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Internal Revenue Employees Federal Credit Union Rates and Review January 2026

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Internal Revenue Employees Federal Credit Union12-month CD rates can be found at 2.00%, 6-month CD rates at 3.92% and 3-month CD rates at 2.02%. Savings rates are at 0.10% and money market rates are at 3.50%. Mortgage rates on 30-year fixed loans are around 5.65%. Credit Card rates are at 15.40%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to Internal Revenue Employees Federal Credit Union rates.

Compare Internal Revenue Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Internal Revenue Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Internal Revenue Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Internal Revenue Employees Federal Credit Union? Share your experience about Internal Revenue Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Internal Revenue Employees Federal Credit Union.

Overall, Internal Revenue Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Internal Revenue Employees Federal Credit Union
IREFCU Main Office
4905 Koger Blvd
Greensboro, NC 27407
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
High-Yield Checking
4.00%
$0
12-Month CD
4.00%
$10,000
7-Month CD
3.90%
$1,000
48-Month CD
3.75%
$500
12-Month CD
3.40%
$1,000
24-Month CD
3.30%
$1,000
12-Month CD
3.25%
$1,000
36-Month CD
3.25%
$1,000
24-Month CD
3.10%
$500
24-Month CD
3.01%
$1,000
48-Month CD
3.00%
$1,000
12-Month CD
3.00%
$1,000
12-Month CD
2.93%
$500
60-Month CD
2.55%
$1,000
36-Month CD
2.50%
$1,000
6-Month CD
2.41%
$1,000
12-Month CD
2.25%
$500
12-Month CD
2.12%
$500
30-Month CD
2.02%
$1,000
60-Month CD
2.00%
$1,000
36-Month CD
1.90%
$500
12-Month CD
1.61%
$500
18-Month CD
1.50%
$500
24-Month CD
1.26%
$500
60-Month CD
1.26%
$1,000
36-Month CD
1.10%
$1,000
12-Month CD
1.00%
$25,000
Money Market
0.75%
$100
Consumer Money Market
0.75%
$1,000
42-Month CD
0.75%
$2,000
48-Month CD
0.75%
$500
60-Month CD
0.50%
$1,000
48-Month CD
0.50%
$1,000
Passbook Savings
0.50%
$25
Savings
0.50%
$25
60-Month CD
0.50%
$500
36-Month CD
0.45%
$2,000
30-Month CD
0.35%
$1,000
12-Month CD
0.25%
$500
24-Month CD
0.20%
$1,000
3-Month CD
0.15%
$500
Daily Money Market
0.10%
$5
Savings
0.10%
$25
NOW Checking
0.05%
$900
Money Market
0.05%
$2,500
6-Month CD
0.05%
$2,500
18-Month CD
0.05%
$500
Basic Savings
0.03%
$25
Money Market
0.01%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
5.625%
5.658%
0.000
5.750%
5.856%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
30-Year Fixed
6.000%
6.115%
0.000
4.875%
5.275%
0.000
30-Year Fixed
6.000%
6.115%
0.000
15 Year Fixed
5.000%
5.131%
0.250
5.750%
5.853%
0.000
30-Year Fixed
6.125%
6.192%
0.125
5.250%
5.430%
0.359
30-Year Fixed (Jumbo)
5.875%
5.931%
0.000
5.375%
5.953%
0.000
6.125%
6.326%
0.000
30-Year Fixed
6.000%
6.162%
1.000
5.625%
5.787%
0.000
6.000%
6.107%
0.000
5.500%
5.581%
0.000
15-Year Fixed
5.375%
5.660%
0.000
15-Year Fixed
5.500%
5.571%
0.000
5.250%
5.534%
0.000
10-Year Fixed
5.375%
5.638%
0.000
5.250%
5.452%
0.000
5.625%
5.787%
0.000
15-Year Fixed
5.375%
5.539%
0.000
5.625%
6.117%
0.000
15-Year Fixed
5.500%
5.718%
0.000
20-Year Fixed
5.875%
6.057%
0.000
5.625%
5.741%
0.000
30 Year Fixed
6.125%
6.360%
0.963
4.625%
4.690%
0.000
5.125%
5.331%
1.000
4.240%
7.689%
0.000
6.000%
6.076%
0.000
5.875%
5.958%
0.000
5.250%
5.426%
0.500
5.375%
5.568%
0.000
10/1 ARM (Jumbo)
5.750%
6.059%
0.000
5.750%
5.758%
0.000
5.500%
5.567%
0.000
