|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 United Business and Industry Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
United Business and Industry Federal Credit Union's 24 month IRA CD rates are at 4.00%, 6 month CD rates are at 3.75%, 12 month CD rates are at 3.25%, 60 month IRA CD rates are at 3.05%, 60 month CD rates are at 3.00%. United Business and Industry Federal Credit Union's money market rates are at 0.05%. United Business and Industry Federal Credit Union's Personal Loan Rates are at 8.74%. MonitorBankRates evaluates the financial stability of United Business and Industry Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.30%. Rates were last updated on 04/11/2026. United Business and Industry Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Business and Industry Federal Credit Union? Share your experience about United Business and Industry Federal Credit Union by leaving a review below, or read customer reviews before you decide to use United Business and Industry Federal Credit Union. United Business and Industry Federal Credit Union
United Business and Industry FCU 120 Woodford Ave
https://ubifcu.com Plainville, CT 06062 2335 
United Business and Industry Federal Credit Union CD Rates
United Business and Industry Federal Credit Union Savings Rates
United Business and Industry Federal Credit Union Money Market Rates
United Business and Industry Federal Credit Union Mortgage Rates
United Business and Industry Federal Credit Union Home Equity & HELOC
United Business and Industry Federal Credit Union Auto Loan Rates
United Business and Industry Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for United Business and Industry Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather United Business and Industry Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with United Business and Industry Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
United Business and Industry Federal Credit Union
Website
https://ubifcu.com
Address
120 Woodford Ave,
Plainville, CT 06062 2335
Phone
860-747-4152
Fax
860-793-8248
President
Howard Schmelder
CEO
Edward Bohnwagner III
Full-Time Employees
21
Part-Time Employees
5
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.30%
Return on Assets (ROA)
0.8777%
Return on Equity (ROE)
7.8683%
Non-Performing Loans Ratio (NPL)
0.17%
Total Assets
134,238,886
Total Amount of Shares and Deposits
118,316,690
Total Shares and Deposits < 1 Year
115,316,695
Total Shares and Deposits 1 3 Years
2,474,629
Total Shares and Deposits > 3 Years
525,366
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,669,815
Total Uninsured Shares and Deposits > $250K (F+J)
15,669,815
Total Insured Shares and Deposits > $250K (item 17 less item K)
102,646,875
Total Interest Expense (Sum of items 6 8)
1,040,893
Share Certificates
691
Number of Accounts for Share Drafts
3,920
IRA KEOGH Accounts
286
Number of Accounts for Regular Shares
13,389
All other shares
350
Money Market Shares
259
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,693,338
Total Liabilities
119,264,544
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About United Business and Industry Federal Credit UnionIs United Business and Industry Federal Credit Union a safe place to deposit money?Yes, United Business and Industry Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.2996965075327%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does United Business and Industry Federal Credit Union operate?United Business and Industry Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join United Business and Industry Federal Credit Union?Yes, to access services at United Business and Industry Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, United Business and Industry Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, United Business and Industry Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does United Business and Industry Federal Credit Union offer online and mobile banking?Most modern institutions like United Business and Industry Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ubifcu.com. Current United Business and Industry Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
AUB Employees Credit Union
Cleveland Police Credit Union
ELLIS COUNTY TEACHERS AND EMPLOYEES
TEG Federal Credit Union
Alden Credit Union
ME Employees Credit Union
Telcoe Federal Credit Union
PALCO Federal Credit Union
Northeast Mississippi Federal Credit Union
EM Federal Credit Union
Heritage South Credit Union
Federal Employees Credit Union
CalCom Federal Credit Union
Partners Financial Federal Credit Union
Bulab Employees Federal Credit Union
Hotel And Travel Industry Federal Credit Union
Brockport Federal Credit Union
PrimeWay Federal Credit Union
CorePlus Federal Credit Union
Coast Central Credit Union
Hazleton School Employees Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
