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Ingersoll Rand Federal Credit Union Rates and Review January 2026

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Ingersoll Rand Federal Credit Union12-month CD rates can be found at 0.30%, 6-month CD rates at 3.98% and 3-month CD rates at 3.65%. Savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.17%. Credit Card rates are at 8.50%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates which you can compare to Ingersoll Rand Federal Credit Union rates.

Compare Ingersoll Rand Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Ingersoll Rand Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Ingersoll Rand Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Ingersoll Rand Federal Credit Union? Share your experience about Ingersoll Rand Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ingersoll Rand Federal Credit Union.

Overall, Ingersoll Rand Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Ingersoll Rand Federal Credit Union
Ingersoll Rand FCU
199 N Main St
Athens, PA 18810 1707
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
24-Month CD
3.80%
$500
24-Month CD
3.75%
$1,000
12-Month CD
3.56%
$500
Money Market
3.50%
$50
36-Month CD
3.50%
$500
24-Month CD
3.50%
$1,000
18-Month CD
3.50%
$1,000
12-Month CD
3.28%
$500
18-Month CD
3.25%
$1,000
12-Month CD
3.10%
$1,000
Rewards Checking
3.05%
$1
High-Yield Online Savings
3.00%
$1
24-Month CD
3.00%
$250
6-Month CD
3.00%
$500
18-Month CD
3.00%
$1,000
18-Month CD
3.00%
$500
12-Month CD
2.76%
$500
36-Month CD
2.75%
$500
60-Month CD
2.60%
$1,000
36-Month CD
2.27%
$1,000
24-Month CD
2.25%
$500
18-Month CD
2.25%
$500
36-Month CD
2.12%
$1,000
18-Month CD
2.10%
$1,000
24-Month CD
2.02%
$1,000
36-Month CD
2.00%
$1,000
12-Month CD
1.50%
$500
48-Month CD
1.50%
$1,000
30-Month CD
1.26%
$1,000
12-Month CD
1.25%
$500
24-Month CD
1.21%
$1,000
Kasasa Savings
1.00%
$50
Premium Money Market
0.80%
$0
Citizens Select Money Market
0.76%
$0
12-Month CD
0.65%
$500
60-Month CD
0.60%
$2,500
Savings
0.50%
$100
24-Month CD
0.40%
$500
24-Month CD
0.35%
$1,000
36-Month CD
0.30%
$500
48-Month CD
0.25%
$1,000
12-Month CD
0.20%
$1,000
Statement Savings
0.10%
$25
Money Market
0.10%
$1,000
NOW Checking
0.08%
$300
First Money Market
0.05%
$100
3-Month CD
0.05%
$1,000
Basic Interest Checking
0.05%
$200
24-Month CD
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.375%
5.660%
0.000
30-Year Fixed
5.625%
5.671%
0.000
15 Year Fixed
5.250%
5.306%
0.000
6.500%
6.648%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.625%
5.853%
0.000
30-Year Fixed
6.250%
6.306%
0.000
30-Year Fixed
6.000%
6.090%
0.000
5.500%
5.739%
0.000
5.875%
5.931%
0.000
30-Year Fixed
6.000%
6.112%
0.000
30-Year Fixed
6.125%
6.167%
0.000
15-Year Fixed
6.500%
6.500%
0.000
30 Year Fixed
5.875%
5.916%
0.000
5.375%
5.911%
0.000
6.000%
6.059%
0.000
15-Year Fixed
5.625%
5.986%
0.000
5.750%
5.858%
0.000
5.875%
5.958%
0.000
5.750%
5.827%
0.000
30-Year Fixed
6.000%
6.162%
1.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
4.750%
4.940%
0.250
4.875%
5.275%
0.000
20-Year Fixed
5.900%
6.129%
0.000
5.250%
5.370%
0.000
15 Year Fixed
5.750%
6.062%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
5.875%
6.170%
0.000
6.125%
6.320%
0.000
5/6 SOFR ARM Jumbo
5.750%
5.761%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
5.500%
5.567%
0.000
5.750%
5.856%
0.000
15-Year Fixed Jumbo
5.750%
5.803%
0.000
6.375%
6.498%
0.000
6.000%
6.061%
0.000
5.625%
5.870%
0.000
15-Year Fixed
5.390%
5.666%
0.000
5.625%
5.850%
0.000
4.250%
4.514%
0.750
5.875%
5.958%
0.000
6.000%
6.226%
0.000
5.500%
5.646%
0.000
30-Year Fixed
6.000%
6.058%
0.000
20-Year Fixed
5.625%
5.836%
0.500
6.000%
6.141%
0.000
5.875%
6.190%
1.000
5.375%
5.475%
0.000
5.500%
5.574%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
VISA Signature Rewards
16.740% - 18.000%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Clarity
15.990%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Platinum Credit Card
9.500% - 12.500%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
9.990%
Credit Line $500-$7,000
10.150%
VISA Traditional
14.240% - 18.000%
Academic VISA® Classic
15.400%
Visa Student Rewards Card
17.990%
Visa Business Rewards Card
15.240%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
14.740%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Access FCU Visa Classic
13.500%
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Visa Platinum Preferred Starter
17.990%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.990% - 18.000%
$0 - $50,000
Summer/Holiday Loans
9.500%
$0
9.200% - 17.950%
$0 - $15,000
60 - 60
Debt Consolidation Loan
9.000%
$0
108
10.490%
$0
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
11.740% - 17.990%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Preferred Personal Loan
10.000%
$0
60
11.990%
$0
14.990%
$0
25 - 36
13.740%
$5,000
60 - 60
Credit Starter Loan
16.250%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
11.240% - 17.950%
$0
25 - 36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
8.990%
$0
36
13.990%
$0
13.450%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
10.490%
$0
60 - 60
Personal Line of Credit
11.500%
$0
10.000%
$0
60
Consolidation Loans
13.060%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Ingersoll Rand Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Ingersoll Rand Federal Credit Union
Full Time Employees: 27
Part Time Employees: 2
President: Lori Allen Unger
CEO: Thomas Mitchell
Branch Locations: 2
ATM Locations: 4
Corporate Office Address:
199 N Main St
Athens, PA 18810 1707
Phone Number: 570-888-7121
Fax Number: 570-888-9049

