Independent Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Independent Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Independent Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityIndependent Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Independent Federal Credit Union? Share your experience about Independent Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Independent Federal Credit Union. Overall, Independent Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Independent Federal Credit Union Main Office 3737 S Scatterfield Rd Anderson, IN 46013  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
BECU Cash Back Visa
16.240% - 27.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
12.490%
$0
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Independent Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Independent Federal Credit Union
Website: https://www.independentfcu.org
Full Time Employees: 26Part Time Employees: 1 President: Chad Clark CEO: Connie Lodde Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
3737 S Scatterfield Rd
Anderson, IN 46013 Phone Number: 765-649-9271 Fax Number: 765-641-7610 FinancialsTotal Assets:
89,030,309
Total Amount of Shares and Deposits:
78,727,884
Total Shares and Deposits < 1 Year:
78,337,053
Total Shares and Deposits 1 3 Years:
342,536
Total Shares and Deposits > 3 Years:
48,295
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,885,451
Total Uninsured Shares and Deposits > $250K (F+J):
1,885,451
Total Insured Shares and Deposits > $250K (item 17 less item K):
76,842,433
Total Interest Expense (Sum of items 6 8):
143,633
Share Certificates:
194
Number of Accounts for Share Drafts:
3,351
Number of Accounts for Regular Shares:
6,972
All other shares:
142
Money Market Shares:
72
Net Income (unless the amount is already included in Undivided Earnings):
714,848
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,696,862
Total Liabilities:
79,100,708
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for Independent Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About Independent Federal Credit UnionIs a member application needed to join Independent Federal Credit Union?Yes, to access services at Independent Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Independent Federal Credit Union provides a range of mortgage and home equity products. Is Independent Federal Credit Union a safe place to deposit money?Yes, Independent Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Independent Federal Credit Union offer online and mobile banking?Most modern institutions like Independent Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.45%, 6-month CD rates at 0.85% and 3-month CD rates at 0.75%. Savings rates are at 0.01% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.70%. All these rates, and more, can be found in our database of rates which you can compare to 
