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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Maine Savings Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Maine Savings Federal Credit Union's Elevate CD: 38 Month rates are at 3.05%, Elevate CD: 33 Month rates are at 3.00%. Maine Savings Federal Credit Union's savings rates are at 0.10%. Maine Savings Federal Credit Union's money market rates are at 0.10%. Maine Savings Federal Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of Maine Savings Federal Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.16%. Rates were last updated on 04/11/2026. Maine Savings Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Maine Savings Federal Credit Union? Share your experience about Maine Savings Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Maine Savings Federal Credit Union. Maine Savings Federal Credit Union
Hampden 101 Western Ave
https://www.mainesavings.com Hampden, ME 04444 
Maine Savings Federal Credit Union CD Rates
Maine Savings Federal Credit Union Savings Rates
Maine Savings Federal Credit Union Money Market Rates
Maine Savings Federal Credit Union Checking Rates
Maine Savings Federal Credit Union Home Equity & HELOC
Maine Savings Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Maine Savings Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Maine Savings Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Maine Savings Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Maine Savings Federal Credit Union
Website
https://www.mainesavings.com
Address
101 Western Ave,
Hampden, ME 04444
Phone
207-862-6500
Fax
207-862-6502
President
Donald Grant
CEO
Vanessa Madore
Full-Time Employees
165
Part-Time Employees
2
Branch Locations
12
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.9 / 5.0 ★
Overall Health & Safety Grade
A- (91/100)
Texas Ratio
16.16%
Return on Assets (ROA)
0.2711%
Return on Equity (ROE)
3.5424%
Non-Performing Loans Ratio (NPL)
1.56%
Total Assets
837,837,376
Total Amount of Shares and Deposits
749,328,707
Total Shares and Deposits < 1 Year
541,992,787
Total Shares and Deposits 1 3 Years
187,027,588
Total Shares and Deposits > 3 Years
20,308,332
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
97,933,765
Total Uninsured Shares and Deposits > $250K (F+J)
97,933,765
Total Insured Shares and Deposits > $250K (item 17 less item K)
651,394,942
Total Interest Expense (Sum of items 6 8)
12,194,566
Share Certificates
6,302
Number of Accounts for Share Drafts
22,262
IRA KEOGH Accounts
2,505
Number of Accounts for Regular Shares
60,387
All other shares
771
Non Member Deposits
6
Money Market Shares
382
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
73,149,483
Total Liabilities
773,968,469
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Maine Savings Federal Credit UnionIs Maine Savings Federal Credit Union a safe place to deposit money?Yes, Maine Savings Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 16.162081508216%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Maine Savings Federal Credit Union operate?Maine Savings Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Maine Savings Federal Credit Union?Yes, to access services at Maine Savings Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Maine Savings Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Maine Savings Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Maine Savings Federal Credit Union offer online and mobile banking?Most modern institutions like Maine Savings Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mainesavings.com. Current Maine Savings Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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