Financials

Total Assets:
120,128,948
Total Amount of Shares and Deposits:
102,691,238
Total Shares and Deposits < 1 Year:
93,794,389
Total Shares and Deposits 1 3 Years:
7,893,149
Total Shares and Deposits > 3 Years:
1,003,700
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,833,122
Total Uninsured Shares and Deposits > $250K (F+J):
4,833,122
Total Insured Shares and Deposits > $250K (item 17 less item K):
97,858,116
Total Interest Expense (Sum of items 6 8):
1,631,333
Share Certificates:
1,172
Number of Accounts for Share Drafts:
4,233
IRA KEOGH Accounts:
308
Number of Accounts for Regular Shares:
10,236
All other shares:
2
Money Market Shares:
162
Net Income (unless the amount is already included in Undivided Earnings):
94,683
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
9,340,796
Total Liabilities:
103,277,699
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Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Ingersoll Rand Federal Credit Union

Is a member application needed to join Ingersoll Rand Federal Credit Union?

Yes, to access services at Ingersoll Rand Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Ingersoll Rand Federal Credit Union provides a range of mortgage and home equity products.

Is Ingersoll Rand Federal Credit Union a safe place to deposit money?

Yes, Ingersoll Rand Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Ingersoll Rand Federal Credit Union offer online and mobile banking?

Most modern institutions like Ingersoll Rand Federal Credit Union provide digital access including online balance checks and transfers.

Current Ingersoll Rand Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions