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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Indiana Members Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare Indiana Members Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.41%, 6-month share certificate rates at 3.40% and 3-month share certificate rates at 0.50%. Savings rates are at 0.01% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Indiana Members Credit Union rates. MonitorBankRates evaluates the financial stability of Indiana Members Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.35%. Rates were last updated on 04/23/2026. Indiana Members Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Indiana Members Credit Union? Share your experience about Indiana Members Credit Union by leaving a review below, or read customer reviews before you decide to use Indiana Members Credit Union. Indiana Members Credit Union
Executive 5103 Madison Ave 5103 Madison Ave
Indianapolis, IN 46227 4239 
Current Rate AvailabilityWe do not have Indiana Members Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Indiana Members Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Indiana Members Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Indiana Members Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Indiana Members Credit Union
Address
5103 Madison Ave,
Indianapolis, IN 46227 4239
Phone
317-788-0366
Fax
317-784-4778
President
Robert Martin
CEO
John Newett
Full-Time Employees
444
Part-Time Employees
33
Branch Locations
31
ATM Locations
33
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.35%
Return on Assets (ROA)
0.6100%
Return on Equity (ROE)
5.8789%
Non-Performing Loans Ratio (NPL)
0.40%
Total Assets
3,430,530,500
Total Amount of Shares and Deposits
3,070,109,829
Total Shares and Deposits < 1 Year
2,964,677,380
Total Shares and Deposits 1 3 Years
98,201,424
Total Shares and Deposits > 3 Years
7,231,025
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
375,593,226
Total Uninsured Shares and Deposits > $250K (F+J)
375,593,226
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,694,516,603
Total Interest Expense (Sum of items 6 8)
48,833,325
Share Certificates
15,976
Number of Accounts for Share Drafts
109,567
IRA KEOGH Accounts
5,710
Number of Accounts for Regular Shares
175,697
All other shares
9,549
Money Market Shares
16,415
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
139,503,311
Total Liabilities
3,169,174,266
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Indiana Members Credit UnionIs Indiana Members Credit Union a safe place to deposit money?Yes, Indiana Members Credit Union is considered a safe financial institution. With a Texas Ratio of 2.3507357327268%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Indiana Members Credit Union operate?Indiana Members Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Indiana Members Credit Union?Yes, to access services at Indiana Members Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Indiana Members Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Indiana Members Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Indiana Members Credit Union offer online and mobile banking?Most modern institutions like Indiana Members Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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