Indiana Lakes Federal Credit Union Rates and Review January 2026
Compare Indiana Lakes Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Indiana Lakes Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityIndiana Lakes Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Indiana Lakes Federal Credit Union? Share your experience about Indiana Lakes Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Indiana Lakes Federal Credit Union. Overall, Indiana Lakes Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Indiana Lakes Federal Credit Union 322 South Detroit Street 322 S Detroit St Warsaw, IN 46580 4401  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Platinum with Rewards
8.900%
Visa Student
14.000%
Visa Premier Plus
8.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonA+ Preferred Line Of Credit
10.990%
$0
Signature Loan
7.000%
$500 - $15,000
60
Credit Builder Loan
9.000%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Indiana Lakes Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Indiana Lakes Federal Credit Union
Website: https://www.ilfcu.org
Full Time Employees: 5Part Time Employees: 1 President: Bruce Robinaugh CEO: Jamie Bales Branch Locations: 1 ATM Locations: 1 Corporate Office Address:
322 S Detroit St
Warsaw, IN 46580 4401 Phone Number: 574-267-7497 Fax Number: 574-269-9509 FinancialsTotal Assets:
26,462,054
Total Amount of Shares and Deposits:
23,252,933
Total Shares and Deposits < 1 Year:
22,746,466
Total Shares and Deposits 1 3 Years:
506,467
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,353,878
Total Uninsured Shares and Deposits > $250K (F+J):
1,353,878
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,899,055
Total Interest Expense (Sum of items 6 8):
236,426
Share Certificates:
172
Number of Accounts for Share Drafts:
1,128
Number of Accounts for Regular Shares:
1,787
All other shares:
302
Money Market Shares:
31
Net Income (unless the amount is already included in Undivided Earnings):
141,089
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,595,448
Total Liabilities:
23,308,285
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Indiana Lakes Federal Credit UnionIs a member application needed to join Indiana Lakes Federal Credit Union?Yes, to access services at Indiana Lakes Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Indiana Lakes Federal Credit Union provides a range of mortgage and home equity products. Is Indiana Lakes Federal Credit Union a safe place to deposit money?Yes, Indiana Lakes Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Indiana Lakes Federal Credit Union offer online and mobile banking?Most modern institutions like Indiana Lakes Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.60%, 6-month CD rates at 0.20% and 3-month CD rates at 4.25%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.78%. Credit Card rates are at 9.90%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to 
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