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Advertiser Disclosure
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 West Branch Valley Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 4, 2026
West Branch Valley Federal Credit Union's Grow With Us 2-5-0 CD rates are at 3.25%. West Branch Valley Federal Credit Union's CU Student Choice Refinance Loan Refinance - Fixed Rate 820+ rates are at 3.25%. West Branch Valley Federal Credit Union's Personal Loan Rates are at 8.24%. MonitorBankRates evaluates the financial stability of West Branch Valley Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.24%. Rates were last updated on 04/04/2026. West Branch Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at West Branch Valley Federal Credit Union? Share your experience about West Branch Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use West Branch Valley Federal Credit Union. West Branch Valley Federal Credit Union
Corporate Office 1640 High St
https://www.wbvfcu.org Williamsport, PA 17701 
West Branch Valley Federal Credit Union CD Rates
West Branch Valley Federal Credit Union Mortgage Rates
West Branch Valley Federal Credit Union Auto Loan Rates
West Branch Valley Federal Credit Union Credit Card Rates
West Branch Valley Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for West Branch Valley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather West Branch Valley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with West Branch Valley Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
West Branch Valley Federal Credit Union
Website
https://www.wbvfcu.org
Address
1640 High St,
Williamsport, PA 17701
Phone
570-323-9407
Fax
570-323-2154
President
John Lauchle
CEO
Danna Houseknecht
Full-Time Employees
16
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.24%
Return on Assets (ROA)
0.4647%
Return on Equity (ROE)
5.2214%
Non-Performing Loans Ratio (NPL)
0.47%
Total Assets
49,329,185
Total Amount of Shares and Deposits
44,228,983
Total Shares and Deposits < 1 Year
43,135,839
Total Shares and Deposits 1 3 Years
601,290
Total Shares and Deposits > 3 Years
491,854
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,368,062
Total Uninsured Shares and Deposits > $250K (F+J)
1,368,062
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,860,921
Total Interest Expense (Sum of items 6 8)
154,830
Share Certificates
234
Number of Accounts for Share Drafts
2,819
Number of Accounts for Regular Shares
5,752
Money Market Shares
5
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
699,424
Total Liabilities
44,989,777
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About West Branch Valley Federal Credit UnionIs West Branch Valley Federal Credit Union a safe place to deposit money?Yes, West Branch Valley Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 3.2406854889771%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does West Branch Valley Federal Credit Union operate?West Branch Valley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join West Branch Valley Federal Credit Union?Yes, to access services at West Branch Valley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, West Branch Valley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, West Branch Valley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does West Branch Valley Federal Credit Union offer online and mobile banking?Most modern institutions like West Branch Valley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wbvfcu.org. Compare to Other Credit Unions
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