Innovations Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Innovations Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Innovations Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Innovations Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Innovations Financial Credit Union? Share your experience about Innovations Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Innovations Financial Credit Union. Overall, Innovations Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Innovations Financial Credit Union
Innovations FCU 910 Thomas Dr
Panama City, FL 32408 7442  Compare Innovations Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates
Jenius Bank
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4.20%
$0
Huntington FSB
18-Month CD
4.13%
$500
FSB of Aliceville, Kansas
12-Month CD
4.04%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Innovations Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Mutual Security Credit Union
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5.250%
5.362%
0.000
Catskill Hudson Bank
15-Year Fixed
5.375%
5.528%
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Nuvision Federal Credit Union
15-Year Fixed
5.250%
5.570%
1.250
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Innovations Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Abbey Credit Union
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12.960%
Access Federal Credit Union
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13.500%
Abbott Laboratories Credit Union
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13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Innovations Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
AAEC Credit Union
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8.990%
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Access Of Louisiana Federal Credit Union
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Innovations Financial Credit Union rate data right now, check back for updates, we are adding rates all the time. Innovations Financial Credit Union InformationCredit Union Name: Innovations Financial Credit Union
Website: https://www.innovationsfcu.org
Full Time Employees: 72Part Time Employees: 0 President: Craig Ellis CEO: David Southall Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
910 Thomas Dr
Panama City, FL 32408 7442 Phone Number: 850-233-4400 Fax Number: 850-233-4445 Innovations Financial Credit Union FinancialsTotal Assets:
479,041,597
Total Amount of Shares and Deposits:
433,289,776
Total Shares and Deposits < 1 Year:
368,040,590
Total Shares and Deposits 1 3 Years:
65,249,185
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
40,829,445
Total Uninsured Shares and Deposits > $250K (F+J):
40,829,445
Total Insured Shares and Deposits > $250K (item 17 less item K):
392,460,331
Total Interest Expense (Sum of items 6 8):
2,364,370
Share Certificates:
3,194
Number of Accounts for Share Drafts:
19,758
IRA KEOGH Accounts:
607
Number of Accounts for Regular Shares:
27,694
Money Market Shares:
504
Net Income (unless the amount is already included in Undivided Earnings):
623,015
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
72,597,098
Total Liabilities:
438,896,846
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Innovations Financial Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsWells Fargo Bank is currently offering 3 different promotional Certificate of Deposit rates, the rates are 2.40% APY for a 5 month CD, 2.65% APY for a 9 month CD and 3.30% APY for an 18 month CD. The rates are for the initial CD term and then are renewed at the standard CD rates if you choose to renew. The minimum deposit is $5,000 and the CD account is FDIC insured up to $100,000. As with most certificate of deposit accounts there are early withdrawal penalties, Wells Fargo imposes the following penalties:
For more information and an online CD application please visit https://www.wellsfargo.com/savings_cds/cds/index?state=none  Father's Day is upon us again so we wanted to wish all the dads out their a Happy Father's Day. We realize this post doesn't have to do anything personal finance or bank rates but we just wanted to acknowledge dads on this day and the things dads do, which in many households include managing the family finances (Yes, we also acknowledge moms also manage the family finances).
Average CD rates held steady this week as long term bond yields declined on a negative unemployment report for March. Average 12 month CD rates are at 0.63 percent this week, unchanged from last week's average CD rate. The best CD rates on our rate list also remained unchanged this week at 1.04 percent with an APY of 1.05 percent. 10 year bond yields fell from last week's high of 1.86 percent down to 1.68 percent Friday afternoon.
Bank or Credit Union Offers and DealsCurrent Fixed Mortgage Rates Make Another All-Time Low TodayUSAA Money Market Account 10K Rates now at 0.20% HSBC 6 Month CD Rate 30 Year Mortgage Rates Back Under 5.00% Investing the "Rainy Day Fund" Bangor Savings Bank CD Rates: Best Rate 4.08% APY 15-Month Special CD Benefit Plus Zions Bank Savings Interest Account Rates CD Rates July 20, 2012: Best CD Rate Now at 1.10% APY Bank Savings Rates/Money Market Rates April 17, 2013: Top Rates at or Just Above 1.00% Mortgage Rates Mixed: Mortgage Applications Decrease: MBA Alternative Bank and Credit Union Offers to ExploreMortgage Refiance Rates Slightly Higher: 30 year Refinance Mortgage Refinance Rates at 4.86%, 15 Year Mortgage Refinance Rates at 4.22%CD Rates Won't Change Much in 2014 Due to a Zero Percent Fed Funds Rate Time to Refinance your Mortgage? Current Savings Account Rates May 24, 2012 Liberty Bank for Savings CD Rates Bank of Arizona Bank CD Rates Mortgage Rates Today 12/15/10: 30 Year Conforming Mortgage Rates Hit 4.84%, 30 Year Jumbo Mortgage Rates Hit 5.46% Nexity Bank CD Rates 30 Year Mortgage Rates Remain at 5.04% This Week According to Freddie Mac Mortgage Rates Hit Another New All-Time Low: 30 year Conforming Mortgage Rates at 4.38 percent, 30 Year Jumbo Mortgage Rates at 4.92% Innovations Financial Credit Union ReviewsThere are no reviews for Innovations Financial Credit Union yet. Feel free to create one below.
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12-month CD rates can be found at 0.20%, 6-month CD rates at 0.15% and 3-month CD rates at 4.06%. Savings rates are at 1.11% and money market rates are at 1.00%. Mortgage rates on 30-year fixed loans are around 6.55%. Credit Card rates are at 15.40%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates which you can compare to 
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