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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 BluPeak Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 25, 2026
BluPeak Credit Union's BluRipple Term CDs 6 Month Intro rates are at 3.50%, IRA Term CD Accounts 12 month rates are at 3.00%, BluRipple Term CDs 12 Month Intro rates are at 2.75%, BluRipple Term CDs 18 month rates are at 2.00%, BluRipple Term CDs 24 month rates are at 2.00%. BluPeak Credit Union's savings rates are at 0.05%. BluPeak Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of BluPeak Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.71%. Rates were last updated on 03/25/2026. BluPeak Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BluPeak Credit Union? Share your experience about BluPeak Credit Union by leaving a review below, or read customer reviews before you decide to use BluPeak Credit Union. BluPeak Credit Union
BluPeak Credit Union Corporate Headquarters 10120 Pacific Heights Blvd Ste 100
https://www.blupeak.com San Diego, CA 92121 4205 
BluPeak Credit Union CD Rates
BluPeak Credit Union Savings Rates
BluPeak Credit Union Home Equity & HELOC
BluPeak Credit Union Auto Loan Rates
BluPeak Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for BluPeak Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BluPeak Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BluPeak Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
BluPeak Credit Union
Website
https://www.blupeak.com
Address
10120 Pacific Heights Blvd Ste 100,
San Diego, CA 92121 4205
Phone
858-795-6000
Fax
858-554-1291
President
Matt Adams
CEO
Todd Tharp
Full-Time Employees
118
Part-Time Employees
0
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.71%
Return on Assets (ROA)
0.1568%
Return on Equity (ROE)
1.7103%
Non-Performing Loans Ratio (NPL)
0.23%
Total Assets
1,142,571,451
Total Amount of Shares and Deposits
1,045,392,138
Total Shares and Deposits < 1 Year
1,006,455,728
Total Shares and Deposits 1 3 Years
29,627,967
Total Shares and Deposits > 3 Years
9,308,443
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
90,426,201
Total Uninsured Shares and Deposits > $250K (F+J)
90,426,201
Total Insured Shares and Deposits > $250K (item 17 less item K)
954,965,937
Total Interest Expense (Sum of items 6 8)
10,431,708
Share Certificates
4,386
Number of Accounts for Share Drafts
34,406
IRA KEOGH Accounts
1,476
Number of Accounts for Regular Shares
22,104
Money Market Shares
4,349
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
86,089,410
Total Liabilities
1,057,888,220
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About BluPeak Credit UnionIs BluPeak Credit Union a safe place to deposit money?Yes, BluPeak Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7067517729529%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does BluPeak Credit Union operate?BluPeak Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join BluPeak Credit Union?Yes, to access services at BluPeak Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, BluPeak Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BluPeak Credit Union provides members with tools to manage their accounts and build a solid financial history. Does BluPeak Credit Union offer online and mobile banking?Most modern institutions like BluPeak Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.blupeak.com. Current BluPeak Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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