federal Credit Union? Share your experience about Independent Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Independent Federal Credit Union.

Overall, Independent Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independent Federal Credit Union
Main Office
3737 S Scatterfield Rd
Anderson, IN 46013
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Independent Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Frontier State Bank
Frontier State Bank
12-Month CD
4.20%
$1,000
Mountain View Bank of Commerce
Mountain View Bank of Commerce
9-Month CD
3.85%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
24-Month CD
3.85%
$500
Abington Bank
Abington Bank
12-Month CD
3.75%
$1,000
Reliance State Bank
Reliance State Bank
12-Month CD
3.73%
$2,500
First National Bank of Bemidji
First National Bank of Bemidji
18-Month CD
3.67%
$500
First Exchange Bank
First Exchange Bank
24-Month CD
3.49%
$500
First National Bank in Olney
First National Bank in Olney
3-Month CD
3.40%
$500
Harvest Bank
Harvest Bank
6-Month CD
3.35%
$1,000
The Bank of Elk River
The Bank of Elk River
48-Month CD
3.24%
$200
Palo Savings Bank
24-Month CD
3.14%
$1,000
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
48-Month CD
3.00%
$1,000
Bank of Burlington
Bank of Burlington
6-Month CD
2.78%
$1,000
River Falls State Bank
River Falls State Bank
60-Month CD
2.73%
$500
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Money Market Savings
2.63%
$0
Foresight Bank
Foresight Bank
Money Market
2.53%
$100
Service Federal Credit Union
Service Federal Credit Union
48-Month CD
2.45%
$500
Security Bank Laurel, NE
Security Bank Laurel, NE
60-Month CD
2.27%
$1,000
FNB of Bellville
FNB of Bellville
48-Month CD
2.25%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
12-Month CD
2.05%
$0
First Federal S&L of Van Wert
First Federal S&L of Van Wert
60-Month CD
2.02%
$2,500
Eureka Savings Bank
Eureka Savings Bank
36-Month CD
1.71%
$1,000
Hiawatha National Bank
Hiawatha National Bank
12-Month CD
1.61%
$500
Madison County Bank
Madison County Bank
18-Month CD
1.60%
$500
SSB of Wanamingo
SSB of Wanamingo
48-Month CD
1.46%
$500
Consumers Credit Union
Consumers Credit Union
48-Month CD
1.35%
$250
Piedmont FSB
Piedmont FSB
60-Month CD
1.20%
$500
Liberty Bank for Savings
Liberty Bank for Savings
36-Month CD
1.05%
$5,000
Roxboro Savings Bank
48-Month CD
0.80%
$500
Northumberland Bank
Northumberland Bank
24-Month CD
0.80%
$5,000
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
Citizens Select Money Market
0.76%
$0
Federation Bank
Federation Bank
24-Month CD
0.70%
$500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Platinum Money Market
0.55%
$25
Bank of Buffalo
Bank of Buffalo
24-Month CD
0.55%
$500
Hancock County SB
Hancock County SB
12-Month CD
0.50%
$500
The Bank of Bennington
The Bank of Bennington
Savings
0.50%
$0
Beardstown Savings
Beardstown Savings
Money Market
0.50%
$10,000
Champlain National Bank
Champlain National Bank
Privilege Money Market
0.27%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
6-Month CD
0.25%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
12-Month CD
0.25%
$500
First Commonwealth Bank
First Commonwealth Bank
60-Month CD
0.20%
$500
American Bank of Beaver Dam
American Bank of Beaver Dam
Interest-Bearing Checking
0.10%
$100
Androscoggin Savings Bank
Androscoggin Savings Bank
Preferred Checking
0.10%
$25
Wolf River Community Bank
Wolf River Community Bank
Savings
0.10%
$100
First Commercial Bank, N.A.
First Commercial Bank, N.A.
Interest Checking
0.05%
$1,500
Prevail Bank
Prevail Bank
Strive Savings
0.05%
$50
Sugar River Bank
Sugar River Bank
Money Market
0.05%
$1,000
Associated Bank
Associated Bank
24-Month CD
0.03%
$1,000
Evergreen Federal Bank
Evergreen Federal Bank
Personal Savings
0.01%
$1,000
Bank of Dudley
Advantage Savings
0.00%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Independent Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
5.250%
5.319%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.375%
5.431%
0.000
GTE Federal Credit Union
GTE Federal Credit Union
15 Year Fixed
5.375%
5.547%
0.500
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.625%
5.705%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.375%
5.757%
2.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.625%
5.820%
0.250
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.750%
5.825%
0.000
Old National Bank
Old National Bank
15-Year Fixed
5.750%
5.830%
0.000
Ideal Credit Union
Ideal Credit Union
15 Year Fixed
5.625%
5.841%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.750%
5.881%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
5.850%
5.891%
0.000
Investment Savings Bank
Investment Savings Bank
3/1 ARM
6.000%
5.892%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.000%
6.019%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
1st United Credit Union
1st United Credit Union
15-Year Fixed Jumbo
6.000%
6.063%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.000%
6.094%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.000%
6.107%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.500%
6.122%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
5.875%
6.133%
1.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.125%
6.138%
0.000
Fidelity Co-operative Bank
Fidelity Co-operative Bank
15-Year Fixed
5.875%
6.170%
0.000
The Bank of Brodhead
The Bank of Brodhead
20-Year Fixed
6.125%
6.183%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Independent Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Independent Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Independent Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Independent Federal Credit Union Information