15-Year Fixed
5.750%
5.870%
0.000
6.000%
6.067%
0.000
5.375%
5.416%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
30-Year Fixed
5.500%
5.727%
2.000
30-Year Fixed
5.750%
5.908%
0.500
15-Year Fixed
5.500%
5.684%
0.000
30-Year Fixed
6.250%
6.306%
0.000
5/1 ARM
6.750%
6.859%
0.000
5.625%
5.790%
0.000
5.500%
5.786%
2.280
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Academic VISA® Classic
15.400%
Visa Crimson Card
13.240%
Visa Signature® Rewards
17.750%
Rewards Student Classic
16.500%
Credit Limit - $500
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Member First VISA
15.040%
No balance transfer fees or annual fees.
7.900%
VISA® Classic
12.960%
8.750%
8.900% - 13.900%
Based upon credit worthiness.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Security Service Power MasterCard
12.740% - 18.000%
Security Service Power Rewards MasterCard
18.000%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Platinum Rewards
14.900%
VISA Platinum with Rewards
8.900%
10.150%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.250% - 17.950%
$0
1 - 36
10.000%
$0
1 - 36
12.990%
$0
12
Personal Line of Credit
11.500%
$0
9.990%
$0
1 - 60
10.500%
$0 - $5,000
24 - 36
Personal Lines of Credit
11.900% - 19.400%
$0
Gold Star Loan
14.200%
$0
48
Unsecured (Signature) Loan
11.000%
$0 - $500
Unsecured/Personal Loans
8.990%
$0
Consolidation Loans
14.850%
$0
37 - 60
Refinanced Signature Loans
18.000%
$0
Personal Loans
11.000%
$0
37 - 60
Personal Loans
10.000%
$0
1 - 36
Technology Loan
9.750%
$0
36
12.250% - 17.000%
$0 - $20,000
10.490%
$0
9.990% - 18.000%
$0 - $50,000
10.650%
$0
Personal/Signature
10.990%
$0
24 - 36
Summer/Holiday Loans
9.500%
$0
9.990% - 16.240%
$0
61 - 66
14.990%
$0
25 - 36
Personal Loans
13.250%
$0
6184
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Internal Revenue Employees Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Internal Revenue Employees Federal Credit Union
Full Time Employees: 3
Part Time Employees: 0
President: Timothy Driscoll
CEO: LaDawn Atkinson
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
4905 Koger Blvd
Greensboro, NC 27407
Phone Number: 336-852-7511
Fax Number: 336-852-7212

Financials

Total Assets:
12,473,009
Total Amount of Shares and Deposits:
8,864,177
Total Shares and Deposits < 1 Year:
8,864,176
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,864,177
Total Interest Expense (Sum of items 6 8):
135,433
IRA KEOGH Accounts:
37
Number of Accounts for Regular Shares:
822
Non Member Deposits:
2
Net Income (unless the amount is already included in Undivided Earnings):
74,604
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
479,013
Total Liabilities:
8,919,906
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Internal Revenue Employees Federal Credit Union

Is a member application needed to join Internal Revenue Employees Federal Credit Union?

Yes, to access services at Internal Revenue Employees Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Internal Revenue Employees Federal Credit Union provides a range of mortgage and home equity products.

Is Internal Revenue Employees Federal Credit Union a safe place to deposit money?

Yes, Internal Revenue Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Internal Revenue Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like Internal Revenue Employees Federal Credit Union provide digital access including online balance checks and transfers.

Current Internal Revenue Employees Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions