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 Orlando Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 13, 2026
Orlando Credit Union's 7-Month CD rates are at 4.27%, 7 month* Business Term CDs rates are at 4.27%, 7 month* Term CD rates are at 4.27%, 12 month IRA Term CDs rates are at 3.88%, 12 month Term CD rates are at 3.80%. Orlando Credit Union's savings rates are at 0.02%. Orlando Credit Union's money market rates are at 0.00%. Orlando Credit Union's 15 Year Fixed rates are at 5.50%, 30 Year Fixed rates are at 6.12%. Orlando Credit Union's Personal Loan Rates are at 9.24%. MonitorBankRates evaluates the financial stability of Orlando Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.28%. Rates were last updated on 04/13/2026. Orlando Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Orlando Credit Union? Share your experience about Orlando Credit Union by leaving a review below, or read customer reviews before you decide to use Orlando Credit Union. 
Orlando Credit Union CD Rates
Orlando Credit Union Savings Rates
Orlando Credit Union Money Market Rates
Orlando Credit Union Checking Rates
Orlando Credit Union Mortgage Rates
Orlando Credit Union Home Equity & HELOC
Orlando Credit Union Auto Loan Rates
Orlando Credit Union Credit Card Rates
Orlando Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Orlando Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Orlando Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Orlando Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Orlando Credit Union
Address
945 S Orange Ave,
Orlando, FL 32806 1212
Phone
407-835-3500
Fax
President
FJ Flynn
CEO
Suzanne Weinstein
Full-Time Employees
69
Part-Time Employees
0
Branch Locations
6
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.28%
Return on Assets (ROA)
0.0981%
Return on Equity (ROE)
1.1006%
Non-Performing Loans Ratio (NPL)
1.03%
Total Assets
356,480,557
Total Amount of Shares and Deposits
304,443,055
Total Shares and Deposits < 1 Year
296,128,937
Total Shares and Deposits 1 3 Years
6,208,710
Total Shares and Deposits > 3 Years
2,105,408
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
33,568,755
Total Uninsured Shares and Deposits > $250K (F+J)
33,568,755
Total Insured Shares and Deposits > $250K (item 17 less item K)
270,874,300
Total Interest Expense (Sum of items 6 8)
3,557,540
Share Certificates
1,775
Number of Accounts for Share Drafts
17,134
IRA KEOGH Accounts
893
Number of Accounts for Regular Shares
58,591
All other shares
111
Non Member Deposits
2
Money Market Shares
922
Net Income (unless the amount is already included in Undivided Earnings)
349,683
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
39,644,629
Total Liabilities
331,764,947
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Orlando Credit UnionIs Orlando Credit Union a safe place to deposit money?Yes, Orlando Credit Union is considered a safe financial institution. With a Texas Ratio of 8.2799247573996%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Orlando Credit Union operate?Orlando Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Orlando Credit Union?Yes, to access services at Orlando Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Orlando Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Orlando Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Orlando Credit Union offer online and mobile banking?Most modern institutions like Orlando Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.orlandocreditunion.org. Current Orlando Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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