Credit Union Name: Independent Federal Credit Union
Full Time Employees: 23
Part Time Employees: 3
President: Chad Clark
CEO: Connie Lodde
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
3737 S Scatterfield Rd
Anderson, IN 46013
Phone Number: 765-649-9271
Fax Number: 765-641-7610

Independent Federal Credit Union Financials

Total Assets:
89,375,115
Total Amount of Shares and Deposits:
80,183,535
Total Shares and Deposits < 1 Year:
78,831,860
Total Shares and Deposits 1 3 Years:
1,271,199
Total Shares and Deposits > 3 Years:
80,475
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,154,116
Total Uninsured Shares and Deposits > $250K (F+J):
1,154,116
Total Insured Shares and Deposits > $250K (item 17 less item K):
79,029,419
Total Interest Expense (Sum of items 6 8):
42,569
Share Certificates:
178
Number of Accounts for Share Drafts:
3,577
Number of Accounts for Regular Shares:
7,177
All other shares:
133
Money Market Shares:
91
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,635,101
Total Liabilities:
80,498,481
Show More

Independent Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
No
PALs II (FCU Only):
1
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
Brokered Deposits (All deposits acquired through a third party):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates today on 30 year conforming loans are back below 4.00 percent this week. Current mortgage rates on 30 year conforming loans are averaging 3.98 percent, down sharply from last week's average 30 year rate of 4.12 percent. 15 year conventional mortgage rates are lower this week averaging 3.13 percent, down from last week's average 15 year rate of 3.14 percent.
onewest-bank-cd-ratesOneWest Bank of Pasadena California is offering one of the best CD rates for a six month certificate of deposit. The special promotional rate is currently at 1.73 percent with an annual percentage yield of 1.75 percent. This CD rate is a lot higher than the national average of 1.03 percent for a six month certificate of deposit.
Alabama Credit Union has several different types of mortgages that have good rates including 15 year mortgage rates at 4.25%. Alabama Credit Union also offers financing for up to 95% of a home's value.  This is notable because most lenders (especially these days) are only offering financing up to 80% of the home's loan-to-value (LTV) ratio. During the housing boom a few years ago, buyers could get financing for 100% or more of a home's value with no proof of income. Predictably, the rates on home loans for more than 80% financing are higher.

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Independent Federal Credit Union Reviews

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